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24 Year, Variable Interest Quick Loan For Gertrud In Michigan

$12000 Quick Loan – Dearborn Michigan, Credit Rating Of 783

  • Experian: 799 – They had an excellent Experian rating
  • Transunion: 771 – Gertrud had an excellent credit score with Transunion.
  • Equifax: Gertrud’s Experian score was 783, which is an excellent credit score with the Experian system.

Paraphrased and Standardized Quote from Gertrud for this quick loan of $12000, provided by Fidelity Bank

Hello, I am Gertrud and I am from Dearborn in Michigan. Wayne, county is where I grew up, and now I need a quick loan in Michigan for $12000 to buy a car. It wasn’t easy, but Fidelity Bank really came through for me with this loan for 7.0% interest APR and a term of 24 years. I can probably repay the loan over the 24 year term, including interest. A big thanks to Fidelity Bank for giving me a chance and my excellent credit. It look me 8 years to create my credit to 783, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for helping me this far.

Before applying for this quick loan, Gertrud had an Experian score of 799, which is excellent, so Fidelity Bank probably can provide Gertrud a quick loan

Experian Score: 799

Fast Loans for Gertrud in Dearborn, Michigan to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Dearborn, Michigan aren’t actually that difficult to obtain, particularly if you have some gumption like Gertrud. Gertrud was able to find a fast loan for $12000 from Citizens State Bank and First America Bank – Mt. Pleasant, but turned down both offers in favor of their quick loan from Fidelity Bank. The improvement with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. Much better in the case that you are on the go.

Previous requests on Gertrud’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$26850.00 10 8.8% $337.23 Society Bank, Lenawee June 5, 2010
$26680.00 8 7.8% $374.46 Bank of Lenawee June 2, 2012
$26850.00 7 5.8% $389.67 First of America Bank – Alpena February 26, 2014
$27280.00 3 8.2% $857.38 NBD Ann Arbor, National Association October 10, 2014
Client Profile: Gertrud Sarria of Dearborn, Michigan
  • Full name (Changed if requested): Gertrud Sarria
  • Current Credit: loans.hit.utils.Fico@4f47d241
  • Current City: Dearborn
  • State: Michigan
  • Zip code: 48125
  • Yearly income: $64,000
  • Current Job: student affairs administrator
  • Current County: Wayne
  • Goal Yearly Income: $114,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000

Several past requests for credit have been made by Gertrud in the past, including one from New City Bank in Dearborn, Michigan before Gertrud was approved for the $12000 by Fidelity Bank

Gertrud made 6 previous tries to obtain a quick loan, 2 of which were with New City Bank, a lending institution in Dearborn, Michigan known to specialize in quick loans specifically. Before finding Fidelity Bank, Gertrud was desperate due to their inexperience and excellent credit rating.

Installment loan for Gertrud, a graduate of Columbia College and a student affairs administrator working for over $73,000 per year

Gertrud, an alumnus at Columbia College and a student affairs administrator in Dearborn, Michigan wants a quick loan to purchase a house. Gertrud has instead chosen to get an installment loan for $9,000 and is currently seeking lenders like Old Kent Bank of Fremont to process their request.

Contact Details for Fidelity Bank, the provider of this quick loan

  • Fidelity Bank
  • City: Dearborn
  • State: Michigan
  • Address: 22290 Michigan Avenue
  • County: Wayne
  • Zip code: 48124

When Gertrud was 19, they attempted to obtain a student loan from 6 different banks, which damaged their credit score. Below is a list of Gertrud’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $24,000.00 on March 8, 2009
  • Attempt 2) Loan for $23,000.00 on April 18, 2013
  • Attempt 3) Loan for $28,000.00 on November 28, 2009
  • Attempt 4) Loan for $27,000.00 on November 9, 2011
  • Attempt 5) Loan for $24,000.00 on July 28, 2010
  • Attempt 6) Loan for $27,000.00 on March 22, 2011

Signature Loan found in Dearborn, Michigan for $12000 with excellent credit by Gertrud

Most clients struggle with finding signature loans in Dearborn, Michigan, and Gertrud is no different. Gertrud went to 6 lenders or more before settling on Fidelity Bank, who offered Gertrud a signature loan for $12000. Most signature loans simply need a client, like Gertrud’s signature to obtain them, up to $45,000 in some cases. Gertrud was able to get $12000 as a quick loan, which is very high for a quick loan. Because signature loans do not require a cosigner, these loans generally require higher credit, as high as 714

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $27,000.00 to $46,000.00. They are typically used to pay off existing high interest loans like credit cards. Gertrud needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Gertrud was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which changes your dirty, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.

6 Months in the Past, Gertrud Attempted Finding a High Risk Loan for $38,000.00, and it was Hard

It is an ongoing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Gertrud. Gertrud decided not to get a high risk loan this time. High Risk loans are given to very low credit clients. Clients with credit ratings as low as 508 can apply for a high risk loan and have a chance to be accepted.

Personal Loan for a student affairs administrator named Gertrud in Dearborn, Michigan to Pay Off TD Easy Rewards Visa Credit Card

Gertrud had a lot of credit card debt on their Wells Fargo Business Elite Card and their Citi Platinum Select CITGO MasterCard, and they were starting to get in over their heads. Despite Gertrud’s job as a student affairs administrator, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Gertrud was not approved by Chemical Bank Cass City 6 times before being accepted by Fidelity Bank at 22290 Michigan Avenue

On November 9, 2010, Gertrud applied about borrowing $25,000 from Chemical Bank Cass City with Madie, their friend from just outside Dearborn, and even with the co-signer, Gertrud was rejected for this quick loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.

Gertrud’s Transunion score was changed by the quick loan loan, changing to 771 from 783, which is normal in our experience.

Transunion Score: 771

Gertrud’s Overall FICO score at the time of acceptance for a quick loan, taking into account their student affairs administrator job and their future career as an insulation installer

Fico Score: 783

Gertrud has a very low current gross income, but has a high number of prospects

Gertrud has always wanted to be an insulation installer, but would need attend Columbia College again to achieve it. Gertrud has other prospects as well, including pathologist, insurance estate planner, and insurance policy processing clerk, which pay $51,000 through to $105,000 per year, at least. For this reason, we believe that Gertrud can pay for this quick loan of $12000.

Conclusion of Gertrud’s quick loan

In the end, Gertrud was able to find a quick loan for $12000 with an interest rate of 11.7% interest APR from Fidelity Bank in Dearborn, Michigan repayable over 24 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.