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11 Month, Fixed Interest Debt Consolidation Loan For Lizbeth In North Carolina

$52000 Debt Consolidation Loan – Greenville North Carolina, Credit Score Of 764

  • Experian: 781 – This client had an excellent Experian score
  • Transunion: 750 – Lizbeth had an excellent credit rating with Transunion.
  • Equifax: Lizbeth’s Experian score was 764, which is an excellent credit score with the Experian scale.

Paraphrased and Standardized Quote from Lizbeth for this debt consolidation loan of $52000, provided by Select Bank & Trust Company

Hi, I am Lizbeth and I’m from Greenville in North Carolina. Pitt, county is where I grew up, and now I need a debt consolidation loan in North Carolina for $52000 to avoid bankruptcy. It wasn’t easy, but Select Bank & Trust Company really came through for me with this loan for 11.2% interest APR and a term of 11 years. I can probably repay the loan over the 11 year term, including interest. A big thanks to Select Bank & Trust Company for giving me a chance and my excellent credit. It look me 5 years to build my credit to 764, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Installment loan for Lizbeth, a graduate of Center for Explosive Ordnance Disposal and Diving and a licensed practical nurse working for over $65,000 per year

Lizbeth, an alumnus at Center for Explosive Ordnance Disposal and Diving and a licensed practical nurse in Greenville, North Carolina wants a debt consolidation loan to purchase a new cell phone. Lizbeth has instead decided to get an installment loan for $11,000 and is currently seeking lenders like United Carolina Bank to provide it.

Lizbeth’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their licensed practical nurse job and their future career as a political scientist

Fico Score: 764

Lizbeth has a very low current yearly income, but has a high number of prospects

Lizbeth has always wanted to be a political scientist, but would have to attend Center for Explosive Ordnance Disposal and Diving again to achieve it. Lizbeth has other prospects as well, including nurse’s aide, environmental compliance inspector, and fine artist, which pay $56,000 through to $107,000 per year, at least. Because of this, we believe that Lizbeth can pay for this debt consolidation loan of $52000.

Fast Loans for Lizbeth in Greenville, North Carolina to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Greenville, North Carolina aren’t actually that difficult to obtain, particularly if you have some gumption like Lizbeth. Lizbeth was able to find a fast loan for $52000 from The Bank of Northampton and Central Carolina Bank and Trust Company, but turned down both offers in favor of their debt consolidation loan from Select Bank & Trust Company. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. A big improvement if a borrower is in a pinch.

Client Profile: Lizbeth Mato of Greenville, North Carolina
  • Full name (Changed if requested): Lizbeth Mato
  • Current Credit: loans.hit.utils.Fico@18e8568
  • Current City: Greenville
  • State: North Carolina
  • Zip code: 27862
  • Yearly income: $42,000
  • Current Job: licensed practical nurse
  • Current County: Pitt
  • Goal Yearly Income: $133,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Previous requests on Lizbeth’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$107430.00 11 5.7% $1097.37 The Farmers Bank of Seaboard October 18, 2009
$106820.00 8 6.2% $1414.19 The Bank of Raeford February 1, 2012
$107280.00 4 10.7% $2757.1 The Bank of Coleridge October 29, 2012
$106740.00 6 9.3% $1939.98 Farmers Bank of Sunbury May 10, 2014

Before applying for this debt consolidation loan, Lizbeth had an Experian score of 781, which is excellent, so Select Bank & Trust Company most likely cannot provide Lizbeth a debt consolidation loan

Experian Score: 781

Signature Loan found in Greenville, North Carolina for $52000 with excellent credit by Lizbeth

Most prospective borrowers have difficulty with obtaining signature loans in Greenville, North Carolina, and Lizbeth is the same. Lizbeth went to 5 lenders or more prior to settling on Select Bank & Trust Company, who offered Lizbeth a signature loan for $52000. Most signature loans simply need a client, like Lizbeth’s signature to obtain them, up to $32,000 in some cases. Lizbeth was able to get $52000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not need collateral, these loans generally require improved credit, as high as 781

When Lizbeth was 22, they tried to obtain a student loan from 4 different banks, which harmed their credit score. Below is a chronology of Lizbeth’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $25,000.00 on August 19, 2009
  • Attempt 2) Loan for $39,000.00 on January 14, 2013
  • Attempt 3) Loan for $36,000.00 on May 11, 2009
  • Attempt 4) Loan for $33,000.00 on November 5, 2009

Contact Details for Select Bank & Trust Company, the provider of this debt consolidation loan

  • Select Bank & Trust Company
  • City: Greenville
  • State: North Carolina
  • Address: 3600 Charles Boulevard
  • County: Pitt
  • Zip code: 27858

Lizbeth was not approved by Citizens State Bank 4 times before being granted funding by Select Bank & Trust Company at 3600 Charles Boulevard

On March 28, 2009, Lizbeth inquired about borrowing $31,000 from Citizens Bank with Takako, their in law from just outside Greenville, and even with the co-signer, Lizbeth was rejected for this debt consolidation loan. With excellent credit, it can be very hard to procure funding, even with collateral and a co-signer.

Lizbeth’s Transunion score was altered by the debt consolidation loan loan, changing to 750 from 764, which is typical in our experience.

Transunion Score: 750

Personal Loan for a licensed practical nurse named Lizbeth in Greenville, North Carolina to Pay Off Chevron Credit Card / Texaco Credit Card

Lizbeth had a tonne of credit card debt on their AT&T Universal Business Rewards Card and their Smith Barney Platinum Select MasterCard, and they were starting to get in over their heads. Despite Lizbeth’s job as a licensed practical nurse, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

9 Months Ago, Lizbeth Tried Finding a High Risk Loan for $45,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Lizbeth. Lizbeth decided not to obtain a high risk loan this time. High Risk loans are given to very low credit individuals. Clients with credit scores as low as 596 can inquire for a high risk loan and possibly can be accepted.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans

Normal debt consolidation loans vary from $24,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lizbeth required a debt consolidation loan to pay for their existing debt consolidation loan and their payday loan. Lizbeth was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which converts your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates that are low, like 2.5%.

Many other requests for credit have been made by Lizbeth in the past, including one from Stemmons Northwest Bank, National Association in Greenville, North Carolina before Lizbeth was approved for the $52000 by Select Bank & Trust Company

Lizbeth made 8 previous attempts to obtain a debt consolidation loan, 2 of which were with Stemmons Northwest Bank, National Association, a lending institution in Greenville, North Carolina known to specialize in debt consolidation loans specifically. Before finding Select Bank & Trust Company, Lizbeth was very concerned due to their inexperience and excellent credit score.

Conclusion of Lizbeth’s debt consolidation loan

In the end, Lizbeth was able to find a debt consolidation loan for $52000 with an interest rate of 9.7% interest APR from Select Bank & Trust Company in Greenville, North Carolina repayable over 11 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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