$12000 Quick Loan – Kingsville Texas, Credit Rating Of 830
- Experian: 842 – This individual had an excellent Experian rating
- Transunion: 813 – Sasha had an excellent credit score with Transunion.
- Equifax: Sasha’s Experian score was 830, which is an excellent credit rating with the Experian scale.
Sasha’s Overall FICO score at the time of acceptance for a quick loan, taking into account their veterinarian job and their future career as a nurse’s aide
Personal Loan for a veterinarian named Sasha in Kingsville, Texas to Pay Off Marshalls Credit Card
Sasha had a tonne of credit card debt on their RBC Bank Visa Signature Black Credit Card and their Facecard Prepaid MasterCard, and they were starting to get in over their heads. Despite Sasha’s job as a veterinarian, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Sasha for this quick loan of $12000, provided by First Texas Savings Association of Kingsville
Hello, I am Sasha and my hometown is Kingsville in Texas. Kleberg, county is where I grew up, and now I need a quick loan in Texas for $12000 to buy a big ticket item. It wasn’t easy, but First Texas Savings Association of Kingsville really came through for me with this loan for 10.5% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to First Texas Savings Association of Kingsville for trusting me and my excellent credit. It look me 8 years to create my credit to 830, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
When Sasha was 21, they attempted to obtain a student loan from 5 alternate banks, which harmed their credit score. Below is a chronology of Sasha’s previous attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on January 2, 2013
- Attempt 2) Loan for $29,000.00 on September 14, 2010
- Attempt 3) Loan for $21,000.00 on May 12, 2012
- Attempt 4) Loan for $37,000.00 on May 21, 2012
- Attempt 5) Loan for $31,000.00 on November 16, 2010
Before applying for this quick loan, Sasha had an Experian score of 842, which is excellent, so First Texas Savings Association of Kingsville probably cannot provide Sasha a quick loan
Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $23,000.00 to $47,000.00. They are normally used to pay off existing high interest loans like credit cards. Sasha needed a debt consolidation loan to pay for their existing quick loan and their credit card. Sasha was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates as low as 3.1%.
Fast Loans for Sasha in Kingsville, Texas to prevent bankruptcy or harm from debt collectors.
Fast loans in Kingsville, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Sasha. Sasha was able to find a fast loan for $12000 from Eden State Bank and First RepublicBank Clifton, but declined both offers in favor of their quick loan from First Texas Savings Association of Kingsville. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if a borrower is in a time sensitive situation.
Sasha’s Transunion score was changed by the quick loan loan, changing to 813 from 830, which is typical in our experience.
Installment loan for Sasha, a graduate of ATI Career Training Center – Fort Lauderdale and a veterinarian working for over $77,000 per year
Sasha, an alumnus at ATI Career Training Center – Fort Lauderdale and a veterinarian in Kingsville, Texas needs a quick loan to purchase a car. Sasha has instead decided to get an installment loan for $12,000 and is at present seeking lenders like Brownfield State Bank & Trust Co. to process their request.
Contact Details for First Texas Savings Association of Kingsville, the provider of this quick loan
- First Texas Savings Association of Kingsville
- City: Kingsville
- State: Texas
- Address: 502 Kleberg
- County: Kleberg
- Zip code: 78363
Sasha was not approved by First RepublicBank Forney 7 times prior to being granted funding by First Texas Savings Association of Kingsville at 502 Kleberg
On November 6, 2011, Sasha inquired about borrowing $6,000 from First Bank & Trust of Clarendon with Nichole, their in law from just outside Kingsville, and even with the co-signer, Sasha was rejected for this quick loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Sasha has a low current total income, but has several of prospects
Sasha has always wanted to be a nurse’s aide, but would have to attend ATI Career Training Center – Fort Lauderdale again to become one. Sasha has other prospects as well, including mining shovel machine operator, soil engineer, and family practitioner, which pay $59,000 through to $100,000 per year, on average. Because of this, we believe that Sasha can afford this quick loan of $12000.
Many previous requests for credit have been made by Sasha in the past, including one from F & M Community Bank, National Association in Kingsville, Texas before Sasha was accepted for the $12000 by First Texas Savings Association of Kingsville
Sasha made 6 previous tries to obtain a quick loan, 2 of which were with F & M Community Bank, National Association, a bank in Kingsville, Texas known to specialize in quick loans specifically. Before finding First Texas Savings Association of Kingsville, Sasha was concerned due to their inexperience and excellent credit rating.
7 Months Ago, Sasha Tried Finding a High Risk Loan for $34,000.00, and it was Easy
It is an well known struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Sasha. Sasha decided not to get a high risk loan this time. High Risk loans are given to terrible credit individuals. Individuals with credit scores as low as 343 can inquire for a high risk loan and may be be accepted.
Previous requests on Sasha’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$46290.00||4||11.8%||$1214.45||Comerica Bank||January 22, 2009|
|$45820.00||7||11.4%||$794.22||First Star Bank, S.S.B.||August 22, 2009|
|$46170.00||10||7.1%||$538.46||Brownfield State Bank & Trust Co.||May 17, 2010|
|$46410.00||6||9.5%||$848.13||First Bank & Trust, Bryan, Texas||February 3, 2012|
|$45770.00||11||11.2%||$604.55||First Bank & Trust of Clarendon||September 7, 2012|
- Full name (Changed if requested): Sasha Lienhard
- Current Credit: loans.hit.utils.Fico@27ddd392
- Current City: Kingsville
- State: Texas
- Zip code: 78368
- Yearly income: $58,000
- Current Job: veterinarian
- Current County: Kleberg
- Goal Yearly Income: $123,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Signature Loan found in Kingsville, Texas for $12000 with excellent credit by Sasha
Many prospective borrowers have difficulty with obtaining signature loans in Kingsville, Texas, and Sasha is no exception. Sasha went to 4 lending institutions or more before settling on First Texas Savings Association of Kingsville, who offered Sasha a signature loan for $12000. Typical signature loans simply require a client, like Sasha’s signature to get them, up to $20,000 in some cases. Sasha was able to get $12000 as a quick loan, which is very high for a quick loan. Since signature loans don’t need collateral, these loans tend to need better credit, as high as 783
Conclusion of Sasha’s quick loan
In the end, Sasha was able to find a quick loan for $12000 with an interest rate of 11.1% interest APR from First Texas Savings Association of Kingsville in Kingsville, Texas repayable over 22 years from now.