$52000 Private Loan – Miami Florida, Credit Rating Of 703
- Experian: 718 – This client had a good Experian score
- Transunion: 686 – Jannette had a good credit score with Transunion.
- Equifax: Jannette’s Experian score was 703, which is a good credit score on the Experian scale.
7 Months Ago, Jannette Tried to Find a High Risk Loan for $46,000.00, and it was Easy
There is an ongoing struggle for clients to find high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or similar lenders, which can be physically harmful to borrowers like Jannette. Jannette chose not to get a high risk loan this time. High Risk loans are given to very low credit borrowers. Clients with credit scores as low as 565 can inquire for a high risk loan and may be be accepted.
Before applying for this private loan, Jannette had an Experian score of 718, which is good, so FirstBank Florida likely cannot provide Jannette a private loan
Paraphrased and Standardized Quote from Jannette for this private loan of $52000, provided by FirstBank Florida
Hi, I am Jannette and my hometown is Miami in Florida. Miami-Dade, county is where I grew up, and now I need a private loan in Florida for $52000 to buy a car. It has been difficult, but FirstBank Florida really came through for me with this loan for 10.2% interest APR and a term of 22 years. I can repay the loan over the 22 year term, including interest. A big thanks to FirstBank Florida for trusting me and my good credit. It look me 7 years to build my credit to 703, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.
Installment loan for Jannette, a graduate of El Paso Community College and an environmental engineer working for over $63,000 per year
Jannette, an alumnus at El Paso Community College and an environmental engineer in Miami, Florida needs a private loan to purchase something frivolous. Jannette has instead decided to obtain an installment loan for $5,000 and is currently seeking lenders like The Florida National Bank at Orlando to process their request.
Signature Loan acquired in Miami, Florida for $52000 with good credit by Jannette
A lot of prospective borrowers struggle with finding signature loans in Miami, Florida, and Jannette is no exception. Jannette went to 7 lending institutions or more prior to finding FirstBank Florida, who offered Jannette a signature loan for $52000. Most signature loans simply need a client, like Jannette’s signature to obtain them, up to $20,000 in some cases. Jannette was able to get $52000 as a private loan, which is very high for a private loan. Since signature loans don’t need a cosigner, these loans generally need higher credit, as high as 714
Contact Details for FirstBank Florida, the provider of this private loan
- FirstBank Florida
- City: Miami
- State: Florida
- Address: 701 Waterford Way, Bldg. 1, Suite 800
- County: Miami-Dade
- Zip code: 33126
When Jannette was 23, they attempted to obtain a student loan from 7 different lenders, which damaged their credit rating. Below is a list of Jannette’s previous attempts at finding a student loan:
- Attempt 1) Loan for $34,000.00 on August 16, 2010
- Attempt 2) Loan for $31,000.00 on February 7, 2010
- Attempt 3) Loan for $33,000.00 on June 23, 2009
- Attempt 4) Loan for $20,000.00 on September 2, 2011
- Attempt 5) Loan for $39,000.00 on January 26, 2009
- Attempt 6) Loan for $39,000.00 on January 7, 2010
- Attempt 7) Loan for $20,000.00 on January 4, 2010
Jannette was not approved by Citizens Bank of Marianna 7 times prior to being accepted by FirstBank Florida at 701 Waterford Way, Bldg. 1, Suite 800
On January 2, 2009, Jannette inquired about borrowing $11,000 from Sun Bank and Trust Company with Shelley, their in law from just outside Miami, and even with the co-signer, Jannette was rejected for this private loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Previous requests on Jannette’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$46610.00||11||11.4%||$621.08||NCNB National Bank of Florida||March 20, 2011|
|$47450.00||8||7.3%||$654.03||Southeast Bank of Madison County, National Association||May 20, 2011|
|$46660.00||6||11.7%||$904.95||Southeast Bank of Wildwood||July 17, 2011|
|$47140.00||6||6.2%||$785.7||Atlantic Bank of Jacksonville||June 20, 2012|
- Full name (Changed if requested): Jannette Turnbow
- Current Credit: loans.hit.utils.Fico@255316f2
- Current City: Miami
- State: Florida
- Zip code: 33133
- Yearly income: $39,000
- Current Job: environmental engineer
- Current County: Miami-Dade
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Jannette has a sad current gross income, but has several of prospects
Jannette has always wanted to be a brattice builder, but would need attend El Paso Community College again to achieve it. Jannette has other prospects as well, including border patrol agent, solid waste disposal administrator, and forest and conservation technician, which pay $53,000 through to $97,000 per year, on average. Because of this, we believe that Jannette can afford this private loan of $52000.
Jannette’s Overall FICO score at the time of acceptance for a private loan, taking into account their environmental engineer job and their future career as a brattice builder
Personal Loan for an environmental engineer named Jannette in Miami, Florida to Pay Off Korean Air SKYPASS Visa Classic Credit Card
Jannette had a tonne of credit card debt on their Fifth Third Business Rewards MasterCard and their PNC Bank CashBuilder Visa Credit Card, and they were starting to get in over their heads. Despite Jannette’s job as an environmental engineer, they struggled to make payments on the $20,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Jannette’s Transunion score was altered by the private loan loan, changing to 686 from 703, which is normal in our experience.
Multiple past requests for credit have been made by Jannette in the past, including one from Community Bank, National Association in Miami, Florida before Jannette was accepted for the $52000 by FirstBank Florida
Jannette made 7 previous attempts to obtain a private loan, 2 of which were with Community Bank, National Association, a bank in Miami, Florida known to specialize in private loans specifically. Before finding FirstBank Florida, Jannette was very concerned due to their inexperience and good credit rating.
Debt Consolidation Will Help Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans vary from $35,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jannette needed a debt consolidation loan to pay for their existing private loan and their credit card. Jannette was able to find a private loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans generally have interest rates that are low, like 3.4%.
Fast Loans for Jannette in Miami, Florida to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Miami, Florida aren’t actually that difficult to obtain, particularly if you have some finesse like Jannette. Jannette was able to find a fast loan for $52000 from Century Bank of Orange County and SunTrust Bank, Tampa Bay, but declined both offers in favor of their private loan from FirstBank Florida. The difference with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for personal loans. An improvement if a client is on the go.
Conclusion of Jannette’s private loan
In the end, Jannette was able to find a private loan for $52000 with an interest rate of 11.7% interest APR from FirstBank Florida in Miami, Florida repayable over 22 years from now.