Do you have over $10,000 in Debt? Get Help now.

$87000 Personal Loan With Fair Credit In York County Virginia

$87000 Personal Loan – York County Virginia, Credit Rating Of 537

  • Experian: 554 – The client had a fair Experian rating
  • Transunion: 521 – Autumn had a fair credit score with Transunion.
  • Equifax: Autumn’s Experian score was 537, which is a fair credit score using the Experian scale.

Autumn was not approved by First Virginia Bank – Blue Ridge 7 times prior to being approved by Dominion National Bank of the Peninsula at 783 Merrimac Trail

On June 4, 2011, Autumn applied about borrowing $12,000 from First Virginia Bank-South Hill with Bonny, their in law from just outside York County, and even with the co-signer, Autumn was rejected for this personal loan. With fair credit, it can be challenging to obtain funding, even with collateral and a co-signer.

Autumn has a low current total income, but has a large amount of prospects

Autumn has always wanted to be a directory assistance operator, but would need attend Santa Fe University of Art and Design again to achieve it. Autumn has other possibilities as well, including operations management analyst, clergy member, and narcotics investigator, which pay $51,000 through to $91,000 per year, on average. For this reason, we believe that Autumn can pay for this personal loan of $87000.

Before applying for this personal loan, Autumn had an Experian score of 554, which is fair, so Dominion National Bank of the Peninsula probably cannot provide Autumn a personal loan

Experian Score: 554

Autumn’s Overall FICO score at the time of acceptance for a personal loan, taking into account their family practitioner job and their future job as a directory assistance operator

Fico Score: 537

Many previous requests for credit have been made by Autumn in the past, including one from Montpelier National Bank in York County, Virginia before Autumn was approved for the $87000 by Dominion National Bank of the Peninsula

Autumn made 6 previous attempts to obtain a personal loan, 2 of which were with Montpelier National Bank, a bank in York County, Virginia known to specialize in personal loans specifically. Prior to finding Dominion National Bank of the Peninsula, Autumn was very concerned due to their inexperience and fair credit rating.

Personal Loan for a family practitioner named Autumn in York County, Virginia to Pay Off Arizona Diamondbacks BankAmericard Cash Rewards MasterCard

Autumn had a lot of credit card debt on their Teachers FCU Visa Secured Classic and their U.S. Pride BankAmericard Cash Rewards Visa Card, and they were starting to get in over their heads. Despite Autumn’s job as a family practitioner, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Autumn’s Transunion score was altered by the personal loan loan, changing to 521 from 537, which is typical in our experience.

Transunion Score: 521

Client Profile: Autumn Swymer of York County, Virginia
  • Full name (Changed if requested): Autumn Swymer
  • Current Credit: loans.hit.utils.Fico@deb6432
  • Current City: York County
  • State: Virginia
  • Zip code: 23188
  • Yearly income: $59,000
  • Current Job: family practitioner
  • Current County: York
  • Goal Yearly Income: $87,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000

Previous requests on Autumn’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$68350.00 6 5.3% $1110.31 Citizens Bank and Trust Company March 22, 2014
$68300.00 10 6.7% $782.5 Peoples Community Bank March 27, 2015
$67870.00 11 9.1% $815.53 Crestar Bank April 3, 2015
$67710.00 3 6.3% $2069.09 The Merchants and Farmers Bank April 26, 2015

Signature Loan found in York County, Virginia for $87000 with fair credit by Autumn

A lot of clients struggle with obtaining signature loans in York County, Virginia, and Autumn is no different. Autumn went to 5 lenders or more prior to settling on Dominion National Bank of the Peninsula, who offered Autumn a signature loan for $87000. Typical signature loans simply require a client, like Autumn’s signature to get them, up to $26,000 in some cases. Autumn was able to get $87000 as a personal loan, which is very high for a personal loan. Because signature loans don’t need collateral, these loans tend to require better credit, as high as 738

Paraphrased and Standardized Quote from Autumn for this personal loan of $87000, provided by Dominion National Bank of the Peninsula

Hello, I am Autumn and my hometown is York County in Virginia. York, county is where I grew up, and now I need a personal loan in Virginia for $87000 to buy a car. It wasn’t easy, but Dominion National Bank of the Peninsula really came through for me with this loan for 9.0% interest APR and a term of 22 years. I will repay the loan over the 22 year term, including interest. A big thanks to Dominion National Bank of the Peninsula for trusting me and my fair credit. It look me 4 years to build my credit to 537, and I won’t harm it any more. I’m pleased with Find Texas Loans for helping me this far.

Installment loan for Autumn, a graduate of Santa Fe University of Art and Design and a family practitioner working for over $73,000 per year

Autumn, an alumnus at Santa Fe University of Art and Design and a family practitioner in York County, Virginia needs a personal loan to purchase a car. Autumn has instead chosen to obtain an installment loan for $6,000 and is currently seeking lenders like Southampton County Bank to provide it.

Fast Loans for Autumn in York County, Virginia to prevent bankruptcy or harm from debt collectors.

Fast loans in York County, Virginia aren’t actually that difficult to obtain, especially if you have some finesse like Autumn. Autumn was able to find a fast loan for $87000 from First Virginia Bank – Surry and Bank of Virginia – Potomac, but turned down both offers in favor of their personal loan from Dominion National Bank of the Peninsula. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if a client is in a time sensitive situation.

Debt Consolidation Can Help Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks

Average debt consolidation loans range from $33,000.00 to $41,000.00. They are normally used to pay off existing high interest loans like credit cards. Autumn required a debt consolidation loan to pay for their existing personal loan and their credit card. Autumn was able to find a personal loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which changes your bad, catastrophically high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 2.3%.

Contact Details for Dominion National Bank of the Peninsula, the provider of this personal loan

  • Dominion National Bank of the Peninsula
  • City: York County
  • State: Virginia
  • Address: 783 Merrimac Trail
  • County: York
  • Zip code: 23185

When Autumn was 22, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a list of Autumn’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $21,000.00 on October 26, 2011
  • Attempt 2) Loan for $37,000.00 on November 22, 2012
  • Attempt 3) Loan for $33,000.00 on February 28, 2009
  • Attempt 4) Loan for $36,000.00 on May 7, 2010

6 Months Ago, Autumn Attempted to Find a High Risk Loan for $31,000.00, and it was Easy

It is an existing struggle for clients to find high risk loans in a non-harmful manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Autumn. Autumn decided not to get a high risk loan this time. High Risk loans are given to bad credit borrowers. Individuals with credit scores as low as 429 can inquire for a high risk loan and have a chance to be approved.

Conclusion of Autumn’s personal loan

In the end, Autumn was able to find a personal loan for $87000 with an interest rate of 9.4% interest APR from Dominion National Bank of the Peninsula in York County, Virginia repayable over 22 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

Leave a Reply

Your email address will not be published. Required fields are marked *

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>

Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.