$8000 No Collateral Loan – Boston Massachusetts, Credit Score Of 634
- Experian: 648 – This individual had a good Experian score
- Transunion: 618 – Marge had a good credit score with Transunion.
- Equifax: Marge’s Experian score was 634, which is a good credit score on the Experian rating scheme.
Marge’s Transunion score was altered by the no collateral loan loan, changing to 618 from 634, which is typical in our experience.
Before applying for this no collateral loan, Marge had an Experian score of 648, which is good, so Northeast Savings, Fa-Boston DIV. likely cannot provide Marge a no collateral loan
Many other requests for credit have been made by Marge in the past, including one from The Willard United Bank in Boston, Massachusetts before Marge was accepted for the $8000 by Northeast Savings, Fa-Boston DIV.
Marge made 7 previous attempts to obtain a no collateral loan, 2 of which were with The Willard United Bank, a lending institution in Boston, Massachusetts known to specialize in no collateral loans specifically. Prior to finding Northeast Savings, Fa-Boston DIV., Marge was very concerned due to their inexperience and good credit score.
Debt Consolidation Can Help Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Normal debt consolidation loans vary from $26,000.00 to $58,000.00. They are normally used to pay off existing high interest loans like credit cards. Marge required a debt consolidation loan to pay for their existing no collateral loan and their loan shark loan. Marge was able to find a no collateral loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your bad, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.3%.
Previous requests on Marge’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$40390.00||7||5.6%||$582.33||State Street Bank and Trust Company||March 23, 2009|
|$40460.00||7||6.1%||$593.0||United States Trust Company||March 24, 2010|
|$40410.00||11||10.7%||$522.07||BayBank Harvard Trust Company||December 31, 2010|
|$40180.00||7||5.3%||$573.58||Durfee Attleboro Bank||January 9, 2011|
|$40110.00||6||10.4%||$751.19||Bank of New England – North Shore||December 3, 2012|
Marge was declined by Bank of New England, National Association 4 times before being approved by Northeast Savings, Fa-Boston DIV. at 50 Franklin St
On October 31, 2011, Marge applied about borrowing $48,000 from Bank of New England – Ware with Felton, their in law from just outside Boston, and even with the co-signer, Marge was rejected for this no collateral loan. With good credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Fast Loans for Marge in Boston, Massachusetts to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Boston, Massachusetts aren’t actually that difficult to obtain, especially if you have some finesse like Marge. Marge was able to find a fast loan for $8000 from United States Trust Company and BayBank Middlesex, N. A., but declined both offers in favor of their no collateral loan from Northeast Savings, Fa-Boston DIV.. The improvement with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better if you are in a time sensitive situation.
Installment loan for Marge, a graduate of Newman University and a casino manager working for over $62,000 per year
Marge, an alumnus at Newman University and a casino manager in Boston, Massachusetts needs a no collateral loan to purchase a house. Marge has instead chosen to obtain an installment loan for $21,000 and is at present seeking lenders like The Buzzards Bay National Bank to provide it.
Contact Details for Northeast Savings, Fa-Boston DIV., the provider of this no collateral loan
- Northeast Savings, Fa-Boston DIV.
- City: Boston
- State: Massachusetts
- Address: 50 Franklin St
- County: Suffolk
- Zip code: 2110
Marge’s Overall FICO score at the time of acceptance for a no collateral loan, taking into account their casino manager job and their future career as a home health aide
When Marge was 21, they attempted to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a chronology of Marge’s previous attempts at finding a student loan:
- Attempt 1) Loan for $23,000.00 on June 17, 2011
- Attempt 2) Loan for $30,000.00 on March 25, 2012
- Attempt 3) Loan for $29,000.00 on May 22, 2009
- Attempt 4) Loan for $22,000.00 on August 9, 2011
- Attempt 5) Loan for $27,000.00 on February 19, 2010
Personal Loan for a casino manager named Marge in Boston, Massachusetts to Pay Off Associated Bank Visa Signature Bonus Rewards Card
Marge had a lot of credit card debt on their The Kardashian Prepaid MasterCard and their RCI Elite Rewards MasterCard, and they were starting to get in over their heads. Despite Marge’s job as a casino manager, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
9 Months Ago, Marge Attempted Finding a High Risk Loan for $25,000.00, and it was Hard
It is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or similar lenders, which can be frightening to borrowers like Marge. Marge chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit applicants. Clients with credit scores as low as 561 can apply for a high risk loan and possibly can be accepted.
- Full name (Changed if requested): Marge Ogilvie
- Current Credit: loans.hit.utils.Fico@3b764bce
- Current City: Boston
- State: Massachusetts
- Zip code: 2112
- Yearly income: $51,000
- Current Job: casino manager
- Current County: Suffolk
- Goal Yearly Income: $141,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Signature Loan easily acquired in Boston, Massachusetts for $8000 with good credit by Marge
Many clients struggle with obtaining signature loans in Boston, Massachusetts, and Marge is the same. Marge went to 6 lending institutions or more prior to settling on Northeast Savings, Fa-Boston DIV., who offered Marge a signature loan for $8000. Typical signature loans simply need a client, like Marge’s signature to get them, up to $26,000 in some cases. Marge was able to get $8000 as a no collateral loan, which is very high for a no collateral loan. Since signature loans do not require a cosigner, they tend to need better credit, as high as 756
Paraphrased and Standardized Quote from Marge for this no collateral loan of $8000, provided by Northeast Savings, Fa-Boston DIV.
Hi, I am Marge and I am from Boston in Massachusetts. Suffolk, county is where I grew up, and now I need a no collateral loan in Massachusetts for $8000 to buy a car. It has been difficult, but Northeast Savings, Fa-Boston DIV. really came through for me with this loan for 10.8% interest APR and a term of 24 years. I will repay the loan over the 24 year term, including interest. A big thanks to Northeast Savings, Fa-Boston DIV. for trusting me and my good credit. It look me 9 years to build my credit to 634, and I won’t harm it any more. I am happy with Find Texas Loans for assisting me this far.
Marge has a disappointing current yearly income, but has a high number of prospects
Marge has always wanted to be a home health aide, but would need attend Newman University again to become one. Marge has other prospects as well, including atmospheric and space scientist, painters, and aircraft examiner, which pay $57,000 through to $107,000 per year, at least. Because of this, we think that Marge can afford this no collateral loan of $8000.
Conclusion of Marge’s no collateral loan
In the end, Marge was able to find a no collateral loan for $8000 with an interest rate of 9.2% interest APR from Northeast Savings, Fa-Boston DIV. in Boston, Massachusetts repayable over 24 years from today.