$18000 Quick Loan – Canton Ohio, Credit Score Of 542
- Experian: 553 – The client had a fair Experian rating
- Transunion: 523 – Dara had a fair credit score with Transunion.
- Equifax: Dara’s Experian score was 542, which is a fair credit score using the Experian rating scheme.
Many previous requests for credit have been made by Dara in the past, including one from First Trust & Savings Bank of Albany, Illinois in Canton, Ohio before Dara was approved for the $18000 by Peoples Building and Loan Company
Dara made 4 prior attempts to obtain a quick loan, 2 of which were with First Trust & Savings Bank of Albany, Illinois, a bank in Canton, Ohio known to specialize in quick loans specifically. Prior to finding Peoples Building and Loan Company, Dara was very concerned due to their inexperience and fair credit score.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $35,000.00 to $51,000.00. They are normally used to pay off existing high interest loans like credit cards. Dara required a debt consolidation loan to pay for their existing quick loan and their credit card. Dara was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.3%.
Paraphrased and Standardized Quote from Dara for this quick loan of $18000, provided by Peoples Building and Loan Company
Hello, I am Dara and I am from Canton in Ohio. Stark, county is where I grew up, and now I need a quick loan in Ohio for $18000 to renovate my home. It has been difficult, but Peoples Building and Loan Company really came through for me with this loan for 9.3% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to Peoples Building and Loan Company for giving me a chance and my fair credit. It look me 8 years to build my credit to 542, and I won’t tarnish it any more. I’m pleased with Find Texas Loans for helping me this far.
Previous requests on Dara’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$115720.00||3||8.8%||$3669.1||The Vinton Banking Company||August 9, 2013|
|$115780.00||11||6.2%||$1212.13||The Ohio Valley Bank Company||October 1, 2014|
|$116250.00||3||9.6%||$3729.27||The Citizens Bank||February 10, 2015|
|$116200.00||6||8.8%||$2083.05||The Peoples Bank||July 12, 2015|
- Full name (Changed if requested): Dara Walwyn
- Current Credit: loans.hit.utils.Fico@4fca772d
- Current City: Canton
- State: Ohio
- Zip code: 44708
- Yearly income: $55,000
- Current Job: graduate teaching assistant
- Current County: Stark
- Goal Yearly Income: $95,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Signature Loan found in Canton, Ohio for $18000 with fair credit by Dara
Many borrowers have difficulty with obtaining signature loans in Canton, Ohio, and Dara is not an exception. Dara went to 6 lending institutions or more prior to settling on Peoples Building and Loan Company, who offered Dara a signature loan for $18000. Most signature loans simply need a client, like Dara’s signature to obtain them, up to $47,000 in some cases. Dara was able to get $18000 as a quick loan, which is very high for a quick loan. Since signature loans don’t require collateral, these loans generally require improved credit, as high as 793
8 Months Ago, Dara Attempted Finding a High Risk Loan for $24,000.00, but They Didn’t Find What They were Expecting
It is an existing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Dara. Dara chose not to obtain a high risk loan this time. High Risk loans are given to terrible credit borrowers. Individuals with credit scores as low as 352 can apply for a high risk loan and possibly can be approved.
Fast Loans for Dara in Canton, Ohio to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Canton, Ohio aren’t actually that difficult to obtain, especially if you have some finesse like Dara. Dara was able to find a fast loan for $18000 from The Peoples Savings Bank Company and The Peoples Bank, but declined both offers in favor of their quick loan from Peoples Building and Loan Company. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better if you are in a pinch.
Dara was not approved by The Home Banking Company 4 times prior to being granted funding by Peoples Building and Loan Company at 4450 Belden Village Avenue N W
On May 4, 2011, Dara applied about borrowing $36,000 from Northwest Ohio Bank with Glynda, their friend from just outside Canton, and even with the co-signer, Dara was rejected for this quick loan. With fair credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Personal Loan for a graduate teaching assistant named Dara in Canton, Ohio to Pay Off Tioga State Bank Visa Signature Bonus Rewards Card
Dara had a lot of credit card debt on their Royal Caribbean Visa Signature Card and their Zions Bank AmaZing Rate for Business, and they were starting to get in over their heads. Despite Dara’s job as a graduate teaching assistant, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Dara’s Overall FICO score at the time of acceptance for a quick loan, taking into account their graduate teaching assistant job and their future job as a social work professor
Installment loan for Dara, a graduate of University of Maine at Augusta and a graduate teaching assistant working for over $65,000 per year
Dara, an alumnus at University of Maine at Augusta and a graduate teaching assistant in Canton, Ohio needs a quick loan to purchase a house. Dara has instead decided to get an installment loan for $14,000 and is currently seeking lenders like The Ohio Valley Bank Company to provide it.
When Dara was 24, they tried to obtain a student loan from 6 different lenders, which damaged their credit rating. Below is a chronology of Dara’s previous attempts at finding a student loan:
- Attempt 1) Loan for $29,000.00 on November 29, 2008
- Attempt 2) Loan for $34,000.00 on February 8, 2012
- Attempt 3) Loan for $36,000.00 on July 30, 2009
- Attempt 4) Loan for $25,000.00 on April 22, 2013
- Attempt 5) Loan for $31,000.00 on May 25, 2010
- Attempt 6) Loan for $31,000.00 on August 21, 2012
Contact Details for Peoples Building and Loan Company, the provider of this quick loan
- Peoples Building and Loan Company
- City: Canton
- State: Ohio
- Address: 4450 Belden Village Avenue N W
- County: Stark
- Zip code: 44702
Dara’s Transunion score was changed by the quick loan loan, changing to 523 from 542, which is normal in our experience.
Dara has a sad current yearly income, but has a large amount of prospects
Dara has always wanted to be a social work professor, but would have to attend University of Maine at Augusta again to achieve it. Dara has other prospects as well, including home health aide, bank teller, and computer applications engineer, which pay $58,000 through to $91,000 per year, on average. For this reason, we think that Dara can pay for this quick loan of $18000.
Before applying for this quick loan, Dara had an Experian score of 553, which is fair, so Peoples Building and Loan Company probably cannot provide Dara a quick loan
Conclusion of Dara’s quick loan
In the end, Dara was able to find a quick loan for $18000 with an interest rate of 10.5% interest APR from Peoples Building and Loan Company in Canton, Ohio repayable over 22 years from now.