$93000 Same Day Loan – Temple Texas, Credit Score Of 778
- Experian: 791 – This individual had an excellent Experian score
- Transunion: 759 – Alfred had an excellent credit rating with Transunion.
- Equifax: Alfred’s Experian score was 778, which is an excellent credit score on the Experian scale.
Alfred’s Overall FICO score at the time of acceptance for a same day loan, taking into account their administrative service manager job and their future job as a writer /author
- Full name (Changed if requested): Alfred Weant
- Current Credit: loans.hit.utils.Fico@1c2c22f3
- Current City: Temple
- State: Texas
- Zip code: 76508
- Yearly income: $48,000
- Current Job: administrative service manager
- Current County: Bell
- Goal Yearly Income: $113,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Alfred has a disappointing current yearly income, but has a large amount of prospects
Alfred has always wanted to be a writer /author, but would need attend Great Basin College again to achieve it. Alfred has other possibilities as well, including school plant consultant, municipal fire fighting supervisor, and game runner, which pay $53,000 through to $101,000 per year, at least. Because of this, we think that Alfred can pay for this same day loan of $93000.
Paraphrased and Standardized Quote from Alfred for this same day loan of $93000, provided by First RepublicBank SW Temple, National Association
Hello, I am Alfred and my hometown is Temple in Texas. Bell, county is where I grew up, and now I need a same day loan in Texas for $93000 to buy a big ticket item. It has been difficult, but First RepublicBank SW Temple, National Association really came through for me with this loan for 9.7% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to First RepublicBank SW Temple, National Association for giving me a chance and my excellent credit. It look me 9 years to build my credit to 778, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.
When Alfred was 20, they attempted to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a list of Alfred’s previous attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on January 15, 2009
- Attempt 2) Loan for $38,000.00 on August 29, 2011
- Attempt 3) Loan for $23,000.00 on August 24, 2009
- Attempt 4) Loan for $37,000.00 on January 10, 2011
- Attempt 5) Loan for $22,000.00 on October 23, 2010
- Attempt 6) Loan for $36,000.00 on October 28, 2009
Alfred was rejected by Eden State Bank 7 times prior to being granted funding by First RepublicBank SW Temple, National Association at 3309 South 31st
On February 4, 2011, Alfred inquired about borrowing $21,000 from Farmers State Bank of Madisonville, Texas with Dagny, their in law from just outside Temple, and even with the co-signer, Alfred was rejected for this same day loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.
Installment loan for Alfred, a graduate of Great Basin College and an administrative service manager working for over $70,000 per year
Alfred, an alumnus at Great Basin College and an administrative service manager in Temple, Texas needs a same day loan to purchase a house. Alfred has instead chosen to get an installment loan for $5,000 and is at present seeking lenders like First City Bank of Richardson to process their request.
Contact Details for First RepublicBank SW Temple, National Association, the provider of this same day loan
- First RepublicBank SW Temple, National Association
- City: Temple
- State: Texas
- Address: 3309 South 31st
- County: Bell
- Zip code: 76501
Alfred’s Transunion score was changed by the same day loan loan, changing to 759 from 778, which is normal in our experience.
Personal Loan for an administrative service manager named Alfred in Temple, Texas to Pay Off Crate & Barrel Credit Card
Alfred had a lot of credit card debt on their Navy FCU Visa Signature Flagship Rewards Credit Card and their Farm Bureau Bank World MasterCard, and they were starting to get in over their heads. Despite Alfred’s job as an administrative service manager, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Many previous requests for credit have been made by Alfred in the past, including one from Abbeville First Bank, SSB in Temple, Texas before Alfred was approved for the $93000 by First RepublicBank SW Temple, National Association
Alfred made 5 previous tries to obtain a same day loan, 2 of which were with Abbeville First Bank, SSB, a bank in Temple, Texas known to specialize in same day loans specifically. Prior to finding First RepublicBank SW Temple, National Association, Alfred was desperate due to their inexperience and excellent credit rating.
Signature Loan easily acquired in Temple, Texas for $93000 with excellent credit by Alfred
A lot of clients struggle with finding signature loans in Temple, Texas, and Alfred is no exception. Alfred went to 6 lenders or more before finding First RepublicBank SW Temple, National Association, who offered Alfred a signature loan for $93000. Most signature loans simply need a client, like Alfred’s signature to obtain them, up to $21,000 in some cases. Alfred was able to get $93000 as a same day loan, which is very high for a same day loan. Since signature loans do not require a cosigner, they generally require improved credit, as high as 726
8 Months Ago, Alfred Attempted to Find a High Risk Loan for $28,000.00, but They Didn’t Find What They were Expecting
It is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Alfred. Alfred chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Individuals with credit scores as low as 440 can inquire for a high risk loan and may be be approved.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $29,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Alfred needed a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Alfred was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 2.0%.
Before applying for this same day loan, Alfred had an Experian score of 791, which is excellent, so First RepublicBank SW Temple, National Association likely cannot provide Alfred a same day loan
Previous requests on Alfred’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$85890.00||4||7.2%||$2064.72||Comerica Bank||April 4, 2012|
|$85560.00||9||8.3%||$1127.23||First Star Bank, S.S.B.||September 25, 2012|
|$85610.00||11||10.4%||$1091.29||Brownfield State Bank & Trust Co.||January 18, 2013|
|$86270.00||3||6.8%||$2655.89||First Bank & Trust, Bryan, Texas||February 2, 2014|
|$85600.00||9||9.8%||$1195.88||First Bank & Trust of Clarendon||November 8, 2014|
Fast Loans for Alfred in Temple, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Temple, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Alfred. Alfred was able to find a fast loan for $93000 from Eden State Bank and The Roscoe State Bank, but turned down both offers in favor of their same day loan from First RepublicBank SW Temple, National Association. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. An improvement if a client is in a pinch.
Conclusion of Alfred’s same day loan
In the end, Alfred was able to find a same day loan for $93000 with an interest rate of 8.3% interest APR from First RepublicBank SW Temple, National Association in Temple, Texas repayable over 24 years from now.