$116000 Same Day Loan – North Andover Massachusetts, Credit Score Of 683
- Experian: 696 – This client had a good Experian rating
- Transunion: 666 – Philomena had a good credit rating with Transunion.
- Equifax: Philomena’s Experian score was 683, which is a good credit score using the Experian rating scheme.
Philomena’s Overall FICO score at the time of acceptance for a same day loan, taking into account their psychiatric technician job and their future career as a retail sales department supervisor
Before applying for this same day loan, Philomena had an Experian score of 696, which is good, so Northmark Bank most likely cannot provide Philomena a same day loan
6 Months in the Past, Philomena Tried Finding a High Risk Loan for $35,000.00, and it was Easy
There is an well known struggle for clients to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Philomena. Philomena decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Individuals with credit ratings as low as 489 can apply for a high risk loan and may be be accepted.
Previous requests on Philomena’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$52290.00||9||10.8%||$759.02||State Street Bank and Trust Company||May 20, 2013|
|$52130.00||11||10.4%||$664.52||United States Trust Company||April 3, 2014|
|$52440.00||7||9.8%||$865.16||BayBank Harvard Trust Company||September 8, 2014|
|$52220.00||10||8.5%||$647.45||Durfee Attleboro Bank||February 1, 2015|
|$52330.00||3||8.3%||$1647.08||Bank of New England – North Shore||April 10, 2015|
Philomena’s Transunion score was altered by the same day loan loan, changing to 666 from 683, which is typical in our experience.
Fast Loans for Philomena in North Andover, Massachusetts to prevent bankruptcy or broken legs from debt collectors.
Fast loans in North Andover, Massachusetts aren’t actually that difficult to obtain, particularly if you have some finesse like Philomena. Philomena was able to find a fast loan for $116000 from Attleboro Trust Company and Bank of New England – North Shore, but declined both offers in favor of their same day loan from Northmark Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big difference in the case that you are in a time sensitive situation.
Philomena was rejected by The Arlington National Bank 5 times before being approved by Northmark Bank at 89 Turnpike Street
On March 1, 2011, Philomena applied about borrowing $5,000 from BayBank Harvard Trust Company with Larisa, their in law from just outside North Andover, and even with the co-signer, Philomena was rejected for this same day loan. With good credit, it can be difficult to procure funding, even with collateral and a co-signer.
Multiple previous requests for credit have been made by Philomena in the past, including one from KeyBank National Association in North Andover, Massachusetts before Philomena was approved for the $116000 by Northmark Bank
Philomena made 4 previous tries to obtain a same day loan, 2 of which were with KeyBank National Association, a bank in North Andover, Massachusetts known to specialize in same day loans specifically. Prior to finding Northmark Bank, Philomena was concerned due to their inexperience and good credit rating.
Signature Loan found in North Andover, Massachusetts for $116000 with good credit by Philomena
Many clients have difficulty with finding signature loans in North Andover, Massachusetts, and Philomena is no different. Philomena went to 8 lending institutions or more prior to finding Northmark Bank, who offered Philomena a signature loan for $116000. Typical signature loans simply require a client, like Philomena’s signature to get them, up to $49,000 in some cases. Philomena was able to get $116000 as a same day loan, which is very high for a same day loan. Because signature loans do not require a cosigner, these loans generally require better credit, as high as 724
Philomena has a low current total income, but has a large amount of prospects
Philomena has always wanted to be a retail sales department supervisor, but would have to attend Cloyds Beauty School 2 Inc again to become one. Philomena has other prospects as well, including tool & machine designer, travel writer, and automotive engineer, which pay $51,000 through to $105,000 per year, on average. For this reason, we believe that Philomena can afford this same day loan of $116000.
Personal Loan for a psychiatric technician named Philomena in North Andover, Massachusetts to Pay Off University of Illinois Credit Card
Philomena had a lot of credit card debt on their Umpqua Bank Visa College Rewards and their USAA Rewards World MasterCard, and they were starting to get in over their heads. Despite Philomena’s job as a psychiatric technician, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Installment loan for Philomena, a graduate of Cloyds Beauty School 2 Inc and a psychiatric technician working for over $76,000 per year
Philomena, an alumnus at Cloyds Beauty School 2 Inc and a psychiatric technician in North Andover, Massachusetts wants a same day loan to purchase something frivolous. Philomena has instead chosen to get an installment loan for $17,000 and is currently seeking lenders like Eastern Bank and Trust Company to process their request.
When Philomena was 19, they tried to obtain a student loan from 6 alternate lenders, which damaged their credit score. Below is a chronology of Philomena’s prior attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on June 27, 2012
- Attempt 2) Loan for $30,000.00 on December 13, 2010
- Attempt 3) Loan for $27,000.00 on January 26, 2013
- Attempt 4) Loan for $30,000.00 on October 22, 2009
- Attempt 5) Loan for $39,000.00 on June 2, 2010
- Attempt 6) Loan for $35,000.00 on June 24, 2010
- Full name (Changed if requested): Philomena Applebaum
- Current Credit: loans.hit.utils.Fico@5479e3f
- Current City: North Andover
- State: Massachusetts
- Zip code: 1848
- Yearly income: $66,000
- Current Job: psychiatric technician
- Current County: Essex
- Goal Yearly Income: $145,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans vary from $34,000.00 to $49,000.00. They are normally used to pay off existing high interest loans like credit cards. Philomena required a debt consolidation loan to pay for their existing same day loan and their credit card. Philomena was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 4.1%.
Contact Details for Northmark Bank, the provider of this same day loan
- Northmark Bank
- City: North Andover
- State: Massachusetts
- Address: 89 Turnpike Street
- County: Essex
- Zip code: 1845
Paraphrased and Standardized Quote from Philomena for this same day loan of $116000, provided by Northmark Bank
Hello, I am Philomena and my hometown is North Andover in Massachusetts. Essex, county is where I grew up, and now I need a same day loan in Massachusetts for $116000 to pay bills. It has been difficult, but Northmark Bank really came through for me with this loan for 10.3% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to Northmark Bank for giving me a chance and my good credit. It look me 9 years to build my credit to 683, and I won’t harm it any future. I am pleased with Find Texas Loans for assisting me this far.
Conclusion of Philomena’s same day loan
In the end, Philomena was able to find a same day loan for $116000 with an interest rate of 7.0% interest APR from Northmark Bank in North Andover, Massachusetts repayable over 17 years from today.