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Low Rate Unsecured Loan For Takisha In Rockford, Illinois

$140000 Unsecured Loan – Rockford Illinois, Credit Rating Of 576

  • Experian: 593 – This individual had a fair Experian rating
  • Transunion: 557 – Takisha had a fair credit rating with Transunion.
  • Equifax: Takisha’s Experian score was 576, which is a fair credit rating on the Experian rating scheme.
Client Profile: Takisha Humprey of Rockford, Illinois
  • Full name (Changed if requested): Takisha Humprey
  • Current Credit: loans.hit.utils.Fico@70177ecd
  • Current City: Rockford
  • State: Illinois
  • Zip code: 61110
  • Yearly income: $54,000
  • Current Job: exhibit artist
  • Current County: Winnebago
  • Goal Yearly Income: $90,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

When Takisha was 20, they attempted to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a list of Takisha’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on April 2, 2013
  • Attempt 2) Loan for $25,000.00 on October 29, 2011
  • Attempt 3) Loan for $37,000.00 on August 3, 2012
  • Attempt 4) Loan for $36,000.00 on January 21, 2013
  • Attempt 5) Loan for $27,000.00 on April 5, 2011
  • Attempt 6) Loan for $33,000.00 on February 26, 2011

Takisha has a disappointing current yearly income, but has several of prospects

Takisha has always wanted to be a probate lawyer, but would need attend Bellarmine University again to become one. Takisha has other possibilities as well, including park naturalist, market research analyst, and sports events business manager, which pay $57,000 through to $106,000 per year, on average. For this reason, we believe that Takisha can pay for this unsecured loan of $140000.

Takisha’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their exhibit artist job and their future career as a probate lawyer

Fico Score: 576

Contact Details for Amcore Bank, National Association, the provider of this unsecured loan

  • Amcore Bank, National Association
  • City: Rockford
  • State: Illinois
  • Address: 501 Seventh Street
  • County: Winnebago
  • Zip code: 61104

Personal Loan for an exhibit artist named Takisha in Rockford, Illinois to Pay Off Wachovia Visa Buxx Card

Takisha had a lot of credit card debt on their Staples Commercial Billing Account and their Express Credit Card Elvis Presley Visa Platinum Rewards Card, and they were starting to get in over their heads. Despite Takisha’s job as an exhibit artist, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $28,000.00 to $54,000.00. They are normally used to pay off existing high interest loans like credit cards. Takisha required a debt consolidation loan to pay for their existing unsecured loan and their payday loan. Takisha was able to find a unsecured loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your bad, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.6%.

Takisha’s Transunion score was changed by the unsecured loan loan, changing to 557 from 576, which is typical in our experience.

Transunion Score: 557

Fast Loans for Takisha in Rockford, Illinois to prevent bankruptcy or harm from debt collectors.

Fast loans in Rockford, Illinois aren’t actually that difficult to obtain, particularly if you have some finesse like Takisha. Takisha was able to find a fast loan for $140000 from Commerce Bank and Commerce Bank, but turned down both offers in favor of their unsecured loan from Amcore Bank, National Association. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. Much better if a client is in a pinch.

Before applying for this unsecured loan, Takisha had an Experian score of 593, which is fair, so Amcore Bank, National Association most likely can provide Takisha an unsecured loan

Experian Score: 593

Several previous requests for credit have been made by Takisha in the past, including one from C&G Savings Bank in Rockford, Illinois before Takisha was accepted for the $140000 by Amcore Bank, National Association

Takisha made 6 previous attempts to obtain an unsecured loan, 2 of which were with C&G Savings Bank, a lender in Rockford, Illinois known to specialize in unsecured loans specifically. Prior to finding Amcore Bank, National Association, Takisha was concerned due to their inexperience and fair credit rating.

8 Months Ago, Takisha Attempted Finding a High Risk Loan for $30,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Takisha. Takisha chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 579 can inquire for a high risk loan and possibly can be approved.

Takisha was declined by The State Bank of Geneva 6 times prior to being granted funding by Amcore Bank, National Association at 501 Seventh Street

On June 29, 2010, Takisha inquired about borrowing $6,000 from Metropolitan Bank and Trust Company with Gloria, their friend from just outside Rockford, and even with the co-signer, Takisha was rejected for this unsecured loan. With fair credit, it can be a challenge to procure financing, even with collateral and a co-signer.

Previous requests on Takisha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$25100.00 6 10.3% $468.8 The Gerber State Bank April 4, 2010
$24670.00 4 11.4% $642.41 The Belvidere National Bank and Trust Company August 28, 2014
$25310.00 4 10.6% $649.24 Commerce Bank January 20, 2015
$25330.00 8 11.1% $399.26 Byron Bank April 28, 2015
$24670.00 6 6.7% $417.05 Amalgamated Bank of Chicago July 14, 2015

Paraphrased and Standardized Quote from Takisha for this unsecured loan of $140000, provided by Amcore Bank, National Association

Hi, I am Takisha and I’m from Rockford in Illinois. Winnebago, county is where I grew up, and now I need a unsecured loan in Illinois for $140000 to buy a big ticket item. It wasn’t easy, but Amcore Bank, National Association really came through for me with this loan for 10.6% interest APR and a term of 23 years. I can probably repay the loan over the 23 year term, including interest. A big thanks to Amcore Bank, National Association for giving me a chance and my fair credit. It look me 6 years to build my credit to 576, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.

Installment loan for Takisha, a graduate of Bellarmine University and an exhibit artist working for over $74,000 per year

Takisha, an alumnus at Bellarmine University and an exhibit artist in Rockford, Illinois needs an unsecured loan to purchase a house. Takisha has instead chosen to obtain an installment loan for $6,000 and is currently seeking lenders like State Bank of Clearing to process their request.

Signature Loan acquired in Rockford, Illinois for $140000 with fair credit by Takisha

Many prospective borrowers have difficulty with obtaining signature loans in Rockford, Illinois, and Takisha is not an exception. Takisha went to 5 lending institutions or more before settling on Amcore Bank, National Association, who offered Takisha a signature loan for $140000. Most signature loans simply need a client, like Takisha’s signature to get them, up to $23,000 in some cases. Takisha was able to get $140000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans don’t require collateral, they tend to require better credit, as high as 792

Conclusion of Takisha’s unsecured loan

In the end, Takisha was able to find an unsecured loan for $140000 with an interest rate of 6.0% interest APR from Amcore Bank, National Association in Rockford, Illinois repayable over 23 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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