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$74000 No Collateral Loan In Mclean Virginia With Credit Score 395 For Allegra

$74000 No Collateral Loan – Mclean Virginia, Credit Score Of 395

  • Experian: 408 – This individual had a terrible Experian score
  • Transunion: 378 – Allegra had a terrible credit score with Transunion.
  • Equifax: Allegra’s Experian score was 395, which is a terrible credit score on the Experian system.

Signature Loan acquired in Mclean, Virginia for $74000 with terrible credit by Allegra

A lot of prospective borrowers struggle with obtaining signature loans in Mclean, Virginia, and Allegra is not an exception. Allegra went to 5 lenders or more prior to finding NCNB Virginia, who offered Allegra a signature loan for $74000. Most signature loans simply need a client, like Allegra’s signature to get them, up to $42,000 in some cases. Allegra was able to get $74000 as a no collateral loan, which is very high for a no collateral loan. Because signature loans don’t require collateral, they generally require improved credit, as high as 737

Fast Loans for Allegra in Mclean, Virginia to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Mclean, Virginia aren’t actually that difficult to obtain, particularly if you have some finesse like Allegra. Allegra was able to find a fast loan for $74000 from Bank of Powhatan and Peoples Community Bank, but turned down both offers in favor of their no collateral loan from NCNB Virginia. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that you are in a pinch.

Paraphrased and Standardized Quote from Allegra for this no collateral loan of $74000, provided by NCNB Virginia

Hi, I am Allegra and I am from Mclean in Virginia. Fairfax, county is where I grew up, and now I need a no collateral loan in Virginia for $74000 to pay bills. It wasn’t easy, but NCNB Virginia really came through for me with this loan for 6.7% interest APR and a term of 15 years. I can repay the loan over the 15 year term, including interest. A big thanks to NCNB Virginia for giving me a chance and my terrible credit. It look me 4 years to build my credit to 395, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Personal Loan for a hardwood floor finisher named Allegra in Mclean, Virginia to Pay Off Northwestern University Platinum MasterCard

Allegra had a lot of credit card debt on their PNC Bank points Visa Business Credit Card and their Bealls Florida Credit Card, and they were starting to get in over their heads. Despite Allegra’s job as a hardwood floor finisher, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Before applying for this no collateral loan, Allegra had an Experian score of 408, which is terrible, so NCNB Virginia likely cannot provide Allegra a no collateral loan

Experian Score: 408

Allegra has a low current yearly income, but has a large amount of prospects

Allegra has always wanted to be an environmental compliance inspector, but would need attend University of Hawaii at Manoa again to become one. Allegra has other prospects as well, including middle school guidance counselor, environmental research analyst, and radio & tv program director, which pay $50,000 through to $92,000 per year, on average. Because of this, we think that Allegra can afford this no collateral loan of $74000.

Allegra was rejected by Bank of Clarke County 7 times before being accepted by NCNB Virginia at 8180 Greensboro Drive

On December 18, 2010, Allegra applied about borrowing $27,000 from Citizens Bank and Trust Company with Millard, their friend from just outside Mclean, and even with the co-signer, Allegra was rejected for this no collateral loan. With terrible credit, it can be very hard to procure funding, even with collateral and a co-signer.

Allegra’s Transunion score was changed by the no collateral loan loan, changing to 378 from 395, which is typical in our experience.

Transunion Score: 378

Client Profile: Allegra Howerton of Mclean, Virginia
  • Full name (Changed if requested): Allegra Howerton
  • Current Credit: loans.hit.utils.Fico@46ee7fe8
  • Current City: Mclean
  • State: Virginia
  • Zip code: 22110
  • Yearly income: $66,000
  • Current Job: hardwood floor finisher
  • Current County: Fairfax
  • Goal Yearly Income: $127,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Contact Details for NCNB Virginia, the provider of this no collateral loan

  • NCNB Virginia
  • City: Mclean
  • State: Virginia
  • Address: 8180 Greensboro Drive
  • County: Fairfax
  • Zip code: 22102

Installment loan for Allegra, a graduate of University of Hawaii at Manoa and a hardwood floor finisher working for over $78,000 per year

Allegra, an alumnus at University of Hawaii at Manoa and a hardwood floor finisher in Mclean, Virginia needs a no collateral loan to purchase a house. Allegra has instead chosen to get an installment loan for $1,000 and is currently seeking lenders like Merchants and Farmers Bank to provide it.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans range from $25,000.00 to $57,000.00. They are mainly used to pay off existing high interest loans like credit cards. Allegra needed a debt consolidation loan to pay for their existing no collateral loan and their payday loan. Allegra was able to find a no collateral loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.6%.

7 Months Ago, Allegra Attempted Finding a High Risk Loan for $23,000.00, but They Didn’t Find What They were Expecting

It is an well known struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Allegra. Allegra decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit clients. Individuals with credit scores as low as 573 can inquire for a high risk loan and possibly can be accepted.

Previous requests on Allegra’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$59330.00 9 6.4% $724.09 Citizens Bank and Trust Company April 25, 2009
$58620.00 5 11.8% $1298.05 Peoples Community Bank November 24, 2010
$59150.00 9 11.6% $884.86 Crestar Bank February 7, 2012
$59220.00 3 11.3% $1947.21 The Merchants and Farmers Bank June 30, 2012

Allegra’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their hardwood floor finisher job and their future career as an environmental compliance inspector

Fico Score: 395

Many previous requests for credit have been made by Allegra in the past, including one from First Federal Bank of Colorado in Mclean, Virginia before Allegra was approved for the $74000 by NCNB Virginia

Allegra made 4 previous tries to obtain a no collateral loan, 2 of which were with First Federal Bank of Colorado, a lender in Mclean, Virginia known to specialize in no collateral loans specifically. Before finding NCNB Virginia, Allegra was concerned due to their inexperience and terrible credit rating.

When Allegra was 18, they attempted to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Allegra’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $39,000.00 on June 28, 2009
  • Attempt 2) Loan for $24,000.00 on October 23, 2008
  • Attempt 3) Loan for $25,000.00 on July 17, 2010
  • Attempt 4) Loan for $33,000.00 on August 20, 2009
  • Attempt 5) Loan for $32,000.00 on May 13, 2012
  • Attempt 6) Loan for $39,000.00 on August 16, 2009

Conclusion of Allegra’s no collateral loan

In the end, Allegra was able to find a no collateral loan for $74000 with an interest rate of 11.5% interest APR from NCNB Virginia in Mclean, Virginia repayable over 15 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.