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$78000 Debt Consolidation Loan In Charleston South Carolina With Credit Score 559 For Doretha

$78000 Debt Consolidation Loan – Charleston South Carolina, Credit Rating Of 559

  • Experian: 569 – This individual had a fair Experian rating
  • Transunion: 545 – Doretha had a fair credit score with Transunion.
  • Equifax: Doretha’s Experian score was 559, which is a fair credit score with the Experian scale.

6 Months Ago, Doretha Attempted to Find a High Risk Loan for $49,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Doretha. Doretha chose not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Borrowers with credit scores as low as 378 can inquire for a high risk loan and possibly can be approved.

Doretha has a sad current yearly income, but has a large amount of prospects

Doretha has always wanted to be a social worker, but would need attend International College of Broadcasting again to achieve it. Doretha has other prospects as well, including pediatric dentist, military-enlisted personnel, and door to door salesmen, which pay $58,000 through to $101,000 per year, at least. Because of this, we think that Doretha can afford this debt consolidation loan of $78000.

Doretha was declined by The Bank of Walterboro 5 times before being accepted by SouthTrust Bank of South Carolina, National Association at 145 King Street

On February 6, 2012, Doretha inquired about borrowing $8,000 from Farmers and Merchants Bank of South Carolina with Alejandro, their in law from just outside Charleston, and even with the co-signer, Doretha was rejected for this debt consolidation loan. With fair credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Signature Loan easily acquired in Charleston, South Carolina for $78000 with fair credit by Doretha

Most borrowers have difficulty with obtaining signature loans in Charleston, South Carolina, and Doretha is no exception. Doretha went to 7 lending institutions or more before settling on SouthTrust Bank of South Carolina, National Association, who offered Doretha a signature loan for $78000. Typical signature loans simply need a client, like Doretha’s signature to get them, up to $48,000 in some cases. Doretha was able to get $78000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans do not require collateral, they generally require improved credit, as high as 776

Paraphrased and Standardized Quote from Doretha for this debt consolidation loan of $78000, provided by SouthTrust Bank of South Carolina, National Association

Hello, I am Doretha and I am from Charleston in South Carolina. Charleston, county is where I grew up, and now I need a debt consolidation loan in South Carolina for $78000 to buy a car. It has been difficult, but SouthTrust Bank of South Carolina, National Association really came through for me with this loan for 8.8% interest APR and a term of 21 years. I can probably repay the loan over the 21 year term, including interest. A big thanks to SouthTrust Bank of South Carolina, National Association for giving me a chance and my fair credit. It look me 8 years to build my credit to 559, and I won’t harm it any more. I’m happy with Find Texas Loans for assisting me this far.

Personal Loan for an ordinary seamen named Doretha in Charleston, South Carolina to Pay Off Sovereign Bank Business Platinum Card from American Express OPEN

Doretha had a tonne of credit card debt on their State Farm Platinum Rewards Visa and their US Bank Business Edge Platinum Card, and they were starting to get in over their heads. Despite Doretha’s job as an ordinary seamen, they struggled to make payments on the $29,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Installment loan for Doretha, a graduate of International College of Broadcasting and an ordinary seamen working for over $65,000 per year

Doretha, an alumnus at International College of Broadcasting and an ordinary seamen in Charleston, South Carolina needs a debt consolidation loan to purchase a car. Doretha has instead decided to obtain an installment loan for $19,000 and is at present seeking lenders like The Commercial Bank to provide it.

Doretha’s Transunion score was changed by the debt consolidation loan loan, changing to 545 from 559, which is typical in our experience.

Transunion Score: 545

Contact Details for SouthTrust Bank of South Carolina, National Association, the provider of this debt consolidation loan

  • SouthTrust Bank of South Carolina, National Association
  • City: Charleston
  • State: South Carolina
  • Address: 145 King Street
  • County: Charleston
  • Zip code: 29401

Debt Consolidation Will Help Most Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $36,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Doretha needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Doretha was able to find a debt consolidation loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.3%.

Client Profile: Doretha Bumbalo of Charleston, South Carolina
  • Full name (Changed if requested): Doretha Bumbalo
  • Current Credit: loans.hit.utils.Fico@6fdb1f78
  • Current City: Charleston
  • State: South Carolina
  • Zip code: 29408
  • Yearly income: $57,000
  • Current Job: ordinary seamen
  • Current County: Charleston
  • Goal Yearly Income: $101,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Fast Loans for Doretha in Charleston, South Carolina to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Charleston, South Carolina aren’t actually that difficult to obtain, especially if you have some finesse like Doretha. Doretha was able to find a fast loan for $78000 from Carolina State Bank and First National South, but declined both offers in favor of their debt consolidation loan from SouthTrust Bank of South Carolina, National Association. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement if a client is on the go.

Many past requests for credit have been made by Doretha in the past, including one from Mercer Savings Bank SLA in Charleston, South Carolina before Doretha was accepted for the $78000 by SouthTrust Bank of South Carolina, National Association

Doretha made 8 previous tries to obtain a debt consolidation loan, 2 of which were with Mercer Savings Bank SLA, a bank in Charleston, South Carolina known to specialize in debt consolidation loans specifically. Before finding SouthTrust Bank of South Carolina, National Association, Doretha was concerned due to their inexperience and fair credit rating.

Previous requests on Doretha’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$129200.00 6 7.6% $2240.14 The Peoples Bank August 27, 2010
$128610.00 6 7.5% $2223.68 The Commercial Bank December 31, 2013
$128710.00 9 5.4% $1507.35 The Bank of Hartsville June 27, 2014
$128630.00 7 11.6% $2243.25 Farmers and Merchants Bank of South Carolina May 30, 2015

When Doretha was 24, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a list of Doretha’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $28,000.00 on August 17, 2009
  • Attempt 2) Loan for $39,000.00 on December 13, 2013
  • Attempt 3) Loan for $25,000.00 on May 20, 2009
  • Attempt 4) Loan for $29,000.00 on March 13, 2012
  • Attempt 5) Loan for $37,000.00 on April 23, 2010
  • Attempt 6) Loan for $28,000.00 on October 8, 2013

Doretha’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their ordinary seamen job and their future job as a social worker

Fico Score: 559

Before applying for this debt consolidation loan, Doretha had an Experian score of 569, which is fair, so SouthTrust Bank of South Carolina, National Association probably can provide Doretha a debt consolidation loan

Experian Score: 569

Conclusion of Doretha’s debt consolidation loan

In the end, Doretha was able to find a debt consolidation loan for $78000 with an interest rate of 10.7% interest APR from SouthTrust Bank of South Carolina, National Association in Charleston, South Carolina repayable over 21 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.