$94000 Signature Loan – Shamokin Pennsylvania, Credit Score Of 788
- Experian: 802 – This client had an excellent Experian score
- Transunion: 775 – Noelle had an excellent credit score with Transunion.
- Equifax: Noelle’s Experian score was 788, which is an excellent credit rating using the Experian scale.
Noelle was rejected by Continental Bank 6 times prior to being approved by Guaranty Bank, National Association at 10 South Market Street
On January 29, 2013, Noelle applied about borrowing $9,000 from SunBank with Denese, their in law from just outside Shamokin, and even with the co-signer, Noelle was rejected for this signature loan. With excellent credit, it can be a challenge to procure funding, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Noelle for this signature loan of $94000, provided by Guaranty Bank, National Association
Hi, I am Noelle and I am from Shamokin in Pennsylvania. Northumberland, county is where I grew up, and now I need a signature loan in Pennsylvania for $94000 to buy a big ticket item. It has been difficult, but Guaranty Bank, National Association really came through for me with this loan for 8.8% interest APR and a term of 2 years. I can repay the loan over the 2 year term, including interest. A big thanks to Guaranty Bank, National Association for giving me a chance and my excellent credit. It look me 8 years to build my credit to 788, and I won’t tarnish it any future. I am pleased with Find Texas Loans for helping me this far.
Signature Loan easily acquired in Shamokin, Pennsylvania for $94000 with excellent credit by Noelle
Most borrowers struggle with obtaining signature loans in Shamokin, Pennsylvania, and Noelle is not an exception. Noelle went to 6 lenders or more prior to settling on Guaranty Bank, National Association, who offered Noelle a signature loan for $94000. Typical signature loans simply need a client, like Noelle’s signature to get them, up to $29,000 in some cases. Noelle was able to get $94000 as a signature loan, which is very high for a signature loan. Since signature loans do not require a cosigner, they generally require improved credit, as high as 765
Before applying for this signature loan, Noelle had an Experian score of 802, which is excellent, so Guaranty Bank, National Association likely cannot provide Noelle a signature loan
Noelle’s Transunion score was changed by the signature loan loan, changing to 775 from 788, which is normal in our experience.
Previous requests on Noelle’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$75120.00||8||11.5%||$1200.37||The People’s Bank of Oxford||September 21, 2009|
|$75210.00||5||7.3%||$1499.92||First Lehigh Bank||April 17, 2013|
|$74760.00||11||10.8%||$970.15||SunBank||June 2, 2013|
|$75180.00||7||7.4%||$1149.42||Merchants Bank (North)||December 1, 2014|
|$74570.00||8||10.2%||$1139.44||Green Ridge Bank||March 17, 2015|
Personal Loan for a sportswriter named Noelle in Shamokin, Pennsylvania to Pay Off U.S. Bank College Visa Card
Noelle had a lot of credit card debt on their Dillard’s Credit Card and their Quantas, and they were starting to get in over their heads. Despite Noelle’s job as a sportswriter, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Noelle’s Overall FICO score at the time of acceptance for a signature loan, taking into account their sportswriter job and their future career as a commercial fisherman
Contact Details for Guaranty Bank, National Association, the provider of this signature loan
- Guaranty Bank, National Association
- City: Shamokin
- State: Pennsylvania
- Address: 10 South Market Street
- County: Northumberland
- Zip code: 17872
7 Months in the Past, Noelle Attempted to Find a High Risk Loan for $32,000.00, and it was Easy
There is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Noelle. Noelle chose not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Clients with credit scores as low as 533 can apply for a high risk loan and possibly can be approved.
Installment loan for Noelle, a graduate of Nazarene Theological Seminary and a sportswriter working for over $79,000 per year
Noelle, an alumnus at Nazarene Theological Seminary and a sportswriter in Shamokin, Pennsylvania wants a signature loan to purchase a new cell phone. Noelle has instead decided to get an installment loan for $18,000 and is at present seeking lenders like The Fidelity Bank to process their request.
When Noelle was 19, they attempted to obtain a student loan from 7 alternate lenders, which damaged their credit rating. Below is a list of Noelle’s prior attempts at finding a student loan:
- Attempt 1) Loan for $38,000.00 on August 29, 2009
- Attempt 2) Loan for $28,000.00 on May 29, 2009
- Attempt 3) Loan for $21,000.00 on May 2, 2013
- Attempt 4) Loan for $38,000.00 on January 20, 2013
- Attempt 5) Loan for $20,000.00 on November 13, 2011
- Attempt 6) Loan for $21,000.00 on December 3, 2008
- Attempt 7) Loan for $33,000.00 on February 17, 2012
Multiple previous requests for credit have been made by Noelle in the past, including one from Highland Bank in Shamokin, Pennsylvania before Noelle was approved for the $94000 by Guaranty Bank, National Association
Noelle made 4 previous attempts to obtain a signature loan, 2 of which were with Highland Bank, a lender in Shamokin, Pennsylvania known to specialize in signature loans specifically. Prior to finding Guaranty Bank, National Association, Noelle was concerned due to their inexperience and excellent credit score.
Fast Loans for Noelle in Shamokin, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in Shamokin, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some finesse like Noelle. Noelle was able to find a fast loan for $94000 from Community Bank and Trust Company and Merchants Bank (North), but turned down both offers in favor of their signature loan from Guaranty Bank, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. Much better in the case that you are in a time sensitive situation.
Noelle has a disappointing current total income, but has a large amount of prospects
Noelle has always wanted to be a commercial fisherman, but would need attend Nazarene Theological Seminary again to become one. Noelle has other possibilities as well, including computer and information scientists, unemployment inspector, and electronic drafter, which pay $59,000 through to $102,000 per year, on average. For this reason, we think that Noelle can pay for this signature loan of $94000.
- Full name (Changed if requested): Noelle Ried
- Current Credit: loans.hit.utils.Fico@4769b07b
- Current City: Shamokin
- State: Pennsylvania
- Zip code: 17874
- Yearly income: $39,000
- Current Job: sportswriter
- Current County: Northumberland
- Goal Yearly Income: $102,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Average debt consolidation loans range from $36,000.00 to $49,000.00. They are mainly used to pay off existing high interest loans like credit cards. Noelle required a debt consolidation loan to pay for their existing signature loan and their payday loan. Noelle was able to find a signature loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.0%.
Conclusion of Noelle’s signature loan
In the end, Noelle was able to find a signature loan for $94000 with an interest rate of 8.4% interest APR from Guaranty Bank, National Association in Shamokin, Pennsylvania repayable over 2 years from today.