$172000 High Risk Loan – Greencastle Pennsylvania, Credit Score Of 436
- Experian: 446 – This client had a bad Experian rating
- Transunion: 424 – Drucilla had a bad credit score with Transunion.
- Equifax: Drucilla’s Experian score was 436, which is a bad credit rating with the Experian system.
Previous requests on Drucilla’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$129270.00||5||10.7%||$2791.34||The People’s Bank of Oxford||October 15, 2009|
|$128740.00||6||8.7%||$2301.49||First Lehigh Bank||January 25, 2012|
|$129110.00||4||10.7%||$3318.14||SunBank||August 26, 2013|
|$129260.00||9||9.8%||$1805.84||Merchants Bank (North)||June 23, 2014|
|$128560.00||4||10.1%||$3266.79||Green Ridge Bank||May 28, 2015|
Before applying for this high risk loan, Drucilla had an Experian score of 446, which is bad, so The Citizens National Bank of Greencastle likely cannot provide Drucilla a high risk loan
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans
Most debt consolidation loans range from $29,000.00 to $55,000.00. They are mainly used to pay off existing high interest loans like credit cards. Drucilla needed a debt consolidation loan to pay for their existing high risk loan and their loan shark loan. Drucilla was able to find a high risk loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 4.6%.
7 Months Ago, Drucilla Attempted Finding a High Risk Loan for $40,000.00, and it was Easy
There is an well known struggle for clients to find high risk loans in a non-harmful manner. a lot of high risk loans end up originating loan sharks or similar lenders, which can be physically harmful to borrowers like Drucilla. Drucilla decided not to obtain a high risk loan this time. High Risk loans are the instrument of choice, and are given to terrible credit borrowers. Clients with credit scores as low as 598 can apply for a high risk loan and possibly can be accepted.
Fast Loans for Drucilla in Greencastle, Pennsylvania to prevent bankruptcy or harm from debt collectors.
Fast loans in Greencastle, Pennsylvania aren’t actually that difficult to obtain, particularly if you have some gumption like Drucilla. Drucilla was able to find a fast loan for $172000 from Provident National Bank and Summit Hill Trust Company, but declined both offers in favor of their high risk loan from The Citizens National Bank of Greencastle. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if you are in a time sensitive situation.
- Full name (Changed if requested): Drucilla Marcia
- Current Credit: loans.hit.utils.Fico@bebdb06
- Current City: Greencastle
- State: Pennsylvania
- Zip code: 17232
- Yearly income: $55,000
- Current Job: technological espionage intelligence agent
- Current County: Franklin
- Goal Yearly Income: $120,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $9000
Drucilla’s Transunion score was changed by the high risk loan loan, changing to 424 from 436, which is normal in our experience.
Many other requests for credit have been made by Drucilla in the past, including one from Pennyrile Citizens Bank and Trust Company in Greencastle, Pennsylvania before Drucilla was accepted for the $172000 by The Citizens National Bank of Greencastle
Drucilla made 8 previous attempts to obtain a high risk loan, 2 of which were with Pennyrile Citizens Bank and Trust Company, a lending institution in Greencastle, Pennsylvania known to specialize in high risk loans specifically. Prior to finding The Citizens National Bank of Greencastle, Drucilla was concerned due to their inexperience and bad credit rating.
Drucilla was rejected by Mellon Bank (Central) National Association 4 times before being granted funding by The Citizens National Bank of Greencastle at 35 North Carlisle Street
On April 10, 2012, Drucilla applied about borrowing $34,000 from Mellon Bank (East) PSFS, National Association with Ira, their friend from just outside Greencastle, and even with the co-signer, Drucilla was rejected for this high risk loan. With bad credit, it can be challenging to obtain funding, even with collateral and a co-signer.
Drucilla’s Overall FICO score at the time of acceptance for a high risk loan, taking into account their technological espionage intelligence agent job and their future career as an animal trainer
Contact Details for The Citizens National Bank of Greencastle, the provider of this high risk loan
- The Citizens National Bank of Greencastle
- City: Greencastle
- State: Pennsylvania
- Address: 35 North Carlisle Street
- County: Franklin
- Zip code: 17225
Personal Loan for a technological espionage intelligence agent named Drucilla in Greencastle, Pennsylvania to Pay Off Plains Commerce Bank MasterCard Classic
Drucilla had a tonne of credit card debt on their TJX Rewards Credit Card and their Pacific Sunwear PacSun Credit Card, and they were starting to get in over their heads. Despite Drucilla’s job as a technological espionage intelligence agent, they struggled to make payments on the $24,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Installment loan for Drucilla, a graduate of Central Oregon Community College and a technological espionage intelligence agent working for over $67,000 per year
Drucilla, an alumnus at Central Oregon Community College and a technological espionage intelligence agent in Greencastle, Pennsylvania wants a high risk loan to purchase a car. Drucilla has instead chosen to get an installment loan for $23,000 and is currently seeking lenders like The Houtzdale Bank to provide it.
Drucilla has a disappointing current yearly income, but has a large amount of prospects
Drucilla has always wanted to be an animal trainer, but would have to attend Central Oregon Community College again to become one. Drucilla has other prospects as well, including electronic drafter, soil scientist, and truck driver, which pay $51,000 through to $97,000 per year, on average. For this reason, we believe that Drucilla can afford this high risk loan of $172000.
When Drucilla was 23, they attempted to obtain a student loan from 7 different lenders, which harmed their credit rating. Below is a chronology of Drucilla’s previous attempts at finding a student loan:
- Attempt 1) Loan for $35,000.00 on June 28, 2009
- Attempt 2) Loan for $36,000.00 on March 29, 2011
- Attempt 3) Loan for $29,000.00 on December 23, 2010
- Attempt 4) Loan for $25,000.00 on April 13, 2011
- Attempt 5) Loan for $23,000.00 on November 25, 2008
- Attempt 6) Loan for $23,000.00 on August 8, 2012
- Attempt 7) Loan for $20,000.00 on March 14, 2014
Paraphrased and Standardized Quote from Drucilla for this high risk loan of $172000, provided by The Citizens National Bank of Greencastle
Hi, I am Drucilla and my hometown is Greencastle in Pennsylvania. Franklin, county is where I grew up, and now I need a high risk loan in Pennsylvania for $172000 to avoid bankruptcy. It wasn’t easy, but The Citizens National Bank of Greencastle really came through for me with this loan for 6.7% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to The Citizens National Bank of Greencastle for giving me a chance and my bad credit. It look me 7 years to build my credit to 436, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.
Signature Loan acquired in Greencastle, Pennsylvania for $172000 with bad credit by Drucilla
A lot of prospective borrowers struggle with finding signature loans in Greencastle, Pennsylvania, and Drucilla is the same. Drucilla went to 5 lending institutions or more prior to settling on The Citizens National Bank of Greencastle, who offered Drucilla a signature loan for $172000. Most signature loans simply require a client, like Drucilla’s signature to get them, up to $43,000 in some cases. Drucilla was able to get $172000 as a high risk loan, which is very high for a high risk loan. Since signature loans don’t need a cosigner, these loans tend to require higher credit, as high as 796
Conclusion of Drucilla’s high risk loan
In the end, Drucilla was able to find a high risk loan for $172000 with an interest rate of 6.2% interest APR from The Citizens National Bank of Greencastle in Greencastle, Pennsylvania repayable over 10 years from today.