$86000 Fast Loan – Berlin New Hampshire, Credit Rating Of 641
- Experian: 652 – The client had a good Experian rating
- Transunion: 625 – Dessie had a good credit score with Transunion.
- Equifax: Dessie’s Experian score was 641, which is a good credit rating with the Experian rating scheme.
Signature Loan found in Berlin, New Hampshire for $86000 with good credit by Dessie
Most prospective borrowers struggle with obtaining signature loans in Berlin, New Hampshire, and Dessie is no different. Dessie went to 6 lending institutions or more before finding Northway Bank, who offered Dessie a signature loan for $86000. Typical signature loans simply require a client, like Dessie’s signature to get them, up to $44,000 in some cases. Dessie was able to get $86000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require collateral, these loans generally need higher credit, as high as 795
Dessie’s Transunion score was changed by the fast loan loan, changing to 625 from 641, which is typical in our experience.
Previous requests on Dessie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$51480.00||10||10.2%||$686.03||Indian Head Bank North||May 9, 2009|
|$51230.00||8||11.3%||$813.06||First & Ocean National Bank||April 19, 2013|
|$50570.00||7||8.8%||$808.5||Ocean Bank||March 30, 2014|
|$51160.00||5||7.8%||$1032.45||The Bristol Bank||May 22, 2014|
|$51400.00||10||10.2%||$684.96||BankEast, National Association||March 13, 2015|
Paraphrased and Standardized Quote from Dessie for this fast loan of $86000, provided by Northway Bank
Hello, I am Dessie and my hometown is Berlin in New Hampshire. Coos, county is where I grew up, and now I need a fast loan in New Hampshire for $86000 to pay bills. It wasn’t easy, but Northway Bank really came through for me with this loan for 8.4% interest APR and a term of 6 years. I will repay the loan over the 6 year term, including interest. A big thanks to Northway Bank for giving me a chance and my good credit. It look me 7 years to build my credit to 641, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.
Dessie has a very low current yearly income, but has a large amount of prospects
Dessie has always wanted to be a nuclear equipment operation technician, but would have to attend Zoni Language Centers again to become one. Dessie has other prospects as well, including historical archivist, resource teacher, and private nurse, which pay $52,000 through to $96,000 per year, at least. For this reason, we believe that Dessie can afford this fast loan of $86000.
Several previous requests for credit have been made by Dessie in the past, including one from Park National Bank in Berlin, New Hampshire before Dessie was accepted for the $86000 by Northway Bank
Dessie made 6 previous tries to obtain a fast loan, 2 of which were with Park National Bank, a lending institution in Berlin, New Hampshire known to specialize in fast loans specifically. Prior to finding Northway Bank, Dessie was concerned due to their inexperience and good credit rating.
When Dessie was 21, they tried to obtain a student loan from 5 alternate lenders, which harmed their credit rating. Below is a chronology of Dessie’s previous attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on February 23, 2009
- Attempt 2) Loan for $28,000.00 on March 16, 2011
- Attempt 3) Loan for $23,000.00 on December 4, 2008
- Attempt 4) Loan for $34,000.00 on December 23, 2013
- Attempt 5) Loan for $23,000.00 on December 27, 2009
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans range from $30,000.00 to $50,000.00. They are normally used to pay off existing high interest loans like credit cards. Dessie needed a debt consolidation loan to pay for their existing fast loan and their loan shark loan. Dessie was able to find a fast loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your bad, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.
- Full name (Changed if requested): Dessie Gayton
- Current Credit: loans.hit.utils.Fico@5a10411
- Current City: Berlin
- State: New Hampshire
- Zip code: 3576
- Yearly income: $52,000
- Current Job: medical secretary
- Current County: Coos
- Goal Yearly Income: $133,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Before applying for this fast loan, Dessie had an Experian score of 652, which is good, so Northway Bank most likely can provide Dessie a fast loan
9 Months Ago, Dessie Attempted Finding a High Risk Loan for $45,000.00, and it was Hard
It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Dessie. Dessie decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Clients with credit scores as low as 339 can apply for a high risk loan and possibly can be approved.
Dessie’s Overall FICO score at the time of acceptance for a fast loan, taking into account their medical secretary job and their future job as a nuclear equipment operation technician
Contact Details for Northway Bank, the provider of this fast loan
- Northway Bank
- City: Berlin
- State: New Hampshire
- Address: 9 Main Street
- County: Coos
- Zip code: 3570
Fast Loans for Dessie in Berlin, New Hampshire to prevent bankruptcy or harm from debt collectors.
Fast loans in Berlin, New Hampshire aren’t actually that difficult to obtain, especially if you have some gumption like Dessie. Dessie was able to find a fast loan for $86000 from Laconia Peoples National Bank and Trust Company and First NH Bank of Lebanon, but turned down both offers in favor of their fast loan from Northway Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement in the case that a borrower is in a time sensitive situation.
Dessie was declined by Merchants National Bank 7 times prior to being approved by Northway Bank at 9 Main Street
On November 6, 2008, Dessie inquired about borrowing $19,000 from Citizens Bank New Hampshire with Karie, their friend from just outside Berlin, and even with the co-signer, Dessie was rejected for this fast loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Installment loan for Dessie, a graduate of Zoni Language Centers and a medical secretary working for over $60,000 per year
Dessie, an alumnus at Zoni Language Centers and a medical secretary in Berlin, New Hampshire wants a fast loan to purchase a new cell phone. Dessie has instead chosen to obtain an installment loan for $12,000 and is at present seeking lenders like Dartmouth National Bank to process their request.
Personal Loan for a medical secretary named Dessie in Berlin, New Hampshire to Pay Off Jessica London Credit Card
Dessie had a lot of credit card debt on their American Savings Bank Maximum Rewards Visa Card and their Bloomingdale’s Credit Card, and they were starting to get in over their heads. Despite Dessie’s job as a medical secretary, they struggled to make payments on the $22,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Dessie’s fast loan
In the end, Dessie was able to find a fast loan for $86000 with an interest rate of 5.2% interest APR from Northway Bank in Berlin, New Hampshire repayable over 6 years from now.