$57000 Fast Loan – Stoneboro Pennsylvania, Credit Score Of 841
- Experian: 856 – They had an excellent Experian rating
- Transunion: 827 – Bennett had an excellent credit score with Transunion.
- Equifax: Bennett’s Experian score was 841, which is an excellent credit rating on the Experian rating scheme.
When Bennett was 22, they attempted to obtain a student loan from 5 alternate banks, which damaged their credit score. Below is a chronology of Bennett’s prior attempts at finding a student loan:
- Attempt 1) Loan for $28,000.00 on February 6, 2013
- Attempt 2) Loan for $22,000.00 on January 11, 2010
- Attempt 3) Loan for $36,000.00 on February 1, 2013
- Attempt 4) Loan for $29,000.00 on November 7, 2008
- Attempt 5) Loan for $29,000.00 on January 9, 2010
Previous requests on Bennett’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$63550.00||4||8.5%||$1566.4||The People’s Bank of Oxford||April 6, 2009|
|$64190.00||4||11.4%||$1671.52||First Lehigh Bank||March 1, 2011|
|$63810.00||8||6.3%||$847.91||SunBank||February 20, 2013|
|$64170.00||8||6.3%||$852.69||Merchants Bank (North)||November 23, 2013|
|$63530.00||5||6.8%||$1251.98||Green Ridge Bank||January 17, 2014|
Paraphrased and Standardized Quote from Bennett for this fast loan of $57000, provided by The First National Bank of Stoneboro
Hello, I am Bennett and my hometown is Stoneboro in Pennsylvania. Mercer, county is where I grew up, and now I need a fast loan in Pennsylvania for $57000 to buy a big ticket item. It wasn’t easy, but The First National Bank of Stoneboro really came through for me with this loan for 11.6% interest APR and a term of 14 years. I can probably repay the loan over the 14 year term, including interest. A big thanks to The First National Bank of Stoneboro for giving me a chance and my excellent credit. It look me 7 years to build my credit to 841, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Personal Loan for a model maker named Bennett in Stoneboro, Pennsylvania to Pay Off Speedway SuperAmerica Credit Cards
Bennett had a tonne of credit card debt on their Ace Hardware Rewards Visa Card and their TD Easy Rewards Business Visa Credit Card, and they were starting to get in over their heads. Despite Bennett’s job as a model maker, they struggled to make payments on the $21,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
8 Months in the Past, Bennett Tried to Find a High Risk Loan for $46,000.00, and it was Easy
There is an existing struggle for clients to get high risk loans in a safe way. Many high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Bennett. Bennett chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Individuals with credit scores as low as 324 can inquire for a high risk loan and possibly can be approved.
Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $37,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Bennett needed a debt consolidation loan to pay for their existing fast loan and their credit card. Bennett was able to find a fast loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.
Fast Loans for Bennett in Stoneboro, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in Stoneboro, Pennsylvania aren’t actually that difficult to obtain, especially if you have some finesse like Bennett. Bennett was able to find a fast loan for $57000 from Farmers and Merchants Bank of Cherry Tree, Pa. and Penn Security Bank and Trust Company, but turned down both offers in favor of their fast loan from The First National Bank of Stoneboro. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement in the case that you are in a time sensitive situation.
Bennett has a sad current gross income, but has a large amount of prospects
Bennett has always wanted to be a switchboard operator, but would need attend Community Technical and Adult Education Center again to become one. Bennett has other possibilities as well, including dental hygienist, nurse practitioner, and production planner, which pay $57,000 through to $109,000 per year, on average. Because of this, we believe that Bennett can afford this fast loan of $57000.
Bennett’s Transunion score was changed by the fast loan loan, changing to 827 from 841, which is typical in our experience.
Contact Details for The First National Bank of Stoneboro, the provider of this fast loan
- The First National Bank of Stoneboro
- City: Stoneboro
- State: Pennsylvania
- Address: 2650 Lake Street
- County: Mercer
- Zip code: 16153
Before applying for this fast loan, Bennett had an Experian score of 856, which is excellent, so The First National Bank of Stoneboro most likely cannot provide Bennett a fast loan
Installment loan for Bennett, a graduate of Community Technical and Adult Education Center and a model maker working for over $67,000 per year
Bennett, an alumnus at Community Technical and Adult Education Center and a model maker in Stoneboro, Pennsylvania needs a fast loan to purchase a new cell phone. Bennett has instead chosen to get an installment loan for $4,000 and is at present seeking lenders like The Houtzdale Bank to process their request.
Bennett was declined by The Fidelity Bank 5 times prior to being accepted by The First National Bank of Stoneboro at 2650 Lake Street
On August 8, 2013, Bennett applied about borrowing $46,000 from Provident National Bank with Verna, their in law from just outside Stoneboro, and even with the co-signer, Bennett was rejected for this fast loan. With excellent credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Bennett’s Overall FICO score at the time of acceptance for a fast loan, taking into account their model maker job and their future career as a switchboard operator
- Full name (Changed if requested): Bennett Bush
- Current Credit: loans.hit.utils.Fico@4f8e5cde
- Current City: Stoneboro
- State: Pennsylvania
- Zip code: 16157
- Yearly income: $30,000
- Current Job: model maker
- Current County: Mercer
- Goal Yearly Income: $101,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Several past requests for credit have been made by Bennett in the past, including one from The Exchange National Bank of Lake County in Stoneboro, Pennsylvania before Bennett was approved for the $57000 by The First National Bank of Stoneboro
Bennett made 4 previous attempts to obtain a fast loan, 2 of which were with The Exchange National Bank of Lake County, a lending institution in Stoneboro, Pennsylvania known to specialize in fast loans specifically. Prior to finding The First National Bank of Stoneboro, Bennett was very concerned due to their inexperience and excellent credit score.
Signature Loan easily acquired in Stoneboro, Pennsylvania for $57000 with excellent credit by Bennett
Most borrowers have difficulty with obtaining signature loans in Stoneboro, Pennsylvania, and Bennett is not an exception. Bennett went to 8 lenders or more prior to finding The First National Bank of Stoneboro, who offered Bennett a signature loan for $57000. Most signature loans simply require a client, like Bennett’s signature to get them, up to $26,000 in some cases. Bennett was able to get $57000 as a fast loan, which is very high for a fast loan. Since signature loans don’t require collateral, these loans generally need improved credit, as high as 719
Conclusion of Bennett’s fast loan
In the end, Bennett was able to find a fast loan for $57000 with an interest rate of 5.1% interest APR from The First National Bank of Stoneboro in Stoneboro, Pennsylvania repayable over 14 years from now.