$60000 Direct Loan – Miami Beach Florida, Credit Rating Of 558
- Experian: 574 – The client had a fair Experian score
- Transunion: 542 – Jolie had a fair credit score with Transunion.
- Equifax: Jolie’s Experian score was 558, which is a fair credit rating using the Experian system.
Jolie was declined by Century Bank of Orange County 6 times before being approved by City National Bank of Miami Beach at 326 Seventy-First Street
On May 7, 2010, Jolie inquired about borrowing $23,000 from The First National Bank of Alachua with Breana, their in law from just outside Miami Beach, and even with the co-signer, Jolie was rejected for this direct loan. With fair credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Jolie’s Overall FICO score at the time of acceptance for a direct loan, taking into account their railroad inspector job and their future job as a civil drafter
Before applying for this direct loan, Jolie had an Experian score of 574, which is fair, so City National Bank of Miami Beach likely cannot provide Jolie a direct loan
Many past requests for credit have been made by Jolie in the past, including one from Okey-Vernon First National Bank in Miami Beach, Florida before Jolie was approved for the $60000 by City National Bank of Miami Beach
Jolie made 5 previous tries to obtain a direct loan, 2 of which were with Okey-Vernon First National Bank, a lending institution in Miami Beach, Florida known to specialize in direct loans specifically. Prior to finding City National Bank of Miami Beach, Jolie was very concerned due to their inexperience and fair credit rating.
When Jolie was 20, they tried to obtain a student loan from 6 different banks, which damaged their credit rating. Below is a list of Jolie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on October 11, 2009
- Attempt 2) Loan for $27,000.00 on January 15, 2010
- Attempt 3) Loan for $21,000.00 on March 16, 2009
- Attempt 4) Loan for $35,000.00 on February 22, 2011
- Attempt 5) Loan for $30,000.00 on June 26, 2010
- Attempt 6) Loan for $38,000.00 on August 25, 2009
Paraphrased and Standardized Quote from Jolie for this direct loan of $60000, provided by City National Bank of Miami Beach
Hello, I am Jolie and I am from Miami Beach in Florida. Miami-Dade, county is where I grew up, and now I need a direct loan in Florida for $60000 to buy a car. It has been difficult, but City National Bank of Miami Beach really came through for me with this loan for 11.1% interest APR and a term of 7 years. I can probably repay the loan over the 7 year term, including interest. A big thanks to City National Bank of Miami Beach for giving me a chance and my fair credit. It look me 8 years to create my credit to 558, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Signature Loan easily acquired in Miami Beach, Florida for $60000 with fair credit by Jolie
Many prospective borrowers have difficulty with obtaining signature loans in Miami Beach, Florida, and Jolie is no different. Jolie went to 4 lending institutions or more prior to settling on City National Bank of Miami Beach, who offered Jolie a signature loan for $60000. Typical signature loans simply need a client, like Jolie’s signature to get them, up to $25,000 in some cases. Jolie was able to get $60000 as a direct loan, which is very high for a direct loan. Because signature loans don’t need collateral, these loans tend to require higher credit, as high as 713
Jolie has a disappointing current total income, but has several of prospects
Jolie has always wanted to be a civil drafter, but would need attend New River Community and Technical College again to become one. Jolie has other prospects as well, including film editor, employment and placement specialist, and golf course superintendent, which pay $50,000 through to $108,000 per year, on average. For this reason, we think that Jolie can pay for this direct loan of $60000.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans range from $21,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jolie required a debt consolidation loan to pay for their existing direct loan and their credit card. Jolie was able to find a direct loan in the end. Debt consolidation, or just consolidation, is a tactic in the debt snowball method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.5%.
9 Months Ago, Jolie Attempted Finding a High Risk Loan for $34,000.00, and it was Easy
There is an existing struggle for clients to get high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Jolie. Jolie chose not to obtain a high risk loan this time. High Risk loans are given to very low credit individuals. Borrowers with credit ratings as low as 466 can apply for a high risk loan and possibly can be approved.
Jolie’s Transunion score was changed by the direct loan loan, changing to 542 from 558, which is normal in our experience.
Contact Details for City National Bank of Miami Beach, the provider of this direct loan
- City National Bank of Miami Beach
- City: Miami Beach
- State: Florida
- Address: 326 Seventy-First Street
- County: Miami-Dade
- Zip code: 33141
Previous requests on Jolie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$23150.00||3||8.1%||$726.51||NCNB National Bank of Florida||January 10, 2013|
|$23250.00||6||11.1%||$443.73||Southeast Bank of Madison County, National Association||February 15, 2014|
|$22540.00||6||6.5%||$378.9||Southeast Bank of Wildwood||June 16, 2014|
|$22900.00||9||9.2%||$312.57||Atlantic Bank of Jacksonville||June 27, 2014|
|$23370.00||8||7.3%||$322.12||Century National Bank of Broward||November 19, 2014|
Fast Loans for Jolie in Miami Beach, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Miami Beach, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Jolie. Jolie was able to find a fast loan for $60000 from The First Bankers of Polk County and Sun Bank of Osceola County, but turned down both offers in favor of their direct loan from City National Bank of Miami Beach. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big difference if you are on the go.
Installment loan for Jolie, a graduate of New River Community and Technical College and a railroad inspector working for over $69,000 per year
Jolie, an alumnus at New River Community and Technical College and a railroad inspector in Miami Beach, Florida needs a direct loan to purchase a house. Jolie has instead chosen to obtain an installment loan for $23,000 and is currently seeking lenders like Citizens Bank of Marianna to process their request.
- Full name (Changed if requested): Jolie Boothby
- Current Credit: loans.hit.utils.Fico@39ed3c8d
- Current City: Miami Beach
- State: Florida
- Zip code: 33142
- Yearly income: $55,000
- Current Job: railroad inspector
- Current County: Miami-Dade
- Goal Yearly Income: $142,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Personal Loan for a railroad inspector named Jolie in Miami Beach, Florida to Pay Off OneCall Credit Card
Jolie had a lot of credit card debt on their Abt Electronics Credit Card and their Amalgamated Bank MasterCard Standard Secured, and they were starting to get in over their heads. Despite Jolie’s job as a railroad inspector, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Conclusion of Jolie’s direct loan
In the end, Jolie was able to find a direct loan for $60000 with an interest rate of 9.8% interest APR from City National Bank of Miami Beach in Miami Beach, Florida repayable over 7 years from now.