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Low Rate Unsecured Loan For Tabetha In Miami, Florida

$36000 Unsecured Loan – Miami Florida, Credit Rating Of 717

  • Experian: 728 – They had a good Experian rating
  • Transunion: 698 – Tabetha had a good credit rating with Transunion.
  • Equifax: Tabetha’s Experian score was 717, which is a good credit rating on the Experian scale.
Client Profile: Tabetha Beatley of Miami, Florida
  • Full name (Changed if requested): Tabetha Beatley
  • Current Credit: loans.hit.utils.Fico@21b8d17c
  • Current City: Miami
  • State: Florida
  • Zip code: 33104
  • Yearly income: $53,000
  • Current Job: zoo veterinarian
  • Current County: Miami-Dade
  • Goal Yearly Income: $101,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

When Tabetha was 19, they attempted to obtain a student loan from 5 different lenders, which harmed their credit rating. Below is a chronology of Tabetha’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $35,000.00 on April 13, 2009
  • Attempt 2) Loan for $38,000.00 on February 17, 2010
  • Attempt 3) Loan for $23,000.00 on March 30, 2009
  • Attempt 4) Loan for $32,000.00 on March 29, 2011
  • Attempt 5) Loan for $23,000.00 on August 4, 2012

Previous requests on Tabetha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$70170.00 6 10.2% $1307.05 NCNB National Bank of Florida April 11, 2011
$70390.00 11 10.2% $889.26 Southeast Bank of Madison County, National Association June 26, 2014
$70430.00 8 11.5% $1125.43 Southeast Bank of Wildwood November 28, 2014
$70190.00 9 10.7% $1014.98 Atlantic Bank of Jacksonville April 12, 2015

Tabetha was declined by Southeast Bank of Perry, National Association 7 times prior to being approved by The Bank of Miami at 110 East Flagler Street

On October 12, 2012, Tabetha inquired about borrowing $9,000 from Citizens Bank of Marianna with Carmina, their in law from just outside Miami, and even with the co-signer, Tabetha was rejected for this unsecured loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.

Paraphrased and Standardized Quote from Tabetha for this unsecured loan of $36000, provided by The Bank of Miami

Hi, I am Tabetha and I’m from Miami in Florida. Miami-Dade, county is where I grew up, and now I need a unsecured loan in Florida for $36000 to avoid bankruptcy. It has been difficult, but The Bank of Miami really came through for me with this loan for 9.1% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to The Bank of Miami for giving me a chance and my good credit. It look me 4 years to create my credit to 717, and I won’t tarnish it any future. I am pleased with Find Texas Loans for assisting me this far.

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $25,000.00 to $53,000.00. They are normally used to pay off existing high interest loans like credit cards. Tabetha required a debt consolidation loan to pay for their existing unsecured loan and their credit card. Tabetha was able to find a unsecured loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.6%.

Tabetha’s Transunion score was changed by the unsecured loan loan, changing to 698 from 717, which is normal in our experience.

Transunion Score: 698

Before applying for this unsecured loan, Tabetha had an Experian score of 728, which is good, so The Bank of Miami probably can provide Tabetha an unsecured loan

Experian Score: 728

Signature Loan found in Miami, Florida for $36000 with good credit by Tabetha

A lot of clients have difficulty with obtaining signature loans in Miami, Florida, and Tabetha is the same. Tabetha went to 6 lending institutions or more before settling on The Bank of Miami, who offered Tabetha a signature loan for $36000. Typical signature loans simply need a client, like Tabetha’s signature to obtain them, up to $33,000 in some cases. Tabetha was able to get $36000 as a unsecured loan, which is very high for an unsecured loan. Since signature loans do not require collateral, these loans tend to require improved credit, as high as 740

Fast Loans for Tabetha in Miami, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Miami, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Tabetha. Tabetha was able to find a fast loan for $36000 from Barnett Bank of Tampa, National Association and NCNB National Bank of Florida, but declined both offers in favor of their unsecured loan from The Bank of Miami. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. An improvement in the case that a borrower is on the go.

Multiple other requests for credit have been made by Tabetha in the past, including one from National Bank of Glenrock in Miami, Florida before Tabetha was accepted for the $36000 by The Bank of Miami

Tabetha made 5 prior attempts to obtain an unsecured loan, 2 of which were with National Bank of Glenrock, a lending institution in Miami, Florida known to specialize in unsecured loans specifically. Before finding The Bank of Miami, Tabetha was desperate due to their inexperience and good credit score.

9 Months Ago, Tabetha Attempted Finding a High Risk Loan for $30,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for borrowers to find high risk loans in a non-harmful way. Many high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Tabetha. Tabetha decided not to obtain a high risk loan this time. High Risk loans are given to terrible credit individuals. Clients with credit scores as low as 418 can apply for a high risk loan and possibly can be approved.

Installment loan for Tabetha, a graduate of WyoTech – Fremont and a zoo veterinarian working for over $69,000 per year

Tabetha, an alumnus at WyoTech – Fremont and a zoo veterinarian in Miami, Florida wants an unsecured loan to purchase a car. Tabetha has instead chosen to obtain an installment loan for $18,000 and is currently seeking lenders like Southeast Bank of Perry, National Association to process their request.

Tabetha’s Overall FICO score at the time of acceptance for an unsecured loan, taking into account their zoo veterinarian job and their future career as an environmental science professsor

Fico Score: 717

Tabetha has a disappointing current yearly income, but has a large amount of prospects

Tabetha has always wanted to be an environmental science professsor, but would need attend WyoTech – Fremont again to become one. Tabetha has other possibilities as well, including area, child support investigator, and scientific photographer, which pay $50,000 through to $104,000 per year, at least. For this reason, we believe that Tabetha can afford this unsecured loan of $36000.

Personal Loan for a zoo veterinarian named Tabetha in Miami, Florida to Pay Off Riverview Community Bank Visa Business Bonus Rewards Card

Tabetha had a tonne of credit card debt on their Arvest Premier Visa Purchasing Card and their Merrick Bank Secured Visa Card, and they were starting to get in over their heads. Despite Tabetha’s job as a zoo veterinarian, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Contact Details for The Bank of Miami, the provider of this unsecured loan

  • The Bank of Miami
  • City: Miami
  • State: Florida
  • Address: 110 East Flagler Street
  • County: Miami-Dade
  • Zip code: 33101

Conclusion of Tabetha’s unsecured loan

In the end, Tabetha was able to find an unsecured loan for $36000 with an interest rate of 9.6% interest APR from The Bank of Miami in Miami, Florida repayable over 17 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.