$120000 Fast Loan – Myrtle Beach South Carolina, Credit Score Of 745
- Experian: 758 – They had an excellent Experian rating
- Transunion: 727 – Tia had an excellent credit score with Transunion.
- Equifax: Tia’s Experian score was 745, which is an excellent credit score using the Experian system.
Previous requests on Tia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$78220.00||11||6.6%||$835.04||The Peoples Bank||March 26, 2009|
|$78240.00||11||7.4%||$868.07||The Commercial Bank||May 23, 2014|
|$78140.00||3||10.1%||$2525.03||The Bank of Hartsville||September 27, 2014|
|$78440.00||11||9.5%||$960.0||Farmers and Merchants Bank of South Carolina||February 5, 2015|
|$78230.00||10||8.6%||$974.13||The Security Bank||March 13, 2015|
- Full name (Changed if requested): Tia Hadaller
- Current Credit: loans.hit.utils.Fico@4dcbadb4
- Current City: Myrtle Beach
- State: South Carolina
- Zip code: 29580
- Yearly income: $47,000
- Current Job: maintenance supervisor
- Current County: Horry
- Goal Yearly Income: $136,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Paraphrased and Standardized Quote from Tia for this fast loan of $120000, provided by Seabank Federal Savings Bank
Hi, I am Tia and I’m from Myrtle Beach in South Carolina. Horry, county is where I grew up, and now I need a fast loan in South Carolina for $120000 to buy a car. It wasn’t easy, but Seabank Federal Savings Bank really came through for me with this loan for 7.5% interest APR and a term of 17 years. I can probably repay the loan over the 17 year term, including interest. A big thanks to Seabank Federal Savings Bank for trusting me and my excellent credit. It look me 6 years to build my credit to 745, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.
Contact Details for Seabank Federal Savings Bank, the provider of this fast loan
- Seabank Federal Savings Bank
- City: Myrtle Beach
- State: South Carolina
- Address: 7400 North Kings Highway
- County: Horry
- Zip code: 29577
Signature Loan easily acquired in Myrtle Beach, South Carolina for $120000 with excellent credit by Tia
Many clients struggle with obtaining signature loans in Myrtle Beach, South Carolina, and Tia is not an exception. Tia went to 8 lenders or more prior to finding Seabank Federal Savings Bank, who offered Tia a signature loan for $120000. Most signature loans simply require a client, like Tia’s signature to get them, up to $38,000 in some cases. Tia was able to get $120000 as a fast loan, which is very high for a fast loan. Since signature loans do not require collateral, these loans tend to require better credit, as high as 728
6 Months in the Past, Tia Attempted to Find a High Risk Loan for $27,000.00, and it was Easy
There is an well known struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up originating loan sharks or similar lenders, which can be scary to borrowers like Tia. Tia decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit ratings as low as 436 can apply for a high risk loan and possibly can be accepted.
Tia’s Transunion score was changed by the fast loan loan, changing to 727 from 745, which is typical in our experience.
Tia’s Overall FICO score at the time of acceptance for a fast loan, taking into account their maintenance supervisor job and their future job as a transportation systems design engineer
When Tia was 24, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit rating. Below is a list of Tia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on April 6, 2010
- Attempt 2) Loan for $24,000.00 on March 19, 2013
- Attempt 3) Loan for $34,000.00 on July 24, 2012
- Attempt 4) Loan for $39,000.00 on December 18, 2012
Fast Loans for Tia in Myrtle Beach, South Carolina to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Myrtle Beach, South Carolina aren’t actually that difficult to obtain, particularly if you have some gumption like Tia. Tia was able to find a fast loan for $120000 from First National Bank of South Carolina and The Peoples National Bank of Chester, but turned down both offers in favor of their fast loan from Seabank Federal Savings Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better in the case that a client is in a pinch.
Many other requests for credit have been made by Tia in the past, including one from West River State Bank in Myrtle Beach, South Carolina before Tia was accepted for the $120000 by Seabank Federal Savings Bank
Tia made 9 previous tries to obtain a fast loan, 2 of which were with West River State Bank, a lending institution in Myrtle Beach, South Carolina known to specialize in fast loans specifically. Prior to finding Seabank Federal Savings Bank, Tia was concerned due to their inexperience and excellent credit rating.
Installment loan for Tia, a graduate of San Bernardino Valley College and a maintenance supervisor working for over $79,000 per year
Tia, an alumnus at San Bernardino Valley College and a maintenance supervisor in Myrtle Beach, South Carolina needs a fast loan to purchase a car. Tia has instead chosen to obtain an installment loan for $15,000 and is currently seeking lenders like First National Bank of South Carolina to provide it.
Debt Consolidation Can Assist Most Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans vary from $21,000.00 to $48,000.00. They are mainly used to pay off existing high interest loans like credit cards. Tia needed a debt consolidation loan to pay for their existing fast loan and their payday loan. Tia was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 2.7%.
Tia has a very low current gross income, but has a high number of prospects
Tia has always wanted to be a transportation systems design engineer, but would need attend San Bernardino Valley College again to achieve it. Tia has other possibilities as well, including meter mechanic, deaf students teacher, and radiologic technologist, which pay $53,000 through to $90,000 per year, at least. Because of this, we believe that Tia can afford this fast loan of $120000.
Before applying for this fast loan, Tia had an Experian score of 758, which is excellent, so Seabank Federal Savings Bank most likely cannot provide Tia a fast loan
Personal Loan for a maintenance supervisor named Tia in Myrtle Beach, South Carolina to Pay Off Conestoga Bank Visa Business Bonus Rewards PLUS Card
Tia had a lot of credit card debt on their The Home Depot Consumer Credit Card and their Club CarlsonSM Rewards Visa Signature Card, and they were starting to get in over their heads. Despite Tia’s job as a maintenance supervisor, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Tia was not approved by The Conway National Bank 4 times before being approved by Seabank Federal Savings Bank at 7400 North Kings Highway
On December 31, 2012, Tia applied about borrowing $45,000 from Bank of Fairfield with Estela, their in law from just outside Myrtle Beach, and even with the co-signer, Tia was rejected for this fast loan. With excellent credit, it can be a challenge to obtain financing, even with collateral and a co-signer.
Conclusion of Tia’s fast loan
In the end, Tia was able to find a fast loan for $120000 with an interest rate of 5.2% interest APR from Seabank Federal Savings Bank in Myrtle Beach, South Carolina repayable over 17 years from now.