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$176000 Personal Loan With Terrible Credit In Conyers Georgia

$176000 Personal Loan – Conyers Georgia, Credit Score Of 344

  • Experian: 363 – They had a terrible Experian rating
  • Transunion: 329 – Adele had a terrible credit rating with Transunion.
  • Equifax: Adele’s Experian score was 344, which is a terrible credit score on the Experian rating scheme.

Adele was declined by The Citizens and Southern Bank of Colquitt County 4 times prior to being accepted by Trust Company Bank of Rockdale at 1141 Highway 138 South

On May 26, 2012, Adele inquired about borrowing $11,000 from Peoples Bank of Bartow County with Quentin, their friend from just outside Conyers, and even with the co-signer, Adele was rejected for this personal loan. With terrible credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Several past requests for credit have been made by Adele in the past, including one from Farmers State Bank in Conyers, Georgia before Adele was accepted for the $176000 by Trust Company Bank of Rockdale

Adele made 7 prior attempts to obtain a personal loan, 2 of which were with Farmers State Bank, a bank in Conyers, Georgia known to specialize in personal loans specifically. Prior to finding Trust Company Bank of Rockdale, Adele was concerned due to their inexperience and terrible credit rating.

Fast Loans for Adele in Conyers, Georgia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Conyers, Georgia aren’t actually that difficult to obtain, especially if you have some finesse like Adele. Adele was able to find a fast loan for $176000 from First South Bank, National Association and NationsBank of Florida, National Association, but declined both offers in favor of their personal loan from Trust Company Bank of Rockdale. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if you are on the go.

Signature Loan acquired in Conyers, Georgia for $176000 with terrible credit by Adele

Many prospective borrowers struggle with obtaining signature loans in Conyers, Georgia, and Adele is no exception. Adele went to 6 lenders or more prior to finding Trust Company Bank of Rockdale, who offered Adele a signature loan for $176000. Most signature loans simply need a client, like Adele’s signature to obtain them, up to $35,000 in some cases. Adele was able to get $176000 as a personal loan, which is very high for a personal loan. Since signature loans don’t require collateral, these loans tend to require improved credit, as high as 766

Paraphrased and Standardized Quote from Adele for this personal loan of $176000, provided by Trust Company Bank of Rockdale

Hi, I am Adele and I’m from Conyers in Georgia. Rockdale, county is where I grew up, and now I need a personal loan in Georgia for $176000 to buy a car. It wasn’t easy, but Trust Company Bank of Rockdale really came through for me with this loan for 7.0% interest APR and a term of 24 years. I will repay the loan over the 24 year term, including interest. A big thanks to Trust Company Bank of Rockdale for trusting me and my terrible credit. It look me 9 years to build my credit to 344, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for assisting me this far.

Adele’s Transunion score was altered by the personal loan loan, changing to 329 from 344, which is typical in our experience.

Transunion Score: 329

Adele’s Overall FICO score at the time of acceptance for a personal loan, taking into account their casino dealer job and their future career as an artillery and missile officer

Fico Score: 344

Installment loan for Adele, a graduate of Cass Career Center and a casino dealer working for over $77,000 per year

Adele, an alumnus at Cass Career Center and a casino dealer in Conyers, Georgia wants a personal loan to purchase a new cell phone. Adele has instead decided to get an installment loan for $14,000 and is currently seeking lenders like First South Bank, National Association to provide it.

Client Profile: Adele Pakele of Conyers, Georgia
  • Full name (Changed if requested): Adele Pakele
  • Current Credit: loans.hit.utils.Fico@7106e68e
  • Current City: Conyers
  • State: Georgia
  • Zip code: 30208
  • Yearly income: $68,000
  • Current Job: casino dealer
  • Current County: Rockdale
  • Goal Yearly Income: $141,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

When Adele was 23, they tried to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a chronology of Adele’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $26,000.00 on December 27, 2011
  • Attempt 2) Loan for $34,000.00 on October 10, 2011
  • Attempt 3) Loan for $32,000.00 on October 15, 2009
  • Attempt 4) Loan for $33,000.00 on January 19, 2009
  • Attempt 5) Loan for $27,000.00 on January 22, 2010
  • Attempt 6) Loan for $27,000.00 on September 23, 2011
  • Attempt 7) Loan for $34,000.00 on October 4, 2013

8 Months Ago, Adele Tried Finding a High Risk Loan for $49,000.00, and it was Hard

It is an existing struggle for clients to get high risk loans in a safe way. Many high risk loans end up originating loan sharks or the like, which can be physically harmful to borrowers like Adele. Adele chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Borrowers with credit ratings as low as 427 can inquire for a high risk loan and may be be approved.

Adele has a very low current total income, but has several of prospects

Adele has always wanted to be an artillery and missile officer, but would need attend Cass Career Center again to achieve it. Adele has other prospects as well, including casino manager, special education administrator, and systems analyst, which pay $56,000 through to $103,000 per year, at least. Because of this, we think that Adele can afford this personal loan of $176000.

Before applying for this personal loan, Adele had an Experian score of 363, which is terrible, so Trust Company Bank of Rockdale most likely cannot provide Adele a personal loan

Experian Score: 363

Previous requests on Adele’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$15130.00 5 9.3% $316.28 NationsBank of Florida, National Association March 28, 2011
$15220.00 8 6.8% $205.99 Century Bank and Trust January 5, 2012
$15180.00 8 5.7% $197.28 Bank of Madison October 21, 2012
$15230.00 11 8.6% $178.82 Bank of Hazlehurst February 19, 2013

Personal Loan for a casino dealer named Adele in Conyers, Georgia to Pay Off PartnersFirst Visa

Adele had a tonne of credit card debt on their BankAmericard Cash Rewards for Students and their PNC Visa Business Credit Card, and they were starting to get in over their heads. Despite Adele’s job as a casino dealer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Trust Company Bank of Rockdale, the provider of this personal loan

  • Trust Company Bank of Rockdale
  • City: Conyers
  • State: Georgia
  • Address: 1141 Highway 138 South
  • County: Rockdale
  • Zip code: 30207

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans vary from $36,000.00 to $51,000.00. They are typically used to pay off existing high interest loans like credit cards. Adele needed a debt consolidation loan to pay for their existing personal loan and their payday loan. Adele was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.

Conclusion of Adele’s personal loan

In the end, Adele was able to find a personal loan for $176000 with an interest rate of 5.1% interest APR from Trust Company Bank of Rockdale in Conyers, Georgia repayable over 24 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.