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$96000 Student Loan In Norwalk Connecticut With Credit Score 360 For Katharyn

$96000 Student Loan – Norwalk Connecticut, Credit Score Of 360

  • Experian: 379 – They had a terrible Experian rating
  • Transunion: 345 – Katharyn had a terrible credit score with Transunion.
  • Equifax: Katharyn’s Experian score was 360, which is a terrible credit rating on the Experian scale.

Katharyn’s Transunion score was changed by the student loan loan, changing to 345 from 360, which is typical in our experience.

Transunion Score: 345

Multiple past requests for credit have been made by Katharyn in the past, including one from The Crockett State Bank in Norwalk, Connecticut before Katharyn was approved for the $96000 by Summit Bank

Katharyn made 6 previous attempts to obtain a student loan, 2 of which were with The Crockett State Bank, a lender in Norwalk, Connecticut known to specialize in student loans specifically. Before finding Summit Bank, Katharyn was desperate due to their inexperience and terrible credit rating.

Client Profile: Katharyn Cosentino of Norwalk, Connecticut
  • Full name (Changed if requested): Katharyn Cosentino
  • Current Credit: loans.hit.utils.Fico@18ef96
  • Current City: Norwalk
  • State: Connecticut
  • Zip code: 6860
  • Yearly income: $60,000
  • Current Job: soil engineer
  • Current County: Fairfield
  • Goal Yearly Income: $149,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

8 Months in the Past, Katharyn Tried Finding a High Risk Loan for $40,000.00, and it was Easy

There is an ongoing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Katharyn. Katharyn decided not to obtain a high risk loan this time. High Risk loans are given to very low credit borrowers. Borrowers with credit scores as low as 572 can inquire for a high risk loan and may be be accepted.

Katharyn’s Overall FICO score at the time of acceptance for a student loan, taking into account their soil engineer job and their future job as a funds development administrator

Fico Score: 360

When Katharyn was 23, they tried to obtain a student loan from 6 alternate lenders, which harmed their credit score. Below is a chronology of Katharyn’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $32,000.00 on July 24, 2009
  • Attempt 2) Loan for $30,000.00 on August 29, 2009
  • Attempt 3) Loan for $28,000.00 on August 3, 2011
  • Attempt 4) Loan for $35,000.00 on August 1, 2010
  • Attempt 5) Loan for $21,000.00 on October 21, 2010
  • Attempt 6) Loan for $26,000.00 on July 4, 2011

Before applying for this student loan, Katharyn had an Experian score of 379, which is terrible, so Summit Bank probably can provide Katharyn a student loan

Experian Score: 379

Previous requests on Katharyn’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$33130.00 4 5.2% $765.97 Colonial Bank of Waterbury April 15, 2013
$33140.00 4 9.6% $834.16 The Canaan National Bank April 25, 2013
$33300.00 11 5.6% $338.47 The Clinton National Bank January 21, 2014
$32550.00 7 11.2% $560.76 Deep River Bank and Trust Company June 11, 2014
$33250.00 9 8.4% $439.8 The National Bank of New England of East Haddam January 4, 2015

Signature Loan found in Norwalk, Connecticut for $96000 with terrible credit by Katharyn

A lot of prospective borrowers struggle with obtaining signature loans in Norwalk, Connecticut, and Katharyn is no exception. Katharyn went to 6 lending institutions or more before finding Summit Bank, who offered Katharyn a signature loan for $96000. Typical signature loans simply need a client, like Katharyn’s signature to obtain them, up to $29,000 in some cases. Katharyn was able to get $96000 as a student loan, which is very high for a student loan. Because signature loans do not require a cosigner, these loans generally require improved credit, as high as 710

Katharyn was declined by The Connecticut Bank and Trust Company, National Association 6 times before being granted funding by Summit Bank at 48 Wall Street

On February 20, 2014, Katharyn applied about borrowing $3,000 from The New Britain National Bank with Elmer, their in law from just outside Norwalk, and even with the co-signer, Katharyn was rejected for this student loan. With terrible credit, it can be very hard to procure funding, even with collateral and a co-signer.

Installment loan for Katharyn, a graduate of Laboure College and a soil engineer working for over $63,000 per year

Katharyn, an alumnus at Laboure College and a soil engineer in Norwalk, Connecticut wants a student loan to purchase a new cell phone. Katharyn has instead decided to obtain an installment loan for $25,000 and is currently seeking lenders like The North Side Bank and Trust Company to process their request.

Contact Details for Summit Bank, the provider of this student loan

  • Summit Bank
  • City: Norwalk
  • State: Connecticut
  • Address: 48 Wall Street
  • County: Fairfield
  • Zip code: 6852

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $31,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Katharyn needed a debt consolidation loan to pay for their existing student loan and their credit card. Katharyn was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 2.1%.

Fast Loans for Katharyn in Norwalk, Connecticut to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Norwalk, Connecticut aren’t actually that difficult to obtain, especially if you have some finesse like Katharyn. Katharyn was able to find a fast loan for $96000 from City Trust Company and First Bank, but declined both offers in favor of their student loan from Summit Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for installment loans. A big improvement in the case that a borrower is in a pinch.

Personal Loan for a soil engineer named Katharyn in Norwalk, Connecticut to Pay Off Sleep Number Credit Card

Katharyn had a lot of credit card debt on their Steuben Trust Visa Business Bonus Rewards Card and their Korean Air SkyBlue SKYPASS Visa Card, and they were starting to get in over their heads. Despite Katharyn’s job as a soil engineer, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Katharyn has a disappointing current yearly income, but has a large amount of prospects

Katharyn has always wanted to be a funds development administrator, but would have to attend Laboure College again to become one. Katharyn has other possibilities as well, including furniture designer, commercial diver, and special education administrator, which pay $59,000 through to $108,000 per year, on average. For this reason, we believe that Katharyn can afford this student loan of $96000.

Paraphrased and Standardized Quote from Katharyn for this student loan of $96000, provided by Summit Bank

Hi, I am Katharyn and my hometown is Norwalk in Connecticut. Fairfield, county is where I grew up, and now I need a student loan in Connecticut for $96000 to buy a car. It wasn’t easy, but Summit Bank really came through for me with this loan for 8.2% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to Summit Bank for trusting me and my terrible credit. It look me 9 years to create my credit to 360, and I won’t harm it any more. I’m happy with Find Texas Loans for helping me this far.

Conclusion of Katharyn’s student loan

In the end, Katharyn was able to find a student loan for $96000 with an interest rate of 8.4% interest APR from Summit Bank in Norwalk, Connecticut repayable over 22 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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