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$129000 Quick Loan With Excellent Credit In Missoula Montana

$129000 Quick Loan – Missoula Montana, Credit Rating Of 776

  • Experian: 787 – The client had an excellent Experian score
  • Transunion: 758 – Gerald had an excellent credit score with Transunion.
  • Equifax: Gerald’s Experian score was 776, which is an excellent credit score with the Experian scale.

Previous requests on Gerald’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$122260.00 3 11.2% $4014.23 Western Bank of Wolf Point May 1, 2012
$121840.00 10 7.6% $1452.63 Farmers State Bank November 27, 2012
$122130.00 6 5.1% $1972.57 Bank of Montana Shelby February 16, 2014
$121680.00 7 6.1% $1783.41 Security State Bank, Harlem, Montana April 18, 2014
$121550.00 11 9.4% $1480.82 Bank of Montana Glasgow July 20, 2014

9 Months Ago, Gerald Tried Finding a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Gerald. Gerald chose not to get a high risk loan this time. High Risk loans are given to very low credit individuals. Individuals with credit scores as low as 591 can inquire for a high risk loan and have a chance to be approved.

Gerald has a low current total income, but has a high number of prospects

Gerald has always wanted to be a scientific photographer, but would need attend Lindenwood University again to achieve it. Gerald has other prospects as well, including ship master, home health aide, and sales representative, which pay $59,000 through to $102,000 per year, at least. Because of this, we believe that Gerald can afford this quick loan of $129000.

Many past requests for credit have been made by Gerald in the past, including one from Liberty Savings and Loan Association in Missoula, Montana before Gerald was accepted for the $129000 by First Interstate Bank of Missoula, National Association

Gerald made 9 prior attempts to obtain a quick loan, 2 of which were with Liberty Savings and Loan Association, a lending institution in Missoula, Montana known to specialize in quick loans specifically. Before finding First Interstate Bank of Missoula, National Association, Gerald was very concerned due to their inexperience and excellent credit score.

When Gerald was 21, they tried to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a chronology of Gerald’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on February 19, 2012
  • Attempt 2) Loan for $23,000.00 on October 20, 2010
  • Attempt 3) Loan for $21,000.00 on December 12, 2008
  • Attempt 4) Loan for $36,000.00 on February 14, 2013
  • Attempt 5) Loan for $36,000.00 on June 11, 2010
  • Attempt 6) Loan for $23,000.00 on April 23, 2011
  • Attempt 7) Loan for $30,000.00 on April 6, 2010

Personal Loan for a loan counselor named Gerald in Missoula, Montana to Pay Off Target REDcard Credit Card

Gerald had a tonne of credit card debt on their Slate with Blueprint and their UBS Visa Signature Credit Card, and they were starting to get in over their heads. Despite Gerald’s job as a loan counselor, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans vary from $39,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Gerald needed a debt consolidation loan to pay for their existing quick loan and their credit card. Gerald was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.

Before applying for this quick loan, Gerald had an Experian score of 787, which is excellent, so First Interstate Bank of Missoula, National Association probably cannot provide Gerald a quick loan

Experian Score: 787

Client Profile: Gerald Heagy of Missoula, Montana
  • Full name (Changed if requested): Gerald Heagy
  • Current Credit: loans.hit.utils.Fico@483bf400
  • Current City: Missoula
  • State: Montana
  • Zip code: 59803
  • Yearly income: $46,000
  • Current Job: loan counselor
  • Current County: Missoula
  • Goal Yearly Income: $104,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Gerald’s Overall FICO score at the time of acceptance for a quick loan, taking into account their loan counselor job and their future job as a scientific photographer

Fico Score: 776

Gerald was not approved by First Interstate Bank of Great Falls 6 times prior to being granted funding by First Interstate Bank of Missoula, National Association at Higgins And Front Streets

On May 3, 2010, Gerald inquired about borrowing $14,000 from Norwest Bank Anaconda-Butte, National Association with Hedy, their friend from just outside Missoula, and even with the co-signer, Gerald was rejected for this quick loan. With excellent credit, it can be difficult to procure funding, even with collateral and a co-signer.

Contact Details for First Interstate Bank of Missoula, National Association, the provider of this quick loan

  • First Interstate Bank of Missoula, National Association
  • City: Missoula
  • State: Montana
  • Address: Higgins And Front Streets
  • County: Missoula
  • Zip code: 59801

Signature Loan found in Missoula, Montana for $129000 with excellent credit by Gerald

A lot of borrowers struggle with finding signature loans in Missoula, Montana, and Gerald is the same. Gerald went to 8 lending institutions or more before settling on First Interstate Bank of Missoula, National Association, who offered Gerald a signature loan for $129000. Typical signature loans simply require a client, like Gerald’s signature to get them, up to $29,000 in some cases. Gerald was able to get $129000 as a quick loan, which is very high for a quick loan. Because signature loans don’t need collateral, they tend to need higher credit, as high as 759

Gerald’s Transunion score was changed by the quick loan loan, changing to 758 from 776, which is normal in our experience.

Transunion Score: 758

Installment loan for Gerald, a graduate of Lindenwood University and a loan counselor working for over $78,000 per year

Gerald, an alumnus at Lindenwood University and a loan counselor in Missoula, Montana wants a quick loan to purchase a new cell phone. Gerald has instead decided to get an installment loan for $26,000 and is at present seeking lenders like Clarks Fork National Bank to process their request.

Paraphrased and Standardized Quote from Gerald for this quick loan of $129000, provided by First Interstate Bank of Missoula, National Association

Hi, I am Gerald and I am from Missoula in Montana. Missoula, county is where I grew up, and now I need a quick loan in Montana for $129000 to renovate my home. It wasn’t easy, but First Interstate Bank of Missoula, National Association really came through for me with this loan for 8.7% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to First Interstate Bank of Missoula, National Association for giving me a chance and my excellent credit. It look me 9 years to build my credit to 776, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Fast Loans for Gerald in Missoula, Montana to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Missoula, Montana aren’t actually that difficult to obtain, especially if you have some gumption like Gerald. Gerald was able to find a fast loan for $129000 from Teton Banks and First Interstate Bank of Great Falls, but turned down both offers in favor of their quick loan from First Interstate Bank of Missoula, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big difference if a client is on the go.

Conclusion of Gerald’s quick loan

In the end, Gerald was able to find a quick loan for $129000 with an interest rate of 7.7% interest APR from First Interstate Bank of Missoula, National Association in Missoula, Montana repayable over 15 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.