$24000 Fast Loan – Winter Haven Florida, Credit Score Of 474
- Experian: 490 – The client had a bad Experian score
- Transunion: 462 – Maia had a bad credit score with Transunion.
- Equifax: Maia’s Experian score was 474, which is a bad credit rating on the Experian scale.
Before applying for this fast loan, Maia had an Experian score of 490, which is bad, so The Exchange National Bank of Winter Haven most likely cannot provide Maia a fast loan
- Full name (Changed if requested): Maia Anos
- Current Credit: loans.hit.utils.Fico@567d299b
- Current City: Winter Haven
- State: Florida
- Zip code: 33883
- Yearly income: $53,000
- Current Job: certified public accountant
- Current County: Polk
- Goal Yearly Income: $120,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Many other requests for credit have been made by Maia in the past, including one from F&M Bank-Iowa South Central in Winter Haven, Florida before Maia was accepted for the $24000 by The Exchange National Bank of Winter Haven
Maia made 7 previous attempts to obtain a fast loan, 2 of which were with F&M Bank-Iowa South Central, a bank in Winter Haven, Florida known to specialize in fast loans specifically. Prior to finding The Exchange National Bank of Winter Haven, Maia was desperate due to their inexperience and bad credit score.
Maia’s Transunion score was changed by the fast loan loan, changing to 462 from 474, which is typical in our experience.
9 Months Ago, Maia Tried to Find a High Risk Loan for $29,000.00, and it was Hard
There is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Maia. Maia decided not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Borrowers with credit ratings as low as 451 can apply for a high risk loan and possibly can be accepted.
Debt Consolidation Will Help Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $37,000.00 to $42,000.00. They are normally used to pay off existing high interest loans like credit cards. Maia needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Maia was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.8%.
Personal Loan for a certified public accountant named Maia in Winter Haven, Florida to Pay Off Speedway SuperAmerica Credit Cards
Maia had a lot of credit card debt on their Bank of Akron MasterCard and their BankAmericard Travel Rewards for Students, and they were starting to get in over their heads. Despite Maia’s job as a certified public accountant, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Previous requests on Maia’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$42340.00||6||8.4%||$750.65||NCNB National Bank of Florida||October 12, 2008|
|$42420.00||4||6.3%||$1002.08||Southeast Bank of Madison County, National Association||May 12, 2012|
|$41760.00||4||6.7%||$994.19||Southeast Bank of Wildwood||July 30, 2014|
|$41890.00||4||11.1%||$1084.7||Atlantic Bank of Jacksonville||September 17, 2014|
|$42110.00||8||6.1%||$555.44||Century National Bank of Broward||January 7, 2015|
Maia was rejected by Southeast Bank of Perry, National Association 4 times prior to being granted funding by The Exchange National Bank of Winter Haven at 250 Magnolia Avenue, S.W.
On March 30, 2012, Maia inquired about borrowing $39,000 from Barnett Bank of West Florida with Milton, their in law from just outside Winter Haven, and even with the co-signer, Maia was rejected for this fast loan. With bad credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Contact Details for The Exchange National Bank of Winter Haven, the provider of this fast loan
- The Exchange National Bank of Winter Haven
- City: Winter Haven
- State: Florida
- Address: 250 Magnolia Avenue, S.W.
- County: Polk
- Zip code: 33880
Maia has a very low current yearly income, but has several of prospects
Maia has always wanted to be a parking lot attendant, but would need attend Mount Marty College again to achieve it. Maia has other possibilities as well, including personal service supervisor, mental health counselor, and glass blower, which pay $50,000 through to $107,000 per year, on average. For this reason, we think that Maia can pay for this fast loan of $24000.
Maia’s Overall FICO score at the time of acceptance for a fast loan, taking into account their certified public accountant job and their future job as a parking lot attendant
Fast Loans for Maia in Winter Haven, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Winter Haven, Florida aren’t actually that difficult to obtain, especially if you have some finesse like Maia. Maia was able to find a fast loan for $24000 from Flagship Bank of Lake Alfred and The Florida National Bank at Orlando, but declined both offers in favor of their fast loan from The Exchange National Bank of Winter Haven. The difference with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. A big improvement if a borrower is on the go.
Paraphrased and Standardized Quote from Maia for this fast loan of $24000, provided by The Exchange National Bank of Winter Haven
Hi, I am Maia and my hometown is Winter Haven in Florida. Polk, county is where I grew up, and now I need a fast loan in Florida for $24000 to pay bills. It wasn’t easy, but The Exchange National Bank of Winter Haven really came through for me with this loan for 10.4% interest APR and a term of 9 years. I can repay the loan over the 9 year term, including interest. A big thanks to The Exchange National Bank of Winter Haven for giving me a chance and my bad credit. It look me 8 years to create my credit to 474, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.
Installment loan for Maia, a graduate of Mount Marty College and a certified public accountant working for over $76,000 per year
Maia, an alumnus at Mount Marty College and a certified public accountant in Winter Haven, Florida wants a fast loan to purchase something frivolous. Maia has instead chosen to get an installment loan for $12,000 and is at present seeking lenders like SunTrust Bank, Northwest, Florida to provide it.
Signature Loan acquired in Winter Haven, Florida for $24000 with bad credit by Maia
Most clients struggle with obtaining signature loans in Winter Haven, Florida, and Maia is no different. Maia went to 6 lending institutions or more before settling on The Exchange National Bank of Winter Haven, who offered Maia a signature loan for $24000. Typical signature loans simply require a client, like Maia’s signature to get them, up to $23,000 in some cases. Maia was able to get $24000 as a fast loan, which is very high for a fast loan. Because signature loans don’t require a cosigner, they generally require higher credit, as high as 704
When Maia was 22, they tried to obtain a student loan from 4 alternate lenders, which harmed their credit score. Below is a list of Maia’s prior attempts at finding a student loan:
- Attempt 1) Loan for $30,000.00 on August 21, 2011
- Attempt 2) Loan for $28,000.00 on March 2, 2012
- Attempt 3) Loan for $35,000.00 on July 23, 2012
- Attempt 4) Loan for $28,000.00 on March 5, 2009
Conclusion of Maia’s fast loan
In the end, Maia was able to find a fast loan for $24000 with an interest rate of 7.2% interest APR from The Exchange National Bank of Winter Haven in Winter Haven, Florida repayable over 9 years from today.