$176000 Consolidation Loan – Omaha Nebraska, Credit Rating Of 479
- Experian: 495 – The client had a bad Experian rating
- Transunion: 461 – Violet had a bad credit rating with Transunion.
- Equifax: Violet’s Experian score was 479, which is a bad credit score with the Experian system.
- Full name (Changed if requested): Violet Geant
- Current Credit: loans.hit.utils.Fico@7b1d7fff
- Current City: Omaha
- State: Nebraska
- Zip code: 68146
- Yearly income: $49,000
- Current Job: social work professor
- Current County: Douglas
- Goal Yearly Income: $105,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $5000
Fast Loans for Violet in Omaha, Nebraska to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Omaha, Nebraska aren’t actually that difficult to obtain, especially if you have some finesse like Violet. Violet was able to find a fast loan for $176000 from Security State Bank and First National Bank and Trust Co. of Kearney, but turned down both offers in favor of their consolidation loan from Occidental Nebraska Savings Bank, FSB. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference in the case that you are on the go.
Previous requests on Violet’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$30160.00||11||11.6%||$405.41||Citizens Bank||September 16, 2009|
|$30430.00||7||10.7%||$516.25||Stromsburg Bank||August 9, 2012|
|$30310.00||7||9.3%||$492.29||Wahoo State Bank||February 3, 2013|
|$30230.00||8||7.6%||$421.23||Arlington State Bank||June 27, 2014|
Violet has a very low current gross income, but has a high number of prospects
Violet has always wanted to be a parking enforcement officer, but would need attend Ace Cosmetology & Barber Training Center again to become one. Violet has other possibilities as well, including armored assault vehicle crew member, metal casting machine operator, and budget analyst, which pay $57,000 through to $91,000 per year, at least. Because of this, we think that Violet can afford this consolidation loan of $176000.
Contact Details for Occidental Nebraska Savings Bank, FSB, the provider of this consolidation loan
- Occidental Nebraska Savings Bank, FSB
- City: Omaha
- State: Nebraska
- Address: 11808 West Center Road
- County: Douglas
- Zip code: 68144
Personal Loan for a social work professor named Violet in Omaha, Nebraska to Pay Off Five Star Bank Visa Signature Bonus Rewards PLUS Card
Violet had a tonne of credit card debt on their Sunoco Rewards Card and their Tioga State Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Violet’s job as a social work professor, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Average debt consolidation loans vary from $32,000.00 to $46,000.00. They are mainly used to pay off existing high interest loans like credit cards. Violet required a debt consolidation loan to pay for their existing consolidation loan and their credit card. Violet was able to find a consolidation loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 2.6%.
9 Months in the Past, Violet Tried to Find a High Risk Loan for $40,000.00, but They Didn’t Find What They were Expecting
There is an ongoing struggle for borrowers to get high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Violet. Violet chose not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit applicants. Individuals with credit ratings as low as 429 can apply for a high risk loan and possibly can be accepted.
Violet’s Transunion score was changed by the consolidation loan loan, changing to 461 from 479, which is normal in our experience.
Installment loan for Violet, a graduate of Ace Cosmetology & Barber Training Center and a social work professor working for over $69,000 per year
Violet, an alumnus at Ace Cosmetology & Barber Training Center and a social work professor in Omaha, Nebraska needs a consolidation loan to purchase something frivolous. Violet has instead decided to get an installment loan for $12,000 and is currently seeking lenders like Arlington State Bank to provide it.
Violet’s Overall FICO score at the time of acceptance for a consolidation loan, taking into account their social work professor job and their future job as a parking enforcement officer
Before applying for this consolidation loan, Violet had an Experian score of 495, which is bad, so Occidental Nebraska Savings Bank, FSB probably cannot provide Violet a consolidation loan
Signature Loan found in Omaha, Nebraska for $176000 with bad credit by Violet
Most clients struggle with finding signature loans in Omaha, Nebraska, and Violet is no different. Violet went to 7 lenders or more before finding Occidental Nebraska Savings Bank, FSB, who offered Violet a signature loan for $176000. Most signature loans simply need a client, like Violet’s signature to obtain them, up to $49,000 in some cases. Violet was able to get $176000 as a consolidation loan, which is very high for a consolidation loan. Since signature loans do not require a cosigner, they generally require better credit, as high as 778
Violet was rejected by West Plains Bank 6 times before being accepted by Occidental Nebraska Savings Bank, FSB at 11808 West Center Road
On February 12, 2010, Violet applied about borrowing $39,000 from The Bank of Cody with Lianne, their friend from just outside Omaha, and even with the co-signer, Violet was rejected for this consolidation loan. With bad credit, it can be difficult to obtain funding, even with collateral and a co-signer.
Paraphrased and Standardized Quote from Violet for this consolidation loan of $176000, provided by Occidental Nebraska Savings Bank, FSB
Hi, I am Violet and my hometown is Omaha in Nebraska. Douglas, county is where I grew up, and now I need a consolidation loan in Nebraska for $176000 to pay bills. It has been difficult, but Occidental Nebraska Savings Bank, FSB really came through for me with this loan for 11.5% interest APR and a term of 7 years. I will repay the loan over the 7 year term, including interest. A big thanks to Occidental Nebraska Savings Bank, FSB for giving me a chance and my bad credit. It look me 8 years to create my credit to 479, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.
Many other requests for credit have been made by Violet in the past, including one from Mutual Savings and Loan Association in Omaha, Nebraska before Violet was accepted for the $176000 by Occidental Nebraska Savings Bank, FSB
Violet made 5 prior attempts to obtain a consolidation loan, 2 of which were with Mutual Savings and Loan Association, a lender in Omaha, Nebraska known to specialize in consolidation loans specifically. Prior to finding Occidental Nebraska Savings Bank, FSB, Violet was very concerned due to their inexperience and bad credit score.
When Violet was 20, they tried to obtain a student loan from 6 different banks, which harmed their credit rating. Below is a chronology of Violet’s previous attempts at finding a student loan:
- Attempt 1) Loan for $36,000.00 on October 9, 2010
- Attempt 2) Loan for $32,000.00 on December 24, 2011
- Attempt 3) Loan for $30,000.00 on February 8, 2012
- Attempt 4) Loan for $25,000.00 on December 12, 2009
- Attempt 5) Loan for $36,000.00 on January 24, 2010
- Attempt 6) Loan for $36,000.00 on April 6, 2014
Conclusion of Violet’s consolidation loan
In the end, Violet was able to find a consolidation loan for $176000 with an interest rate of 8.0% interest APR from Occidental Nebraska Savings Bank, FSB in Omaha, Nebraska repayable over 7 years from now.