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Personal Loan Of $140000 For Good Credit Wisconsin Resident

$140000 Personal Loan – Cecil Wisconsin, Credit Score Of 656

  • Experian: 668 – They had a good Experian score
  • Transunion: 640 – Rossie had a good credit score with Transunion.
  • Equifax: Rossie’s Experian score was 656, which is a good credit score on the Experian scale.

Paraphrased and Standardized Quote from Rossie for this personal loan of $140000, provided by Farmers State Bank

Hello, I am Rossie and I am from Cecil in Wisconsin. Shawano, county is where I grew up, and now I need a personal loan in Wisconsin for $140000 to pay bills. It has been difficult, but Farmers State Bank really came through for me with this loan for 7.4% interest APR and a term of 2 years. I will repay the loan over the 2 year term, including interest. A big thanks to Farmers State Bank for trusting me and my good credit. It look me 4 years to create my credit to 656, and I won’t harm it any more. I am pleased with Find Texas Loans for helping me this far.

Installment loan for Rossie, a graduate of Colorado Technical University and a middle school teacher working for over $63,000 per year

Rossie, an alumnus at Colorado Technical University and a middle school teacher in Cecil, Wisconsin wants a personal loan to purchase a car. Rossie has instead chosen to obtain an installment loan for $24,000 and is currently seeking lenders like Baylake Bank to provide it.

Client Profile: Rossie Casabona of Cecil, Wisconsin
  • Full name (Changed if requested): Rossie Casabona
  • Current Credit: loans.hit.utils.Fico@1b4fb997
  • Current City: Cecil
  • State: Wisconsin
  • Zip code: 54114
  • Yearly income: $50,000
  • Current Job: middle school teacher
  • Current County: Shawano
  • Goal Yearly Income: $149,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Previous requests on Rossie’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$89760.00 5 7.4% $1794.34 M&I Bank of Burlington March 23, 2010
$90140.00 4 6.5% $2137.67 M&I Marshall and Ilsley Bank September 16, 2012
$90320.00 4 6.5% $2141.93 Continental Bank & Trust Co. October 20, 2012
$90210.00 4 9.2% $2253.46 Clare Bank, National Association May 30, 2013
$89880.00 11 10.3% $1140.6 Norwest Bank Wisconsin East Central November 9, 2013

Before applying for this personal loan, Rossie had an Experian score of 668, which is good, so Farmers State Bank most likely cannot provide Rossie a personal loan

Experian Score: 668

Fast Loans for Rossie in Cecil, Wisconsin to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Cecil, Wisconsin aren’t actually that difficult to obtain, particularly if you have some finesse like Rossie. Rossie was able to find a fast loan for $140000 from Clare Bank, National Association and Associated Bank Madison, but declined both offers in favor of their personal loan from Farmers State Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. A big improvement in the case that a borrower is on the go.

Debt Consolidation Will Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $31,000.00 to $53,000.00. They are mainly used to pay off existing high interest loans like credit cards. Rossie required a debt consolidation loan to pay for their existing personal loan and their loan shark loan. Rossie was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 4.4%.

When Rossie was 19, they tried to obtain a student loan from 5 different lenders, which damaged their credit score. Below is a list of Rossie’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on December 12, 2008
  • Attempt 2) Loan for $32,000.00 on January 29, 2012
  • Attempt 3) Loan for $30,000.00 on September 29, 2009
  • Attempt 4) Loan for $29,000.00 on May 15, 2010
  • Attempt 5) Loan for $27,000.00 on August 5, 2010

Contact Details for Farmers State Bank, the provider of this personal loan

  • Farmers State Bank
  • City: Cecil
  • State: Wisconsin
  • Address: Main Street
  • County: Shawano
  • Zip code: 54111

Personal Loan for a middle school teacher named Rossie in Cecil, Wisconsin to Pay Off Thomasville Furniture Credit Card

Rossie had a tonne of credit card debt on their Quantas and their Chicago Cubs BankAmericard Cash Rewards MasterCard, and they were starting to get in over their heads. Despite Rossie’s job as a middle school teacher, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Rossie’s Transunion score was changed by the personal loan loan, changing to 640 from 656, which is typical in our experience.

Transunion Score: 640

Rossie’s Overall FICO score at the time of acceptance for a personal loan, taking into account their middle school teacher job and their future career as a teachers aide

Fico Score: 656

Signature Loan easily acquired in Cecil, Wisconsin for $140000 with good credit by Rossie

Most clients struggle with obtaining signature loans in Cecil, Wisconsin, and Rossie is the same. Rossie went to 7 lending institutions or more prior to finding Farmers State Bank, who offered Rossie a signature loan for $140000. Most signature loans simply require a client, like Rossie’s signature to obtain them, up to $30,000 in some cases. Rossie was able to get $140000 as a personal loan, which is very high for a personal loan. Since signature loans don’t require a cosigner, these loans generally require higher credit, as high as 703

Several past requests for credit have been made by Rossie in the past, including one from The First National Bank of Granbury in Cecil, Wisconsin before Rossie was approved for the $140000 by Farmers State Bank

Rossie made 9 prior attempts to obtain a personal loan, 2 of which were with The First National Bank of Granbury, a bank in Cecil, Wisconsin known to specialize in personal loans specifically. Prior to finding Farmers State Bank, Rossie was very concerned due to their inexperience and good credit score.

Rossie was not approved by South Milwaukee Marine Bank 5 times prior to being granted funding by Farmers State Bank at Main Street

On June 9, 2009, Rossie applied about borrowing $32,000 from Citizens State Bank with Phylis, their in law from just outside Cecil, and even with the co-signer, Rossie was rejected for this personal loan. With good credit, it can be difficult to obtain funding, even with collateral and a co-signer.

Rossie has a disappointing current gross income, but has several of prospects

Rossie has always wanted to be a teachers aide, but would need attend Colorado Technical University again to achieve it. Rossie has other prospects as well, including home appliance repairer, disabled students teacher, and carpet installer, which pay $58,000 through to $101,000 per year, at least. For this reason, we think that Rossie can afford this personal loan of $140000.

9 Months in the Past, Rossie Attempted to Find a High Risk Loan for $30,000.00, and it was Easy

It is an well known struggle for borrowers to find high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Rossie. Rossie decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to very low credit individuals. Clients with credit scores as low as 313 can inquire for a high risk loan and possibly can be approved.

Conclusion of Rossie’s personal loan

In the end, Rossie was able to find a personal loan for $140000 with an interest rate of 10.5% interest APR from Farmers State Bank in Cecil, Wisconsin repayable over 2 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.