$14000 Signature Loan – Starke Florida, Credit Rating Of 601
- Experian: 611 – They had a good Experian score
- Transunion: 587 – Tom had a good credit rating with Transunion.
- Equifax: Tom’s Experian score was 601, which is a good credit score on the Experian scale.
Tom was rejected by Century National Bank of Broward 6 times prior to being accepted by Community State Bank at 811 South Walnut Street
On January 13, 2013, Tom inquired about borrowing $13,000 from Barnett Bank of Putnam County with Azzie, their in law from just outside Starke, and even with the co-signer, Tom was rejected for this signature loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.
Signature Loan acquired in Starke, Florida for $14000 with good credit by Tom
A lot of prospective borrowers have difficulty with obtaining signature loans in Starke, Florida, and Tom is the same. Tom went to 5 lenders or more prior to settling on Community State Bank, who offered Tom a signature loan for $14000. Most signature loans simply need a client, like Tom’s signature to obtain them, up to $23,000 in some cases. Tom was able to get $14000 as a signature loan, which is very high for a signature loan. Because signature loans do not need collateral, they generally require improved credit, as high as 777
Tom’s Overall FICO score at the time of acceptance for a signature loan, taking into account their artillery and missile officer job and their future job as a recreational vehicle mechanic
Tom’s Transunion score was changed by the signature loan loan, changing to 587 from 601, which is normal in our experience.
8 Months Ago, Tom Attempted Finding a High Risk Loan for $46,000.00, and it was Easy
There is an well known struggle for borrowers to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Tom. Tom chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit ratings as low as 473 can inquire for a high risk loan and possibly can be approved.
Fast Loans for Tom in Starke, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Starke, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Tom. Tom was able to find a fast loan for $14000 from Southeast Bank of Madison County, National Association and Southeast National Bank of Bradenton, but declined both offers in favor of their signature loan from Community State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that you are in a time sensitive situation.
Multiple past requests for credit have been made by Tom in the past, including one from Napoleon Bank in Starke, Florida before Tom was accepted for the $14000 by Community State Bank
Tom made 4 previous attempts to obtain a signature loan, 2 of which were with Napoleon Bank, a bank in Starke, Florida known to specialize in signature loans specifically. Prior to finding Community State Bank, Tom was very concerned due to their inexperience and good credit score.
Installment loan for Tom, a graduate of Catawba Valley Community College and an artillery and missile officer working for over $63,000 per year
Tom, an alumnus at Catawba Valley Community College and an artillery and missile officer in Starke, Florida needs a signature loan to purchase a house. Tom has instead chosen to obtain an installment loan for $28,000 and is at present seeking lenders like SunTrust Bank, Northwest, Florida to provide it.
Tom has a disappointing current total income, but has several of prospects
Tom has always wanted to be a recreational vehicle mechanic, but would have to attend Catawba Valley Community College again to achieve it. Tom has other possibilities as well, including field health officer, mining shovel machine operator, and ceiling tile installer, which pay $55,000 through to $108,000 per year, at least. For this reason, we believe that Tom can pay for this signature loan of $14000.
When Tom was 20, they tried to obtain a student loan from 4 different lenders, which damaged their credit score. Below is a list of Tom’s previous attempts at finding a student loan:
- Attempt 1) Loan for $32,000.00 on May 11, 2012
- Attempt 2) Loan for $28,000.00 on June 3, 2011
- Attempt 3) Loan for $20,000.00 on March 8, 2013
- Attempt 4) Loan for $28,000.00 on December 13, 2012
- Full name (Changed if requested): Tom Piccione
- Current Credit: loans.hit.utils.Fico@1175e2db
- Current City: Starke
- State: Florida
- Zip code: 32098
- Yearly income: $68,000
- Current Job: artillery and missile officer
- Current County: Bradford
- Goal Yearly Income: $138,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $0
Before applying for this signature loan, Tom had an Experian score of 611, which is good, so Community State Bank probably cannot provide Tom a signature loan
Paraphrased and Standardized Quote from Tom for this signature loan of $14000, provided by Community State Bank
Hi, I am Tom and I’m from Starke in Florida. Bradford, county is where I grew up, and now I need a signature loan in Florida for $14000 to renovate my home. It has been difficult, but Community State Bank really came through for me with this loan for 5.8% interest APR and a term of 8 years. I can probably repay the loan over the 8 year term, including interest. A big thanks to Community State Bank for giving me a chance and my good credit. It look me 4 years to build my credit to 601, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans range from $32,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Tom required a debt consolidation loan to pay for their existing signature loan and their loan shark loan. Tom was able to find a signature loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.
Personal Loan for an artillery and missile officer named Tom in Starke, Florida to Pay Off The Limited Credit Card
Tom had a tonne of credit card debt on their Wolf Furniture Credit Card and their Canandaigua National Bank & Trust Maximum Rewards Platinum Edition Visa Card, and they were starting to get in over their heads. Despite Tom’s job as an artillery and missile officer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Tom’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$126480.00||7||11.5%||$2199.04||NCNB National Bank of Florida||December 8, 2012|
|$125730.00||10||9.8%||$1647.64||Southeast Bank of Madison County, National Association||December 14, 2012|
|$126440.00||8||10.5%||$1952.24||Southeast Bank of Wildwood||October 12, 2014|
|$126140.00||10||10.6%||$1709.14||Atlantic Bank of Jacksonville||December 11, 2014|
Contact Details for Community State Bank, the provider of this signature loan
- Community State Bank
- City: Starke
- State: Florida
- Address: 811 South Walnut Street
- County: Bradford
- Zip code: 32091
Conclusion of Tom’s signature loan
In the end, Tom was able to find a signature loan for $14000 with an interest rate of 9.8% interest APR from Community State Bank in Starke, Florida repayable over 8 years from now.