$57000 Direct Loan – Dwight Illinois, Credit Score Of 300
- Experian: 312 – This individual had a terrible Experian rating
- Transunion: 283 – Anton had a terrible credit rating with Transunion.
- Equifax: Anton’s Experian score was 300, which is a terrible credit score with the Experian system.
Several past requests for credit have been made by Anton in the past, including one from Indiana Federal Bank for Savings in Dwight, Illinois before Anton was accepted for the $57000 by The First National Bank of Dwight
Anton made 6 previous attempts to obtain a direct loan, 2 of which were with Indiana Federal Bank for Savings, a lender in Dwight, Illinois known to specialize in direct loans specifically. Before finding The First National Bank of Dwight, Anton was very concerned due to their inexperience and terrible credit rating.
Fast Loans for Anton in Dwight, Illinois to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Dwight, Illinois aren’t actually that difficult to obtain, especially if you have some finesse like Anton. Anton was able to find a fast loan for $57000 from The Gerber State Bank and First Bank of Eureka, but declined both offers in favor of their direct loan from The First National Bank of Dwight. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. Much better if you are on the go.
- Full name (Changed if requested): Anton Jeanpaul
- Current Credit: loans.hit.utils.Fico@61e4705b
- Current City: Dwight
- State: Illinois
- Zip code: 60422
- Yearly income: $41,000
- Current Job: sports events business manager
- Current County: Livingston
- Goal Yearly Income: $142,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Installment loan for Anton, a graduate of DeVry University and a sports events business manager working for over $73,000 per year
Anton, an alumnus at DeVry University and a sports events business manager in Dwight, Illinois wants a direct loan to purchase a car. Anton has instead chosen to obtain an installment loan for $20,000 and is at present seeking lenders like Central National Bank of Mattoon to process their request.
Paraphrased and Standardized Quote from Anton for this direct loan of $57000, provided by The First National Bank of Dwight
Hello, I am Anton and I’m from Dwight in Illinois. Livingston, county is where I grew up, and now I need a direct loan in Illinois for $57000 to avoid bankruptcy. It has been difficult, but The First National Bank of Dwight really came through for me with this loan for 11.8% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to The First National Bank of Dwight for trusting me and my terrible credit. It look me 5 years to build my credit to 300, and I won’t tarnish it any more. I am pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Will Assist Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $30,000.00 to $48,000.00. They are normally used to pay off existing high interest loans like credit cards. Anton required a debt consolidation loan to pay for their existing direct loan and their payday loan. Anton was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 3.1%.
Contact Details for The First National Bank of Dwight, the provider of this direct loan
- The First National Bank of Dwight
- City: Dwight
- State: Illinois
- Address: 122 W. Main Street
- County: Livingston
- Zip code: 60420
Before applying for this direct loan, Anton had an Experian score of 312, which is terrible, so The First National Bank of Dwight likely cannot provide Anton a direct loan
Anton’s Transunion score was changed by the direct loan loan, changing to 283 from 300, which is normal in our experience.
Previous requests on Anton’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$79510.00||10||9.5%||$1028.84||The Gerber State Bank||October 16, 2008|
|$80440.00||4||6.1%||$1892.83||The Belvidere National Bank and Trust Company||May 7, 2010|
|$79680.00||10||7.5%||$945.82||Commerce Bank||June 7, 2011|
|$80140.00||10||10.4%||$1076.89||Byron Bank||November 2, 2011|
Anton has a low current gross income, but has several of prospects
Anton has always wanted to be a cartoonist, but would need attend DeVry University again to achieve it. Anton has other possibilities as well, including peace corps worker, petroleum laboratory assistant, and product planner, which pay $56,000 through to $106,000 per year, at least. For this reason, we believe that Anton can afford this direct loan of $57000.
Personal Loan for a sports events business manager named Anton in Dwight, Illinois to Pay Off Lufthansa Premier Miles & More World MasterCard
Anton had a lot of credit card debt on their NFL Extra Points and their TD Easy Rewards Business Visa Credit Card, and they were starting to get in over their heads. Despite Anton’s job as a sports events business manager, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Anton’s Overall FICO score at the time of acceptance for a direct loan, taking into account their sports events business manager job and their future career as a cartoonist
When Anton was 24, they attempted to obtain a student loan from 5 different banks, which damaged their credit score. Below is a chronology of Anton’s prior attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on January 13, 2009
- Attempt 2) Loan for $27,000.00 on January 21, 2009
- Attempt 3) Loan for $24,000.00 on September 5, 2009
- Attempt 4) Loan for $31,000.00 on May 12, 2013
- Attempt 5) Loan for $22,000.00 on October 21, 2013
Signature Loan easily acquired in Dwight, Illinois for $57000 with terrible credit by Anton
Many clients have difficulty with obtaining signature loans in Dwight, Illinois, and Anton is the same. Anton went to 7 lenders or more prior to settling on The First National Bank of Dwight, who offered Anton a signature loan for $57000. Most signature loans simply require a client, like Anton’s signature to obtain them, up to $20,000 in some cases. Anton was able to get $57000 as a direct loan, which is very high for a direct loan. Because signature loans do not need a cosigner, these loans tend to require improved credit, as high as 777
Anton was declined by State Bank of Clearing 7 times prior to being accepted by The First National Bank of Dwight at 122 W. Main Street
On January 4, 2011, Anton applied about borrowing $1,000 from Lake Shore National Bank with Christie, their in law from just outside Dwight, and even with the co-signer, Anton was rejected for this direct loan. With terrible credit, it can be challenging to obtain financing, even with collateral and a co-signer.
8 Months Ago, Anton Attempted to Find a High Risk Loan for $27,000.00, but They Didn’t Find What They were Expecting
It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Anton. Anton chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Clients with credit scores as low as 432 can apply for a high risk loan and possibly can be accepted.
Conclusion of Anton’s direct loan
In the end, Anton was able to find a direct loan for $57000 with an interest rate of 6.5% interest APR from The First National Bank of Dwight in Dwight, Illinois repayable over 16 years from now.