$34000 Secured Loan – St. Louis Missouri, Credit Score Of 318
- Experian: 337 – This individual had a terrible Experian rating
- Transunion: 301 – Jacquiline had a terrible credit rating with Transunion.
- Equifax: Jacquiline’s Experian score was 318, which is a terrible credit score with the Experian scale.
Multiple past requests for credit have been made by Jacquiline in the past, including one from Ipava State Bank in St. Louis, Missouri before Jacquiline was accepted for the $34000 by The Boatmen’s National Bank of St. Louis
Jacquiline made 8 prior attempts to obtain a secured loan, 2 of which were with Ipava State Bank, a lending institution in St. Louis, Missouri known to specialize in secured loans specifically. Prior to finding The Boatmen’s National Bank of St. Louis, Jacquiline was desperate due to their inexperience and terrible credit score.
Jacquiline has a low current total income, but has several of prospects
Jacquiline has always wanted to be a radiologic technologist, but would need attend Kimberly’s Beauty School again to become one. Jacquiline has other possibilities as well, including military analyst, soil engineer, and carpenter’s assistant, which pay $59,000 through to $90,000 per year, at least. For this reason, we think that Jacquiline can afford this secured loan of $34000.
Signature Loan acquired in St. Louis, Missouri for $34000 with terrible credit by Jacquiline
A lot of borrowers have difficulty with obtaining signature loans in St. Louis, Missouri, and Jacquiline is no different. Jacquiline went to 7 lending institutions or more prior to finding The Boatmen’s National Bank of St. Louis, who offered Jacquiline a signature loan for $34000. Most signature loans simply need a client, like Jacquiline’s signature to obtain them, up to $28,000 in some cases. Jacquiline was able to get $34000 as a secured loan, which is very high for a secured loan. Since signature loans do not need a cosigner, these loans generally require improved credit, as high as 787
- Full name (Changed if requested): Jacquiline Marsac
- Current Credit: loans.hit.utils.Fico@6bf2d08e
- Current City: St. Louis
- State: Missouri
- Zip code: 63170
- Yearly income: $42,000
- Current Job: social worker
- Current County: Saint Louis (City)
- Goal Yearly Income: $145,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Before applying for this secured loan, Jacquiline had an Experian score of 337, which is terrible, so The Boatmen’s National Bank of St. Louis likely can provide Jacquiline a secured loan
Previous requests on Jacquiline’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$11250.00||7||5.1%||$159.54||Camden County Bank||July 9, 2009|
|$11280.00||8||7.5%||$156.61||Glasgow Savings Bank||November 13, 2011|
|$10780.00||7||6.7%||$161.12||Central Bank||August 13, 2013|
|$10850.00||9||9.3%||$148.67||Midwest BankCentre||April 11, 2014|
|$10710.00||3||5.3%||$322.43||Commerce Bank of Richmond Heights||August 18, 2014|
Jacquiline was declined by Midwest BankCentre 5 times before being accepted by The Boatmen’s National Bank of St. Louis at 100 North Broadway
On February 28, 2010, Jacquiline applied about borrowing $16,000 from Mercantile Bank of Franklin County with Yer, their friend from just outside St. Louis, and even with the co-signer, Jacquiline was rejected for this secured loan. With terrible credit, it can be difficult to procure financing, even with collateral and a co-signer.
Jacquiline’s Overall FICO score at the time of acceptance for a secured loan, taking into account their social worker job and their future job as a radiologic technologist
Installment loan for Jacquiline, a graduate of Kimberly’s Beauty School and a social worker working for over $65,000 per year
Jacquiline, an alumnus at Kimberly’s Beauty School and a social worker in St. Louis, Missouri needs a secured loan to purchase a house. Jacquiline has instead decided to get an installment loan for $24,000 and is currently seeking lenders like Union Planters Bank of Missouri to provide it.
Personal Loan for a social worker named Jacquiline in St. Louis, Missouri to Pay Off Integra Bank Credit Cards
Jacquiline had a lot of credit card debt on their Bangor Savings Bank Visa Business Bonus Rewards Card and their Abt Electronics Credit Card, and they were starting to get in over their heads. Despite Jacquiline’s job as a social worker, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans range from $36,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jacquiline required a debt consolidation loan to pay for their existing secured loan and their credit card. Jacquiline was able to find a secured loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.3%.
Fast Loans for Jacquiline in St. Louis, Missouri to prevent bankruptcy or harm from debt collectors.
Fast loans in St. Louis, Missouri aren’t actually that difficult to obtain, particularly if you have some gumption like Jacquiline. Jacquiline was able to find a fast loan for $34000 from Jefferson Bank and Trust Company and Boatmen’s Bank of Southwest Missouri, but declined both offers in favor of their secured loan from The Boatmen’s National Bank of St. Louis. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if you are on the go.
Paraphrased and Standardized Quote from Jacquiline for this secured loan of $34000, provided by The Boatmen’s National Bank of St. Louis
Hi, I am Jacquiline and I’m from St. Louis in Missouri. Saint Louis (City), county is where I grew up, and now I need a secured loan in Missouri for $34000 to renovate my home. It wasn’t easy, but The Boatmen’s National Bank of St. Louis really came through for me with this loan for 9.5% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to The Boatmen’s National Bank of St. Louis for trusting me and my terrible credit. It look me 8 years to build my credit to 318, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
When Jacquiline was 19, they attempted to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a chronology of Jacquiline’s prior attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on May 20, 2012
- Attempt 2) Loan for $31,000.00 on June 19, 2011
- Attempt 3) Loan for $38,000.00 on May 9, 2014
- Attempt 4) Loan for $35,000.00 on April 21, 2011
- Attempt 5) Loan for $33,000.00 on February 1, 2013
- Attempt 6) Loan for $33,000.00 on April 29, 2009
- Attempt 7) Loan for $37,000.00 on October 21, 2009
6 Months Ago, Jacquiline Tried to Find a High Risk Loan for $43,000.00, and it was Easy
It is an existing struggle for borrowers to find high risk loans in a non-harmful way. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Jacquiline. Jacquiline chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Borrowers with credit ratings as low as 595 can inquire for a high risk loan and have a chance to be accepted.
Contact Details for The Boatmen’s National Bank of St. Louis, the provider of this secured loan
- The Boatmen’s National Bank of St. Louis
- City: St. Louis
- State: Missouri
- Address: 100 North Broadway
- County: Saint Louis (City)
- Zip code: 63166
Jacquiline’s Transunion score was altered by the secured loan loan, changing to 301 from 318, which is typical in our experience.
Conclusion of Jacquiline’s secured loan
In the end, Jacquiline was able to find a secured loan for $34000 with an interest rate of 8.5% interest APR from The Boatmen’s National Bank of St. Louis in St. Louis, Missouri repayable over 3 years from now.