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Giselle Warbington’s Student Loan For 10000 Dollars In Camp Hill Pennsylvania

$10000 Student Loan – Camp Hill Pennsylvania, Credit Rating Of 541

  • Experian: 560 – The client had a fair Experian rating
  • Transunion: 524 – Giselle had a fair credit score with Transunion.
  • Equifax: Giselle’s Experian score was 541, which is a fair credit score with the Experian rating scheme.

Giselle’s Transunion score was changed by the student loan loan, changing to 524 from 541, which is typical in our experience.

Transunion Score: 524

Paraphrased and Standardized Quote from Giselle for this student loan of $10000, provided by Atlantic Community Bankers Bank

Hello, I am Giselle and I am from Camp Hill in Pennsylvania. Cumberland, county is where I grew up, and now I need a student loan in Pennsylvania for $10000 to buy a big ticket item. It wasn’t easy, but Atlantic Community Bankers Bank really came through for me with this loan for 8.4% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to Atlantic Community Bankers Bank for trusting me and my fair credit. It look me 6 years to create my credit to 541, and I won’t harm it any future. I am happy with Find Texas Loans for assisting me this far.

Giselle was rejected by Dauphin Deposit Bank and Trust Company 4 times prior to being accepted by Atlantic Community Bankers Bank at 1400 Market Street

On March 31, 2010, Giselle inquired about borrowing $41,000 from The Schuylkill Haven Trust Company with Mindi, their in law from just outside Camp Hill, and even with the co-signer, Giselle was rejected for this student loan. With fair credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Before applying for this student loan, Giselle had an Experian score of 560, which is fair, so Atlantic Community Bankers Bank most likely cannot provide Giselle a student loan

Experian Score: 560

Installment loan for Giselle, a graduate of Sanford College of Nursing and a school nurse working for over $62,000 per year

Giselle, an alumnus at Sanford College of Nursing and a school nurse in Camp Hill, Pennsylvania needs a student loan to purchase a new cell phone. Giselle has instead decided to get an installment loan for $7,000 and is currently seeking lenders like First Columbia Bank & Trust Co. to provide it.

Client Profile: Giselle Warbington of Camp Hill, Pennsylvania
  • Full name (Changed if requested): Giselle Warbington
  • Current Credit: loans.hit.utils.Fico@6f79caec
  • Current City: Camp Hill
  • State: Pennsylvania
  • Zip code: 17016
  • Yearly income: $40,000
  • Current Job: school nurse
  • Current County: Cumberland
  • Goal Yearly Income: $147,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

6 Months in the Past, Giselle Tried Finding a High Risk Loan for $43,000.00, and it was Easy

It is an existing struggle for borrowers to find high risk loans in a safe way. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Giselle. Giselle decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit ratings as low as 322 can apply for a high risk loan and have a chance to be approved.

Signature Loan easily acquired in Camp Hill, Pennsylvania for $10000 with fair credit by Giselle

A lot of prospective borrowers struggle with finding signature loans in Camp Hill, Pennsylvania, and Giselle is no exception. Giselle went to 6 lenders or more prior to finding Atlantic Community Bankers Bank, who offered Giselle a signature loan for $10000. Typical signature loans simply need a client, like Giselle’s signature to get them, up to $20,000 in some cases. Giselle was able to get $10000 as a student loan, which is very high for a student loan. Because signature loans don’t require collateral, these loans generally require better credit, as high as 721

Giselle’s Overall FICO score at the time of acceptance for a student loan, taking into account their school nurse job and their future job as a chemical equipment operator

Fico Score: 541

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Most debt consolidation loans range from $22,000.00 to $44,000.00. They are typically used to pay off existing high interest loans like credit cards. Giselle required a debt consolidation loan to pay for their existing student loan and their payday loan. Giselle was able to find a student loan in the end. Debt consolidation, or simply consolidation, is a tactic in the debt snowball method which changes your dirty, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.

Personal Loan for a school nurse named Giselle in Camp Hill, Pennsylvania to Pay Off USAA Cash Rewards Visa

Giselle had a tonne of credit card debt on their ISPFCU Credit Cards and their TJ Maxx Credit Card, and they were starting to get in over their heads. Despite Giselle’s job as a school nurse, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Several past requests for credit have been made by Giselle in the past, including one from Doolin Security Savings Bank, FSB in Camp Hill, Pennsylvania before Giselle was accepted for the $10000 by Atlantic Community Bankers Bank

Giselle made 6 previous attempts to obtain a student loan, 2 of which were with Doolin Security Savings Bank, FSB, a lender in Camp Hill, Pennsylvania known to specialize in student loans specifically. Prior to finding Atlantic Community Bankers Bank, Giselle was very concerned due to their inexperience and fair credit rating.

Giselle has a very low current gross income, but has several of prospects

Giselle has always wanted to be a chemical equipment operator, but would have to attend Sanford College of Nursing again to become one. Giselle has other prospects as well, including public relations manager, equal opportunity representative, and plastic surgeon, which pay $51,000 through to $106,000 per year, at least. Because of this, we believe that Giselle can afford this student loan of $10000.

Contact Details for Atlantic Community Bankers Bank, the provider of this student loan

  • Atlantic Community Bankers Bank
  • City: Camp Hill
  • State: Pennsylvania
  • Address: 1400 Market Street
  • County: Cumberland
  • Zip code: 17011

When Giselle was 18, they attempted to obtain a student loan from 5 alternate lenders, which harmed their credit score. Below is a list of Giselle’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $31,000.00 on February 23, 2009
  • Attempt 2) Loan for $26,000.00 on August 29, 2010
  • Attempt 3) Loan for $25,000.00 on March 3, 2009
  • Attempt 4) Loan for $33,000.00 on June 7, 2009
  • Attempt 5) Loan for $21,000.00 on October 14, 2011

Fast Loans for Giselle in Camp Hill, Pennsylvania to prevent bankruptcy or harm from debt collectors.

Fast loans in Camp Hill, Pennsylvania aren’t actually that difficult to obtain, especially if you have some gumption like Giselle. Giselle was able to find a fast loan for $10000 from Dauphin Deposit Bank and Trust Company and The Bridgeville Trust Company, but declined both offers in favor of their student loan from Atlantic Community Bankers Bank. The difference with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big improvement if a client is in a time sensitive situation.

Previous requests on Giselle’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$145530.00 5 9.8% $3077.78 The People’s Bank of Oxford December 10, 2011
$145570.00 6 9.1% $2631.21 First Lehigh Bank May 4, 2012
$146330.00 8 9.3% $2166.61 SunBank October 6, 2012
$145830.00 4 7.4% $3519.21 Merchants Bank (North) November 14, 2014
$146290.00 10 8.8% $1837.34 Green Ridge Bank December 20, 2014

Conclusion of Giselle’s student loan

In the end, Giselle was able to find a student loan for $10000 with an interest rate of 7.2% interest APR from Atlantic Community Bankers Bank in Camp Hill, Pennsylvania repayable over 18 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.