$96000 Home Loan – Clintonville Wisconsin, Credit Score Of 765
- Experian: 776 – The client had an excellent Experian score
- Transunion: 747 – Meta had an excellent credit score with Transunion.
- Equifax: Meta’s Experian score was 765, which is an excellent credit rating on the Experian scale.
Before applying for this home loan, Meta had an Experian score of 776, which is excellent, so Dairyman’s State Bank probably cannot provide Meta a home loan
When Meta was 23, they attempted to obtain a student loan from 7 alternate lenders, which damaged their credit score. Below is a list of Meta’s previous attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on June 13, 2011
- Attempt 2) Loan for $38,000.00 on January 21, 2012
- Attempt 3) Loan for $27,000.00 on April 18, 2011
- Attempt 4) Loan for $27,000.00 on June 6, 2013
- Attempt 5) Loan for $21,000.00 on October 27, 2008
- Attempt 6) Loan for $37,000.00 on June 12, 2013
- Attempt 7) Loan for $32,000.00 on March 4, 2009
Fast Loans for Meta in Clintonville, Wisconsin to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Clintonville, Wisconsin aren’t actually that difficult to obtain, especially if you have some finesse like Meta. Meta was able to find a fast loan for $96000 from M&I Bank of Burlington and Citizens State Bank, but declined both offers in favor of their home loan from Dairyman’s State Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for debt consolidation loans. A big improvement if you are in a time sensitive situation.
Contact Details for Dairyman’s State Bank, the provider of this home loan
- Dairyman’s State Bank
- City: Clintonville
- State: Wisconsin
- Address: 135 South Main Street
- County: Waupaca
- Zip code: 54929
Personal Loan for a cook named Meta in Clintonville, Wisconsin to Pay Off BankAtlantic World MasterCard with Rewards
Meta had a lot of credit card debt on their Great Southern Bank Visa Platinum and their CareCredit Credit Card, and they were starting to get in over their heads. Despite Meta’s job as a cook, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Installment loan for Meta, a graduate of Jay’s Technical Institute and a cook working for over $78,000 per year
Meta, an alumnus at Jay’s Technical Institute and a cook in Clintonville, Wisconsin wants a home loan to purchase something frivolous. Meta has instead decided to get an installment loan for $8,000 and is currently seeking lenders like Cudahy Marine Bank to process their request.
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Normal debt consolidation loans range from $35,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Meta required a debt consolidation loan to pay for their existing home loan and their payday loan. Meta was able to find a home loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your bad, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.7%.
Paraphrased and Standardized Quote from Meta for this home loan of $96000, provided by Dairyman’s State Bank
Hi, I am Meta and my hometown is Clintonville in Wisconsin. Waupaca, county is where I grew up, and now I need a home loan in Wisconsin for $96000 to renovate my home. It has been difficult, but Dairyman’s State Bank really came through for me with this loan for 10.8% interest APR and a term of 8 years. I can repay the loan over the 8 year term, including interest. A big thanks to Dairyman’s State Bank for trusting me and my excellent credit. It look me 8 years to create my credit to 765, and I won’t harm it any future. I’m pleased with Find Texas Loans for helping me this far.
Meta’s Transunion score was changed by the home loan loan, changing to 747 from 765, which is typical in our experience.
Many previous requests for credit have been made by Meta in the past, including one from Fairway Savings in Clintonville, Wisconsin before Meta was accepted for the $96000 by Dairyman’s State Bank
Meta made 8 prior attempts to obtain a home loan, 2 of which were with Fairway Savings, a bank in Clintonville, Wisconsin known to specialize in home loans specifically. Before finding Dairyman’s State Bank, Meta was concerned due to their inexperience and excellent credit rating.
8 Months Ago, Meta Tried Finding a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Meta. Meta decided not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit ratings as low as 367 can inquire for a high risk loan and possibly can be accepted.
- Full name (Changed if requested): Meta Kordus
- Current Credit: loans.hit.utils.Fico@421faab1
- Current City: Clintonville
- State: Wisconsin
- Zip code: 54933
- Yearly income: $40,000
- Current Job: cook
- Current County: Waupaca
- Goal Yearly Income: $137,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Signature Loan acquired in Clintonville, Wisconsin for $96000 with excellent credit by Meta
A lot of borrowers struggle with finding signature loans in Clintonville, Wisconsin, and Meta is no different. Meta went to 6 lending institutions or more prior to finding Dairyman’s State Bank, who offered Meta a signature loan for $96000. Most signature loans simply require a client, like Meta’s signature to obtain them, up to $21,000 in some cases. Meta was able to get $96000 as a home loan, which is very high for a home loan. Since signature loans don’t require a cosigner, these loans tend to need improved credit, as high as 786
Meta was rejected by M&I Bank of Burlington 5 times prior to being accepted by Dairyman’s State Bank at 135 South Main Street
On August 7, 2010, Meta inquired about borrowing $45,000 from M&I South Shore Bank with Janice, their friend from just outside Clintonville, and even with the co-signer, Meta was rejected for this home loan. With excellent credit, it can be difficult to procure financing, even with collateral and a co-signer.
Previous requests on Meta’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$17640.00||3||8.5%||$556.85||M&I Bank of Burlington||May 9, 2010|
|$18250.00||3||7.2%||$565.18||M&I Marshall and Ilsley Bank||December 6, 2012|
|$18420.00||9||9.7%||$256.35||Continental Bank & Trust Co.||October 9, 2014|
|$17840.00||11||5.1%||$176.87||Clare Bank, National Association||November 15, 2014|
|$18490.00||9||5.8%||$220.16||Norwest Bank Wisconsin East Central||March 1, 2015|
Meta has a low current total income, but has several of prospects
Meta has always wanted to be a home health aide, but would need attend Jay’s Technical Institute again to achieve it. Meta has other possibilities as well, including massage therapist, athletic director, and oceanographic assistant, which pay $54,000 through to $98,000 per year, on average. Because of this, we believe that Meta can pay for this home loan of $96000.
Meta’s Overall FICO score at the time of acceptance for a home loan, taking into account their cook job and their future career as a home health aide
Conclusion of Meta’s home loan
In the end, Meta was able to find a home loan for $96000 with an interest rate of 10.6% interest APR from Dairyman’s State Bank in Clintonville, Wisconsin repayable over 8 years from today.