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4 Year Student Loan For Christy In Warren Ohio

$44000 Student Loan – Warren Ohio, Credit Score Of 562

  • Experian: 578 – The client had a fair Experian rating
  • Transunion: 547 – Christy had a fair credit rating with Transunion.
  • Equifax: Christy’s Experian score was 562, which is a fair credit rating with the Experian scale.

Signature Loan easily acquired in Warren, Ohio for $44000 with fair credit by Christy

A lot of prospective borrowers have difficulty with obtaining signature loans in Warren, Ohio, and Christy is no different. Christy went to 4 lenders or more prior to finding Trumbull Savings and Loan Company, who offered Christy a signature loan for $44000. Typical signature loans simply require a client, like Christy’s signature to get them, up to $29,000 in some cases. Christy was able to get $44000 as a student loan, which is very high for a student loan. Because signature loans don’t require a cosigner, these loans generally require better credit, as high as 744

Client Profile: Christy Roxbury of Warren, Ohio
  • Full name (Changed if requested): Christy Roxbury
  • Current Credit: loans.hit.utils.Fico@7b3300e5
  • Current City: Warren
  • State: Ohio
  • Zip code: 44488
  • Yearly income: $54,000
  • Current Job: aircraft launch and recovery specialist
  • Current County: Trumbull
  • Goal Yearly Income: $142,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Christy’s Transunion score was altered by the student loan loan, changing to 547 from 562, which is typical in our experience.

Transunion Score: 547

Christy was rejected by Northwest Ohio Bank 6 times prior to being granted funding by Trumbull Savings and Loan Company at 105 High Street Northeast

On March 16, 2010, Christy inquired about borrowing $14,000 from The Apple Creek Banking Company with Sheba, their friend from just outside Warren, and even with the co-signer, Christy was rejected for this student loan. With fair credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Fast Loans for Christy in Warren, Ohio to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Warren, Ohio aren’t actually that difficult to obtain, especially if you have some gumption like Christy. Christy was able to find a fast loan for $44000 from The Vinton Banking Company and JPMorgan Chase Bank, National Association, but turned down both offers in favor of their student loan from Trumbull Savings and Loan Company. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement if a client is on the go.

Christy’s Overall FICO score at the time of acceptance for a student loan, taking into account their aircraft launch and recovery specialist job and their future career as a human factors psychologist

Fico Score: 562

Christy has a very low current total income, but has several of prospects

Christy has always wanted to be a human factors psychologist, but would have to attend Corcoran College of Art and Design again to achieve it. Christy has other possibilities as well, including radiologist, mathematical technician, and sales representative, which pay $54,000 through to $97,000 per year, on average. Because of this, we believe that Christy can pay for this student loan of $44000.

When Christy was 23, they attempted to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Christy’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $33,000.00 on June 5, 2011
  • Attempt 2) Loan for $38,000.00 on November 8, 2010
  • Attempt 3) Loan for $35,000.00 on January 25, 2010
  • Attempt 4) Loan for $30,000.00 on October 30, 2010
  • Attempt 5) Loan for $30,000.00 on December 4, 2008
  • Attempt 6) Loan for $30,000.00 on August 27, 2009

Previous requests on Christy’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$94800.00 8 6.5% $1269.01 The Vinton Banking Company August 12, 2013
$95210.00 7 6.8% $1427.68 The Ohio Valley Bank Company August 25, 2013
$94830.00 6 10.4% $1775.99 The Citizens Bank November 17, 2013
$94840.00 11 6.8% $1022.33 The Peoples Bank March 7, 2015

9 Months Ago, Christy Attempted to Find a High Risk Loan for $27,000.00, and it was Hard

There is an well known struggle for borrowers to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Christy. Christy decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit individuals. Clients with credit ratings as low as 323 can apply for a high risk loan and possibly can be approved.

Personal Loan for an aircraft launch and recovery specialist named Christy in Warren, Ohio to Pay Off Amalgamated Bank MasterCard Standard Secured

Christy had a lot of credit card debt on their Vision Premier Visa Prepaid Card and their Quantas, and they were starting to get in over their heads. Despite Christy’s job as an aircraft launch and recovery specialist, they struggled to make payments on the $22,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Trumbull Savings and Loan Company, the provider of this student loan

  • Trumbull Savings and Loan Company
  • City: Warren
  • State: Ohio
  • Address: 105 High Street Northeast
  • County: Trumbull
  • Zip code: 44482

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $31,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Christy required a debt consolidation loan to pay for their existing student loan and their payday loan. Christy was able to find a student loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your bad, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.2%.

Installment loan for Christy, a graduate of Corcoran College of Art and Design and an aircraft launch and recovery specialist working for over $61,000 per year

Christy, an alumnus at Corcoran College of Art and Design and an aircraft launch and recovery specialist in Warren, Ohio wants a student loan to purchase a house. Christy has instead chosen to get an installment loan for $14,000 and is currently seeking lenders like The Vinton Banking Company to provide it.

Several other requests for credit have been made by Christy in the past, including one from First Southdale National Bank of Edina in Warren, Ohio before Christy was approved for the $44000 by Trumbull Savings and Loan Company

Christy made 4 prior attempts to obtain a student loan, 2 of which were with First Southdale National Bank of Edina, a bank in Warren, Ohio known to specialize in student loans specifically. Prior to finding Trumbull Savings and Loan Company, Christy was desperate due to their inexperience and fair credit score.

Before applying for this student loan, Christy had an Experian score of 578, which is fair, so Trumbull Savings and Loan Company most likely cannot provide Christy a student loan

Experian Score: 578

Paraphrased and Standardized Quote from Christy for this student loan of $44000, provided by Trumbull Savings and Loan Company

Hi, I am Christy and I’m from Warren in Ohio. Trumbull, county is where I grew up, and now I need a student loan in Ohio for $44000 to renovate my home. It has been difficult, but Trumbull Savings and Loan Company really came through for me with this loan for 9.6% interest APR and a term of 5 years. I can repay the loan over the 5 year term, including interest. A big thanks to Trumbull Savings and Loan Company for giving me a chance and my fair credit. It look me 8 years to create my credit to 562, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.

Conclusion of Christy’s student loan

In the end, Christy was able to find a student loan for $44000 with an interest rate of 6.1% interest APR from Trumbull Savings and Loan Company in Warren, Ohio repayable over 5 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.