$192000 Quick Loan – Havre De Grace Maryland, Credit Score Of 579
- Experian: 593 – This client had a fair Experian rating
- Transunion: 560 – Melita had a fair credit rating with Transunion.
- Equifax: Melita’s Experian score was 579, which is a fair credit score using the Experian system.
Fast Loans for Melita in Havre De Grace, Maryland to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Havre De Grace, Maryland aren’t actually that difficult to obtain, especially if you have some gumption like Melita. Melita was able to find a fast loan for $192000 from First National Bank of Harford County and Farmers Bank of Maryland, but turned down both offers in favor of their quick loan from First National Bank & Trust Co., Havre de Grace, Md.. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better in the case that a borrower is on the go.
Melita has a disappointing current yearly income, but has several of prospects
Melita has always wanted to be a merchandise displayer, but would need attend Saint Mary’s University of Minnesota again to achieve it. Melita has other possibilities as well, including electrical and electronic inspector, financial examiner, and audiovisual production specialist, which pay $57,000 through to $92,000 per year, on average. Because of this, we think that Melita can afford this quick loan of $192000.
Melita’s Transunion score was altered by the quick loan loan, changing to 560 from 579, which is normal in our experience.
Installment loan for Melita, a graduate of Saint Mary’s University of Minnesota and a factory layout engineer working for over $63,000 per year
Melita, an alumnus at Saint Mary’s University of Minnesota and a factory layout engineer in Havre De Grace, Maryland needs a quick loan to purchase a house. Melita has instead chosen to obtain an installment loan for $28,000 and is at present seeking lenders like The First National Bank and Trust Company of Western Maryland to process their request.
Contact Details for First National Bank & Trust Co., Havre de Grace, Md., the provider of this quick loan
- First National Bank & Trust Co., Havre de Grace, Md.
- City: Havre De Grace
- State: Maryland
- Address: St. John Street
- County: Harford
- Zip code: 21078
Previous requests on Melita’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$24330.00||11||9.8%||$301.86||American Security Bank, National Association||May 31, 2011|
|$23860.00||8||9.8%||$359.54||The Forest Hill State Bank||October 18, 2014|
|$24390.00||6||8.6%||$434.82||Boonsboro Bank of Boonsboro, Maryland||January 12, 2015|
|$24420.00||8||10.8%||$380.97||Farmers Bank||June 13, 2015|
|$24360.00||7||10.5%||$410.73||St. Michaels Bank||August 22, 2015|
Personal Loan for a factory layout engineer named Melita in Havre De Grace, Maryland to Pay Off TJX Rewards Credit Card
Melita had a tonne of credit card debt on their BrylaneHome Credit Card and their Bergners Rewards Credit Card, and they were starting to get in over their heads. Despite Melita’s job as a factory layout engineer, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Paraphrased and Standardized Quote from Melita for this quick loan of $192000, provided by First National Bank & Trust Co., Havre de Grace, Md.
Hello, I am Melita and I’m from Havre De Grace in Maryland. Harford, county is where I grew up, and now I need a quick loan in Maryland for $192000 to pay bills. It has been difficult, but First National Bank & Trust Co., Havre de Grace, Md. really came through for me with this loan for 5.2% interest APR and a term of 17 years. I will repay the loan over the 17 year term, including interest. A big thanks to First National Bank & Trust Co., Havre de Grace, Md. for trusting me and my fair credit. It look me 8 years to create my credit to 579, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
Debt Consolidation Will Help Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans vary from $31,000.00 to $55,000.00. They are typically used to pay off existing high interest loans like credit cards. Melita needed a debt consolidation loan to pay for their existing quick loan and their loan shark loan. Melita was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your dirty, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.5%.
- Full name (Changed if requested): Melita Amores
- Current Credit: loans.hit.utils.Fico@2fc14f68
- Current City: Havre De Grace
- State: Maryland
- Zip code: 21083
- Yearly income: $45,000
- Current Job: factory layout engineer
- Current County: Harford
- Goal Yearly Income: $139,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
6 Months Ago, Melita Tried to Find a High Risk Loan for $42,000.00, and it was Easy
It is an well known struggle for borrowers to get high risk loans in a non-harmful manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be frightening to borrowers like Melita. Melita decided not to get a high risk loan this time. High Risk loans are given to terrible credit applicants. Clients with credit ratings as low as 490 can apply for a high risk loan and have a chance to be accepted.
Melita’s Overall FICO score at the time of acceptance for a quick loan, taking into account their factory layout engineer job and their future career as a merchandise displayer
Many past requests for credit have been made by Melita in the past, including one from Colorado National Bank in Havre De Grace, Maryland before Melita was approved for the $192000 by First National Bank & Trust Co., Havre de Grace, Md.
Melita made 8 previous tries to obtain a quick loan, 2 of which were with Colorado National Bank, a bank in Havre De Grace, Maryland known to specialize in quick loans specifically. Prior to finding First National Bank & Trust Co., Havre de Grace, Md., Melita was very concerned due to their inexperience and fair credit rating.
Melita was declined by Maryland National Bank 7 times before being accepted by First National Bank & Trust Co., Havre de Grace, Md. at St. John Street
On September 25, 2012, Melita applied about borrowing $8,000 from Boonsboro Bank of Boonsboro, Maryland with Lewis, their friend from just outside Havre De Grace, and even with the co-signer, Melita was rejected for this quick loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.
When Melita was 22, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a list of Melita’s previous attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on December 8, 2011
- Attempt 2) Loan for $36,000.00 on September 12, 2009
- Attempt 3) Loan for $30,000.00 on July 2, 2011
- Attempt 4) Loan for $24,000.00 on March 19, 2014
- Attempt 5) Loan for $31,000.00 on December 12, 2008
- Attempt 6) Loan for $27,000.00 on February 19, 2010
- Attempt 7) Loan for $22,000.00 on May 21, 2011
Before applying for this quick loan, Melita had an Experian score of 593, which is fair, so First National Bank & Trust Co., Havre de Grace, Md. probably cannot provide Melita a quick loan
Signature Loan acquired in Havre De Grace, Maryland for $192000 with fair credit by Melita
Many borrowers struggle with obtaining signature loans in Havre De Grace, Maryland, and Melita is no different. Melita went to 7 lenders or more prior to settling on First National Bank & Trust Co., Havre de Grace, Md., who offered Melita a signature loan for $192000. Typical signature loans simply require a client, like Melita’s signature to obtain them, up to $28,000 in some cases. Melita was able to get $192000 as a quick loan, which is very high for a quick loan. Since signature loans do not need collateral, these loans generally need improved credit, as high as 753
Conclusion of Melita’s quick loan
In the end, Melita was able to find a quick loan for $192000 with an interest rate of 7.6% interest APR from First National Bank & Trust Co., Havre de Grace, Md. in Havre De Grace, Maryland repayable over 17 years from now.