$75000 Direct Loan – Tampa Florida, Credit Rating Of 715
- Experian: 734 – The client had a good Experian score
- Transunion: 702 – Ambrose had a good credit rating with Transunion.
- Equifax: Ambrose’s Experian score was 715, which is a good credit score with the Experian system.
Installment loan for Ambrose, a graduate of Bio-Chi Institute and a retail inventory control analyst working for over $62,000 per year
Ambrose, an alumnus at Bio-Chi Institute and a retail inventory control analyst in Tampa, Florida needs a direct loan to purchase a new cell phone. Ambrose has instead chosen to get an installment loan for $14,000 and is at present seeking lenders like The Broadway National Bank of Tampa to provide it.
- Full name (Changed if requested): Ambrose Grainey
- Current Credit: loans.hit.utils.Fico@484b61fc
- Current City: Tampa
- State: Florida
- Zip code: 33633
- Yearly income: $33,000
- Current Job: retail inventory control analyst
- Current County: Hillsborough
- Goal Yearly Income: $101,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Ambrose was declined by Citizens Bank of Marianna 5 times prior to being granted funding by Gulfshore Bank at 3201 South Macdill Avenue
On August 11, 2009, Ambrose inquired about borrowing $20,000 from Barnett Bank of Putnam County with Jodie, their in law from just outside Tampa, and even with the co-signer, Ambrose was rejected for this direct loan. With good credit, it can be a challenge to obtain funding, even with collateral and a co-signer.
Ambrose’s Transunion score was changed by the direct loan loan, changing to 702 from 715, which is typical in our experience.
Previous requests on Ambrose’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$54110.00||10||11.5%||$760.76||NCNB National Bank of Florida||December 12, 2009|
|$54300.00||7||9.8%||$895.84||Southeast Bank of Madison County, National Association||April 26, 2012|
|$53850.00||4||10.1%||$1368.36||Southeast Bank of Wildwood||November 8, 2013|
|$54170.00||11||11.6%||$728.16||Atlantic Bank of Jacksonville||December 13, 2013|
|$53630.00||3||6.7%||$1648.59||Century National Bank of Broward||December 19, 2013|
Fast Loans for Ambrose in Tampa, Florida to prevent bankruptcy or harm from debt collectors.
Fast loans in Tampa, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Ambrose. Ambrose was able to find a fast loan for $75000 from Atlantic Bank of Jacksonville and The Broadway National Bank of Tampa, but turned down both offers in favor of their direct loan from Gulfshore Bank. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are in a pinch.
Ambrose has a disappointing current yearly income, but has several of prospects
Ambrose has always wanted to be a restaurant food coordinator, but would need attend Bio-Chi Institute again to become one. Ambrose has other possibilities as well, including quality control inspector, tax accountant, and marine engineer, which pay $53,000 through to $99,000 per year, on average. Because of this, we think that Ambrose can afford this direct loan of $75000.
Personal Loan for a retail inventory control analyst named Ambrose in Tampa, Florida to Pay Off First State Bank Visa Business Platinum Card
Ambrose had a lot of credit card debt on their First National Bank Discover Card and their Malvern Federal Savings Bank Visa Platinum Card, and they were starting to get in over their heads. Despite Ambrose’s job as a retail inventory control analyst, they struggled to make payments on the $26,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Signature Loan found in Tampa, Florida for $75000 with good credit by Ambrose
Most borrowers struggle with finding signature loans in Tampa, Florida, and Ambrose is the same. Ambrose went to 7 lending institutions or more prior to finding Gulfshore Bank, who offered Ambrose a signature loan for $75000. Typical signature loans simply need a client, like Ambrose’s signature to obtain them, up to $44,000 in some cases. Ambrose was able to get $75000 as a direct loan, which is very high for a direct loan. Since signature loans don’t require collateral, they tend to require improved credit, as high as 789
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $35,000.00 to $58,000.00. They are typically used to pay off existing high interest loans like credit cards. Ambrose required a debt consolidation loan to pay for their existing direct loan and their credit card. Ambrose was able to find a direct loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.4%.
Many other requests for credit have been made by Ambrose in the past, including one from State Bank & Trust of Kenmare in Tampa, Florida before Ambrose was accepted for the $75000 by Gulfshore Bank
Ambrose made 9 previous tries to obtain a direct loan, 2 of which were with State Bank & Trust of Kenmare, a lender in Tampa, Florida known to specialize in direct loans specifically. Prior to finding Gulfshore Bank, Ambrose was very concerned due to their inexperience and good credit rating.
7 Months in the Past, Ambrose Attempted to Find a High Risk Loan for $48,000.00, and it was Easy
It is an ongoing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Ambrose. Ambrose chose not to get a high risk loan this time. High Risk loans are the instrument of choice, and are given to bad credit applicants. Borrowers with credit scores as low as 571 can inquire for a high risk loan and possibly can be accepted.
Paraphrased and Standardized Quote from Ambrose for this direct loan of $75000, provided by Gulfshore Bank
Hi, I am Ambrose and I am from Tampa in Florida. Hillsborough, county is where I grew up, and now I need a direct loan in Florida for $75000 to buy a car. It wasn’t easy, but Gulfshore Bank really came through for me with this loan for 10.5% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to Gulfshore Bank for trusting me and my good credit. It look me 4 years to create my credit to 715, and I won’t tarnish it any future. I am happy with Find Texas Loans for assisting me this far.
When Ambrose was 21, they attempted to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a list of Ambrose’s previous attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on June 25, 2012
- Attempt 2) Loan for $34,000.00 on October 25, 2013
- Attempt 3) Loan for $24,000.00 on January 1, 2009
- Attempt 4) Loan for $23,000.00 on September 29, 2009
- Attempt 5) Loan for $36,000.00 on October 15, 2008
- Attempt 6) Loan for $33,000.00 on July 18, 2010
Before applying for this direct loan, Ambrose had an Experian score of 734, which is good, so Gulfshore Bank probably cannot provide Ambrose a direct loan
Contact Details for Gulfshore Bank, the provider of this direct loan
- Gulfshore Bank
- City: Tampa
- State: Florida
- Address: 3201 South Macdill Avenue
- County: Hillsborough
- Zip code: 33629
Ambrose’s Overall FICO score at the time of acceptance for a direct loan, taking into account their retail inventory control analyst job and their future job as a restaurant food coordinator
Conclusion of Ambrose’s direct loan
In the end, Ambrose was able to find a direct loan for $75000 with an interest rate of 6.8% interest APR from Gulfshore Bank in Tampa, Florida repayable over 16 years from today.