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Kimi Wanted A Fast Loan For $144000, Crawfordsville, Iowa

$144000 Fast Loan – Crawfordsville Iowa, Credit Rating Of 338

  • Experian: 357 – This client had a terrible Experian score
  • Transunion: 319 – Kimi had a terrible credit rating with Transunion.
  • Equifax: Kimi’s Experian score was 338, which is a terrible credit score using the Experian system.

When Kimi was 18, they tried to obtain a student loan from 5 alternate banks, which damaged their credit rating. Below is a list of Kimi’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on June 4, 2009
  • Attempt 2) Loan for $35,000.00 on October 22, 2010
  • Attempt 3) Loan for $39,000.00 on June 6, 2011
  • Attempt 4) Loan for $22,000.00 on October 30, 2010
  • Attempt 5) Loan for $27,000.00 on June 21, 2009

Many previous requests for credit have been made by Kimi in the past, including one from Bank of Nichols Hills in Crawfordsville, Iowa before Kimi was accepted for the $144000 by Peoples Savings Bank

Kimi made 7 prior attempts to obtain a fast loan, 2 of which were with Bank of Nichols Hills, a bank in Crawfordsville, Iowa known to specialize in fast loans specifically. Prior to finding Peoples Savings Bank, Kimi was concerned due to their inexperience and terrible credit rating.

Signature Loan easily acquired in Crawfordsville, Iowa for $144000 with terrible credit by Kimi

Many borrowers have difficulty with finding signature loans in Crawfordsville, Iowa, and Kimi is no different. Kimi went to 8 lending institutions or more before finding Peoples Savings Bank, who offered Kimi a signature loan for $144000. Typical signature loans simply require a client, like Kimi’s signature to obtain them, up to $45,000 in some cases. Kimi was able to get $144000 as a fast loan, which is very high for a fast loan. Because signature loans don’t need a cosigner, these loans generally need better credit, as high as 782

Client Profile: Kimi Magee of Crawfordsville, Iowa
  • Full name (Changed if requested): Kimi Magee
  • Current Credit: loans.hit.utils.Fico@7e6cbb7a
  • Current City: Crawfordsville
  • State: Iowa
  • Zip code: 52627
  • Yearly income: $32,000
  • Current Job: benefits manager
  • Current County: Washington
  • Goal Yearly Income: $143,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Paraphrased and Standardized Quote from Kimi for this fast loan of $144000, provided by Peoples Savings Bank

Hi, I am Kimi and I am from Crawfordsville in Iowa. Washington, county is where I grew up, and now I need a fast loan in Iowa for $144000 to buy a big ticket item. It wasn’t easy, but Peoples Savings Bank really came through for me with this loan for 10.2% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to Peoples Savings Bank for trusting me and my terrible credit. It look me 8 years to create my credit to 338, and I won’t tarnish it any future. I’m happy with Find Texas Loans for helping me this far.

Kimi’s Overall FICO score at the time of acceptance for a fast loan, taking into account their benefits manager job and their future job as a gas plant operator

Fico Score: 338

Before applying for this fast loan, Kimi had an Experian score of 357, which is terrible, so Peoples Savings Bank probably cannot provide Kimi a fast loan

Experian Score: 357

Kimi was rejected by Solon State Bank 6 times before being granted funding by Peoples Savings Bank at 100 South Main

On December 10, 2008, Kimi applied about borrowing $36,000 from Manson State Bank with Augusta, their in law from just outside Crawfordsville, and even with the co-signer, Kimi was rejected for this fast loan. With terrible credit, it can be difficult to procure funding, even with collateral and a co-signer.

Kimi’s Transunion score was altered by the fast loan loan, changing to 319 from 338, which is typical in our experience.

Transunion Score: 319

Personal Loan for a benefits manager named Kimi in Crawfordsville, Iowa to Pay Off RBC Visa Platinum Card

Kimi had a tonne of credit card debt on their Conestoga Bank Visa Business Bonus Rewards PLUS Card and their CFCU Classic Visa, and they were starting to get in over their heads. Despite Kimi’s job as a benefits manager, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Contact Details for Peoples Savings Bank, the provider of this fast loan

  • Peoples Savings Bank
  • City: Crawfordsville
  • State: Iowa
  • Address: 100 South Main
  • County: Washington
  • Zip code: 52621

9 Months in the Past, Kimi Tried Finding a High Risk Loan for $42,000.00, and it was Easy

There is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Kimi. Kimi decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit clients. Individuals with credit scores as low as 380 can inquire for a high risk loan and may be be approved.

Previous requests on Kimi’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$147380.00 3 9.4% $4714.13 Mills County Bank National Association November 16, 2008
$146750.00 7 9.4% $2390.97 Postville State Bank February 5, 2011
$147290.00 8 10.4% $2266.3 Washington State Bank May 1, 2014
$147190.00 7 8.2% $2308.83 Rippey Savings Bank April 3, 2015
$146880.00 10 9.2% $1876.55 Iowa State Bank July 1, 2015

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $34,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Kimi needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Kimi was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.1%.

Kimi has a very low current total income, but has several of prospects

Kimi has always wanted to be a gas plant operator, but would need attend University of Oklahoma again to become one. Kimi has other possibilities as well, including electronic drafter, environmental compliance inspector, and sales representative, which pay $50,000 through to $90,000 per year, on average. For this reason, we think that Kimi can pay for this fast loan of $144000.

Installment loan for Kimi, a graduate of University of Oklahoma and a benefits manager working for over $72,000 per year

Kimi, an alumnus at University of Oklahoma and a benefits manager in Crawfordsville, Iowa wants a fast loan to purchase a car. Kimi has instead chosen to get an installment loan for $18,000 and is currently seeking lenders like Norwest Bank Atlantic, National Association to process their request.

Fast Loans for Kimi in Crawfordsville, Iowa to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Crawfordsville, Iowa aren’t actually that difficult to obtain, particularly if you have some finesse like Kimi. Kimi was able to find a fast loan for $144000 from Raccoon Valley State Bank and Pocahontas State Bank, but turned down both offers in favor of their fast loan from Peoples Savings Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. Much better if you are on the go.

Conclusion of Kimi’s fast loan

In the end, Kimi was able to find a fast loan for $144000 with an interest rate of 5.6% interest APR from Peoples Savings Bank in Crawfordsville, Iowa repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.