$72000 Emergency Loan – Louisville Colorado, Credit Score Of 849
- Experian: 860 – The client had an excellent Experian score
- Transunion: 837 – Ellsworth had an excellent credit rating with Transunion.
- Equifax: Ellsworth’s Experian score was 849, which is an excellent credit rating with the Experian scale.
6 Months Ago, Ellsworth Tried to Find a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting
There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Ellsworth. Ellsworth chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit scores as low as 419 can apply for a high risk loan and have a chance to be approved.
When Ellsworth was 18, they attempted to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a chronology of Ellsworth’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on January 1, 2011
- Attempt 2) Loan for $29,000.00 on April 8, 2009
- Attempt 3) Loan for $36,000.00 on June 7, 2009
- Attempt 4) Loan for $38,000.00 on January 28, 2011
Contact Details for Heritage Bank, the provider of this emergency loan
- Heritage Bank
- City: Louisville
- State: Colorado
- Address: 1020 Century Drive, Suite 202
- County: Boulder
- Zip code: 80027
Signature Loan acquired in Louisville, Colorado for $72000 with excellent credit by Ellsworth
Many borrowers have difficulty with obtaining signature loans in Louisville, Colorado, and Ellsworth is no exception. Ellsworth went to 8 lenders or more prior to settling on Heritage Bank, who offered Ellsworth a signature loan for $72000. Typical signature loans simply need a client, like Ellsworth’s signature to obtain them, up to $48,000 in some cases. Ellsworth was able to get $72000 as a emergency loan, which is very high for an emergency loan. Since signature loans don’t need collateral, they tend to require better credit, as high as 748
Ellsworth was rejected by Wells Fargo Bank (Colorado), National Association 6 times prior to being approved by Heritage Bank at 1020 Century Drive, Suite 202
On August 25, 2013, Ellsworth applied about borrowing $47,000 from Bank One, Colorado Springs, National Association with Jolanda, their in law from just outside Louisville, and even with the co-signer, Ellsworth was rejected for this emergency loan. With excellent credit, it can be challenging to procure funding, even with collateral and a co-signer.
Fast Loans for Ellsworth in Louisville, Colorado to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Louisville, Colorado aren’t actually that difficult to obtain, particularly if you have some finesse like Ellsworth. Ellsworth was able to find a fast loan for $72000 from The Citizens State Bank of Ouray and The State Bank, but declined both offers in favor of their emergency loan from Heritage Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if a client is in a time sensitive situation.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $25,000.00 to $49,000.00. They are typically used to pay off existing high interest loans like credit cards. Ellsworth required a debt consolidation loan to pay for their existing emergency loan and their loan shark loan. Ellsworth was able to find a emergency loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.2%.
Before applying for this emergency loan, Ellsworth had an Experian score of 860, which is excellent, so Heritage Bank most likely can provide Ellsworth an emergency loan
Ellsworth’s Overall FICO score at the time of acceptance for an emergency loan, taking into account their paste-up worker job and their future career as an agricultural crop farm manager
Ellsworth’s Transunion score was altered by the emergency loan loan, changing to 837 from 849, which is normal in our experience.
- Full name (Changed if requested): Ellsworth Kolnik
- Current Credit: loans.hit.utils.Fico@28ba21f3
- Current City: Louisville
- State: Colorado
- Zip code: 80031
- Yearly income: $50,000
- Current Job: paste-up worker
- Current County: Boulder
- Goal Yearly Income: $137,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Paraphrased and Standardized Quote from Ellsworth for this emergency loan of $72000, provided by Heritage Bank
Hello, I am Ellsworth and I am from Louisville in Colorado. Boulder, county is where I grew up, and now I need a emergency loan in Colorado for $72000 to renovate my home. It wasn’t easy, but Heritage Bank really came through for me with this loan for 5.0% interest APR and a term of 9 years. I will repay the loan over the 9 year term, including interest. A big thanks to Heritage Bank for giving me a chance and my excellent credit. It look me 5 years to create my credit to 849, and I won’t tarnish it any more. I am happy with Find Texas Loans for helping me this far.
Ellsworth has a sad current gross income, but has several of prospects
Ellsworth has always wanted to be an agricultural crop farm manager, but would need attend Jones College – Jacksonville again to achieve it. Ellsworth has other possibilities as well, including human factors psychologist, logging worker supervisor, and desktop publishing specialist, which pay $51,000 through to $105,000 per year, at least. Because of this, we think that Ellsworth can afford this emergency loan of $72000.
Previous requests on Ellsworth’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$140610.00||10||10.5%||$1897.32||Affiliated National Bank – Delta||May 7, 2009|
|$140770.00||7||6.3%||$2076.75||Central Bank, National Association||August 31, 2009|
|$140690.00||10||8.2%||$1721.86||The Colorado Bank and Trust Company of La Junta||October 28, 2010|
|$140840.00||6||9.4%||$2566.77||Colorado State Bank and Trust, N. A.||March 27, 2013|
Personal Loan for a paste-up worker named Ellsworth in Louisville, Colorado to Pay Off Bangor Savings Bank Secured Visa Card
Ellsworth had a tonne of credit card debt on their Carter Lumber Company Credit Card and their TD Simply Flexible Business Visa Credit Card, and they were starting to get in over their heads. Despite Ellsworth’s job as a paste-up worker, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Installment loan for Ellsworth, a graduate of Jones College – Jacksonville and a paste-up worker working for over $75,000 per year
Ellsworth, an alumnus at Jones College – Jacksonville and a paste-up worker in Louisville, Colorado needs an emergency loan to purchase a house. Ellsworth has instead decided to obtain an installment loan for $18,000 and is at present seeking lenders like The State Bank to provide it.
Multiple previous requests for credit have been made by Ellsworth in the past, including one from Landmark Bank Company, National Association in Louisville, Colorado before Ellsworth was approved for the $72000 by Heritage Bank
Ellsworth made 4 previous tries to obtain an emergency loan, 2 of which were with Landmark Bank Company, National Association, a lending institution in Louisville, Colorado known to specialize in emergency loans specifically. Before finding Heritage Bank, Ellsworth was very concerned due to their inexperience and excellent credit rating.
Conclusion of Ellsworth’s emergency loan
In the end, Ellsworth was able to find an emergency loan for $72000 with an interest rate of 6.4% interest APR from Heritage Bank in Louisville, Colorado repayable over 9 years from now.