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$30000 High Risk Loan With Excellent Credit In Fullerton Nebraska

$30000 High Risk Loan – Fullerton Nebraska, Credit Rating Of 838

  • Experian: 855 – This individual had an excellent Experian rating
  • Transunion: 824 – Nell had an excellent credit rating with Transunion.
  • Equifax: Nell’s Experian score was 838, which is an excellent credit score using the Experian scale.

Personal Loan for a medical laboratory technician named Nell in Fullerton, Nebraska to Pay Off Milwaukee Brewers BankAmericard Cash Rewards MasterCard

Nell had a tonne of credit card debt on their SunTrust Cash Rewards and their Whitetails Unlimited, Inc. Platinum Plus MasterCard, and they were starting to get in over their heads. Despite Nell’s job as a medical laboratory technician, they struggled to make payments on the $28,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Signature Loan found in Fullerton, Nebraska for $30000 with excellent credit by Nell

Most clients have difficulty with obtaining signature loans in Fullerton, Nebraska, and Nell is not an exception. Nell went to 4 lending institutions or more before finding The Fullerton National Bank, who offered Nell a signature loan for $30000. Most signature loans simply need a client, like Nell’s signature to obtain them, up to $34,000 in some cases. Nell was able to get $30000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t require a cosigner, they tend to need better credit, as high as 708

Nell was rejected by Western Nebraska Bank 7 times before being approved by The Fullerton National Bank at 4th And Broadway

On December 9, 2008, Nell inquired about borrowing $40,000 from The First National Bank of Bayard with Sharleen, their friend from just outside Fullerton, and even with the co-signer, Nell was rejected for this high risk loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.

6 Months in the Past, Nell Tried to Find a High Risk Loan for $39,000.00, but They Didn’t Find What They were Expecting

It is an existing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Nell. Nell decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit clients. Individuals with credit ratings as low as 414 can inquire for a high risk loan and possibly can be accepted.

Before applying for this high risk loan, Nell had an Experian score of 855, which is excellent, so The Fullerton National Bank probably cannot provide Nell a high risk loan

Experian Score: 855

Contact Details for The Fullerton National Bank, the provider of this high risk loan

  • The Fullerton National Bank
  • City: Fullerton
  • State: Nebraska
  • Address: 4th And Broadway
  • County: Nance
  • Zip code: 68638

Nell’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their medical laboratory technician job and their future job as a dermatologist

Fico Score: 838

When Nell was 21, they attempted to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a list of Nell’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on September 9, 2010
  • Attempt 2) Loan for $38,000.00 on October 12, 2010
  • Attempt 3) Loan for $28,000.00 on October 13, 2008
  • Attempt 4) Loan for $21,000.00 on July 23, 2009
  • Attempt 5) Loan for $23,000.00 on February 21, 2011
  • Attempt 6) Loan for $22,000.00 on July 14, 2011
  • Attempt 7) Loan for $39,000.00 on December 12, 2009

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $29,000.00 to $41,000.00. They are mainly used to pay off existing high interest loans like credit cards. Nell needed a debt consolidation loan to pay for their existing high risk loan and their payday loan. Nell was able to find a high risk loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.8%.

Many other requests for credit have been made by Nell in the past, including one from Blue Valley Federal Savings and Loan Association in Fullerton, Nebraska before Nell was accepted for the $30000 by The Fullerton National Bank

Nell made 5 previous attempts to obtain a high risk loan, 2 of which were with Blue Valley Federal Savings and Loan Association, a lender in Fullerton, Nebraska known to specialize in high risk loans specifically. Prior to finding The Fullerton National Bank, Nell was concerned due to their inexperience and excellent credit rating.

Installment loan for Nell, a graduate of Commonwealth Technical Institute and a medical laboratory technician working for over $79,000 per year

Nell, an alumnus at Commonwealth Technical Institute and a medical laboratory technician in Fullerton, Nebraska needs a high risk loan to purchase a house. Nell has instead chosen to obtain an installment loan for $11,000 and is at present seeking lenders like Wahoo State Bank to provide it.

Client Profile: Nell Vaulx of Fullerton, Nebraska
  • Full name (Changed if requested): Nell Vaulx
  • Current Credit: loans.hit.utils.Fico@7960847b
  • Current City: Fullerton
  • State: Nebraska
  • Zip code: 68641
  • Yearly income: $42,000
  • Current Job: medical laboratory technician
  • Current County: Nance
  • Goal Yearly Income: $116,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000

Paraphrased and Standardized Quote from Nell for this high risk loan of $30000, provided by The Fullerton National Bank

Hi, I am Nell and I am from Fullerton in Nebraska. Nance, county is where I grew up, and now I need a high risk loan in Nebraska for $30000 to avoid bankruptcy. It wasn’t easy, but The Fullerton National Bank really came through for me with this loan for 5.2% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to The Fullerton National Bank for trusting me and my excellent credit. It look me 9 years to build my credit to 838, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.

Fast Loans for Nell in Fullerton, Nebraska to prevent bankruptcy or harm from debt collectors.

Fast loans in Fullerton, Nebraska aren’t actually that difficult to obtain, especially if you have some gumption like Nell. Nell was able to find a fast loan for $30000 from Countryside Bank and Alliance National Bank and Trust Company, but declined both offers in favor of their high risk loan from The Fullerton National Bank. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a borrower is on the go.

Previous requests on Nell’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$61100.00 3 8.6% $1931.61 Citizens Bank October 10, 2008
$61280.00 11 8.5% $716.14 Stromsburg Bank July 24, 2012
$61310.00 3 5.3% $1845.79 Wahoo State Bank November 7, 2012
$60760.00 7 5.6% $876.01 Arlington State Bank May 19, 2014
$61140.00 5 8.3% $1248.5 Mason State Bank, Mason City, Nebraska March 24, 2015

Nell’s Transunion score was changed by the high risk loan loan, changing to 824 from 838, which is typical in our experience.

Transunion Score: 824

Nell has a low current gross income, but has a large amount of prospects

Nell has always wanted to be a dermatologist, but would need attend Commonwealth Technical Institute again to become one. Nell has other prospects as well, including cost analysis engineer, student admissions administrator, and civil engineer, which pay $55,000 through to $107,000 per year, on average. For this reason, we believe that Nell can afford this high risk loan of $30000.

Conclusion of Nell’s high risk loan

In the end, Nell was able to find a high risk loan for $30000 with an interest rate of 8.4% interest APR from The Fullerton National Bank in Fullerton, Nebraska repayable over 7 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.