$136000 Direct Loan – Fall River Massachusetts, Credit Rating Of 489
- Experian: 508 – This individual had a bad Experian rating
- Transunion: 473 – Adria had a bad credit rating with Transunion.
- Equifax: Adria’s Experian score was 489, which is a bad credit score using the Experian scale.
Previous requests on Adria’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$34630.00||11||11.4%||$461.45||State Street Bank and Trust Company||March 27, 2014|
|$35430.00||4||6.5%||$840.22||United States Trust Company||December 31, 2014|
|$34660.00||7||10.4%||$582.59||BayBank Harvard Trust Company||May 23, 2015|
|$34530.00||8||5.7%||$448.75||Durfee Attleboro Bank||July 30, 2015|
|$35110.00||3||11.6%||$1159.46||Bank of New England – North Shore||August 28, 2015|
8 Months Ago, Adria Attempted to Find a High Risk Loan for $39,000.00, and it was Easy
There is an existing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Adria. Adria decided not to get a high risk loan this time. High Risk loans are given to terrible credit borrowers. Clients with credit ratings as low as 492 can inquire for a high risk loan and possibly can be accepted.
Adria’s Transunion score was changed by the direct loan loan, changing to 473 from 489, which is normal in our experience.
Paraphrased and Standardized Quote from Adria for this direct loan of $136000, provided by BayCoast Bank
Hello, I am Adria and my hometown is Fall River in Massachusetts. Bristol, county is where I grew up, and now I need a direct loan in Massachusetts for $136000 to renovate my home. It has been difficult, but BayCoast Bank really came through for me with this loan for 10.6% interest APR and a term of 19 years. I can probably repay the loan over the 19 year term, including interest. A big thanks to BayCoast Bank for trusting me and my bad credit. It look me 4 years to create my credit to 489, and I won’t tarnish it any future. I’m pleased with Find Texas Loans for assisting me this far.
Several previous requests for credit have been made by Adria in the past, including one from Navigation Bank in Fall River, Massachusetts before Adria was accepted for the $136000 by BayCoast Bank
Adria made 9 previous attempts to obtain a direct loan, 2 of which were with Navigation Bank, a bank in Fall River, Massachusetts known to specialize in direct loans specifically. Before finding BayCoast Bank, Adria was very concerned due to their inexperience and bad credit rating.
Before applying for this direct loan, Adria had an Experian score of 508, which is bad, so BayCoast Bank most likely can provide Adria a direct loan
Adria’s Overall FICO score at the time of acceptance for a direct loan, taking into account their airport design engineer job and their future career as a packaging machine operator
When Adria was 18, they tried to obtain a student loan from 7 different lenders, which damaged their credit score. Below is a list of Adria’s previous attempts at finding a student loan:
- Attempt 1) Loan for $27,000.00 on August 10, 2009
- Attempt 2) Loan for $36,000.00 on August 1, 2012
- Attempt 3) Loan for $22,000.00 on February 27, 2009
- Attempt 4) Loan for $25,000.00 on December 22, 2008
- Attempt 5) Loan for $35,000.00 on December 25, 2010
- Attempt 6) Loan for $36,000.00 on June 17, 2013
- Attempt 7) Loan for $29,000.00 on August 13, 2010
Installment loan for Adria, a graduate of The Art Institute of Phoenix and an airport design engineer working for over $79,000 per year
Adria, an alumnus at The Art Institute of Phoenix and an airport design engineer in Fall River, Massachusetts needs a direct loan to purchase a new cell phone. Adria has instead chosen to get an installment loan for $8,000 and is at present seeking lenders like Bank of New England – North Shore to provide it.
Contact Details for BayCoast Bank, the provider of this direct loan
- BayCoast Bank
- City: Fall River
- State: Massachusetts
- Address: 30 Bedford Street
- County: Bristol
- Zip code: 2721
Fast Loans for Adria in Fall River, Massachusetts to prevent bankruptcy or harm from debt collectors.
Fast loans in Fall River, Massachusetts aren’t actually that difficult to obtain, particularly if you have some gumption like Adria. Adria was able to find a fast loan for $136000 from Bank of New England – Ware and Shawmut First County Bank, N. A., but turned down both offers in favor of their direct loan from BayCoast Bank. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement if you are in a pinch.
Signature Loan found in Fall River, Massachusetts for $136000 with bad credit by Adria
Many borrowers struggle with obtaining signature loans in Fall River, Massachusetts, and Adria is not an exception. Adria went to 4 lending institutions or more prior to finding BayCoast Bank, who offered Adria a signature loan for $136000. Typical signature loans simply need a client, like Adria’s signature to obtain them, up to $35,000 in some cases. Adria was able to get $136000 as a direct loan, which is very high for a direct loan. Since signature loans don’t require a cosigner, these loans tend to require higher credit, as high as 757
Adria has a disappointing current total income, but has a large amount of prospects
Adria has always wanted to be a packaging machine operator, but would have to attend The Art Institute of Phoenix again to become one. Adria has other possibilities as well, including accounting specialist, architecture professor, and forest and conservation technician, which pay $58,000 through to $90,000 per year, at least. Because of this, we think that Adria can pay for this direct loan of $136000.
Adria was rejected by Shawmut Bank of Franklin County 6 times before being accepted by BayCoast Bank at 30 Bedford Street
On June 22, 2009, Adria applied about borrowing $12,000 from Natick Trust Company with Cherly, their friend from just outside Fall River, and even with the co-signer, Adria was rejected for this direct loan. With bad credit, it can be difficult to procure financing, even with collateral and a co-signer.
Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans range from $24,000.00 to $44,000.00. They are mainly used to pay off existing high interest loans like credit cards. Adria required a debt consolidation loan to pay for their existing direct loan and their loan shark loan. Adria was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which converts your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.4%.
- Full name (Changed if requested): Adria Jerrett
- Current Credit: loans.hit.utils.Fico@506e1b77
- Current City: Fall River
- State: Massachusetts
- Zip code: 2729
- Yearly income: $53,000
- Current Job: airport design engineer
- Current County: Bristol
- Goal Yearly Income: $130,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000
Personal Loan for an airport design engineer named Adria in Fall River, Massachusetts to Pay Off NBT Bank Visa Platinum Card
Adria had a tonne of credit card debt on their Commerce Bank and their Five Star Bank Visa Signature Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Adria’s job as an airport design engineer, they struggled to make payments on the $24,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Conclusion of Adria’s direct loan
In the end, Adria was able to find a direct loan for $136000 with an interest rate of 8.3% interest APR from BayCoast Bank in Fall River, Massachusetts repayable over 19 years from now.