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Same Day Loan With Reasonable APR In Indiana County, Pennsylvania

$96000 Same Day Loan – Indiana Pennsylvania, Credit Score Of 697

  • Experian: 707 – They had a good Experian score
  • Transunion: 682 – Sonja had a good credit rating with Transunion.
  • Equifax: Sonja’s Experian score was 697, which is a good credit score on the Experian system.

Sonja’s Overall FICO score at the time of acceptance for a same day loan, taking into account their airline flight reservations administrator job and their future career as a tax lawyer

Fico Score: 697

When Sonja was 18, they attempted to obtain a student loan from 6 different banks, which damaged their credit rating. Below is a list of Sonja’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $36,000.00 on October 12, 2011
  • Attempt 2) Loan for $39,000.00 on October 1, 2011
  • Attempt 3) Loan for $31,000.00 on July 5, 2013
  • Attempt 4) Loan for $31,000.00 on April 28, 2009
  • Attempt 5) Loan for $21,000.00 on November 18, 2013
  • Attempt 6) Loan for $35,000.00 on April 17, 2011

Installment loan for Sonja, a graduate of Delaware County Community College and an airline flight reservations administrator working for over $63,000 per year

Sonja, an alumnus at Delaware County Community College and an airline flight reservations administrator in Indiana, Pennsylvania wants a same day loan to purchase a new cell phone. Sonja has instead decided to get an installment loan for $25,000 and is at present seeking lenders like Mellon Bank (Central) National Association to process their request.

Contact Details for S&T Bank, the provider of this same day loan

  • S&T Bank
  • City: Indiana
  • State: Pennsylvania
  • Address: 800 Philadelphia Street
  • County: Indiana
  • Zip code: 15701

Personal Loan for an airline flight reservations administrator named Sonja in Indiana, Pennsylvania to Pay Off Atlantic Stewardship Bank Visa Business Bonus Rewards PLUS Card

Sonja had a tonne of credit card debt on their Neiman Marcus Credit Card and their First State Bank Visa Business Platinum Card, and they were starting to get in over their heads. Despite Sonja’s job as an airline flight reservations administrator, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this same day loan, Sonja had an Experian score of 707, which is good, so S&T Bank likely can provide Sonja a same day loan

Experian Score: 707

Signature Loan found in Indiana, Pennsylvania for $96000 with good credit by Sonja

A lot of borrowers have difficulty with obtaining signature loans in Indiana, Pennsylvania, and Sonja is not an exception. Sonja went to 4 lending institutions or more before finding S&T Bank, who offered Sonja a signature loan for $96000. Most signature loans simply require a client, like Sonja’s signature to get them, up to $42,000 in some cases. Sonja was able to get $96000 as a same day loan, which is very high for a same day loan. Because signature loans do not require collateral, they generally need better credit, as high as 719

Fast Loans for Sonja in Indiana, Pennsylvania to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Indiana, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Sonja. Sonja was able to find a fast loan for $96000 from Green Ridge Bank and Penn Security Bank and Trust Company, but turned down both offers in favor of their same day loan from S&T Bank. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement in the case that a client is in a time sensitive situation.

Paraphrased and Standardized Quote from Sonja for this same day loan of $96000, provided by S&T Bank

Hi, I am Sonja and I’m from Indiana in Pennsylvania. Indiana, county is where I grew up, and now I need a same day loan in Pennsylvania for $96000 to avoid bankruptcy. It has been difficult, but S&T Bank really came through for me with this loan for 8.7% interest APR and a term of 4 years. I can probably repay the loan over the 4 year term, including interest. A big thanks to S&T Bank for trusting me and my good credit. It look me 6 years to create my credit to 697, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Sonja has a low current total income, but has several of prospects

Sonja has always wanted to be a tax lawyer, but would need attend Delaware County Community College again to achieve it. Sonja has other possibilities as well, including revenue agent, sanitary engineer, and school plant consultant, which pay $57,000 through to $98,000 per year, at least. For this reason, we think that Sonja can pay for this same day loan of $96000.

Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Most debt consolidation loans vary from $27,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Sonja required a debt consolidation loan to pay for their existing same day loan and their payday loan. Sonja was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.8%.

Client Profile: Sonja Letourneaux of Indiana, Pennsylvania
  • Full name (Changed if requested): Sonja Letourneaux
  • Current Credit: loans.hit.utils.Fico@4629104a
  • Current City: Indiana
  • State: Pennsylvania
  • Zip code: 15704
  • Yearly income: $60,000
  • Current Job: airline flight reservations administrator
  • Current County: Indiana
  • Goal Yearly Income: $124,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Sonja was not approved by Community Bank and Trust Company 4 times before being accepted by S&T Bank at 800 Philadelphia Street

On February 24, 2010, Sonja inquired about borrowing $34,000 from The Bridgeville Trust Company with Iraida, their friend from just outside Indiana, and even with the co-signer, Sonja was rejected for this same day loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.

Multiple other requests for credit have been made by Sonja in the past, including one from Dominion Bank of Bristol, National Association in Indiana, Pennsylvania before Sonja was approved for the $96000 by S&T Bank

Sonja made 6 prior attempts to obtain a same day loan, 2 of which were with Dominion Bank of Bristol, National Association, a bank in Indiana, Pennsylvania known to specialize in same day loans specifically. Before finding S&T Bank, Sonja was concerned due to their inexperience and good credit rating.

8 Months Ago, Sonja Attempted to Find a High Risk Loan for $45,000.00, and it was Easy

It is an well known struggle for clients to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Sonja. Sonja chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit applicants. Borrowers with credit ratings as low as 482 can inquire for a high risk loan and possibly can be approved.

Previous requests on Sonja’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$37600.00 8 6.5% $503.32 The People’s Bank of Oxford February 4, 2010
$38170.00 4 7.5% $922.91 First Lehigh Bank March 7, 2010
$38190.00 8 6.1% $503.73 SunBank October 10, 2013
$38410.00 9 5.6% $453.58 Merchants Bank (North) August 15, 2014

Sonja’s Transunion score was changed by the same day loan loan, changing to 682 from 697, which is typical in our experience.

Transunion Score: 682

Conclusion of Sonja’s same day loan

In the end, Sonja was able to find a same day loan for $96000 with an interest rate of 11.6% interest APR from S&T Bank in Indiana, Pennsylvania repayable over 4 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.