$120000 Same Day Loan – Cleveland Ohio, Credit Score Of 582
- Experian: 601 – This client had a fair Experian rating
- Transunion: 565 – Kanisha had a fair credit score with Transunion.
- Equifax: Kanisha’s Experian score was 582, which is a fair credit rating on the Experian system.
Kanisha’s Transunion score was changed by the same day loan loan, changing to 565 from 582, which is typical in our experience.
Kanisha’s Overall FICO score at the time of acceptance for a same day loan, taking into account their art director job and their future career as a gynecologist
Paraphrased and Standardized Quote from Kanisha for this same day loan of $120000, provided by AmTrust Bank
Hi, I am Kanisha and I am from Cleveland in Ohio. Cuyahoga, county is where I grew up, and now I need a same day loan in Ohio for $120000 to avoid bankruptcy. It wasn’t easy, but AmTrust Bank really came through for me with this loan for 9.7% interest APR and a term of 21 years. I can repay the loan over the 21 year term, including interest. A big thanks to AmTrust Bank for trusting me and my fair credit. It look me 4 years to build my credit to 582, and I won’t tarnish it any more. I’m happy with Find Texas Loans for helping me this far.
Kanisha has a very low current gross income, but has several of prospects
Kanisha has always wanted to be a gynecologist, but would have to attend Pennsylvania State University again to achieve it. Kanisha has other possibilities as well, including park naturalist, employee training instructor, and home health technician, which pay $54,000 through to $98,000 per year, on average. Because of this, we believe that Kanisha can afford this same day loan of $120000.
Before applying for this same day loan, Kanisha had an Experian score of 601, which is fair, so AmTrust Bank likely cannot provide Kanisha a same day loan
Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $27,000.00 to $53,000.00. They are typically used to pay off existing high interest loans like credit cards. Kanisha required a debt consolidation loan to pay for their existing same day loan and their credit card. Kanisha was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 2.8%.
Fast Loans for Kanisha in Cleveland, Ohio to prevent bankruptcy or harm from debt collectors.
Fast loans in Cleveland, Ohio aren’t actually that difficult to obtain, especially if you have some finesse like Kanisha. Kanisha was able to find a fast loan for $120000 from National City Bank, Northeast and 1st Security Bank, but turned down both offers in favor of their same day loan from AmTrust Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. Much better if a borrower is in a time sensitive situation.
6 Months in the Past, Kanisha Attempted to Find a High Risk Loan for $25,000.00, and it was Easy
It is an existing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Kanisha. Kanisha chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Individuals with credit ratings as low as 550 can apply for a high risk loan and possibly can be approved.
Many previous requests for credit have been made by Kanisha in the past, including one from UNITED BUSINESS BANK, F.S.B. in Cleveland, Ohio before Kanisha was accepted for the $120000 by AmTrust Bank
Kanisha made 6 previous attempts to obtain a same day loan, 2 of which were with UNITED BUSINESS BANK, F.S.B., a lender in Cleveland, Ohio known to specialize in same day loans specifically. Before finding AmTrust Bank, Kanisha was concerned due to their inexperience and fair credit rating.
When Kanisha was 19, they attempted to obtain a student loan from 4 different banks, which harmed their credit rating. Below is a list of Kanisha’s prior attempts at finding a student loan:
- Attempt 1) Loan for $25,000.00 on June 22, 2011
- Attempt 2) Loan for $36,000.00 on November 23, 2008
- Attempt 3) Loan for $25,000.00 on September 28, 2013
- Attempt 4) Loan for $33,000.00 on June 25, 2011
- Full name (Changed if requested): Kanisha Izzard
- Current Credit: loans.hit.utils.Fico@377dca04
- Current City: Cleveland
- State: Ohio
- Zip code: 44115
- Yearly income: $56,000
- Current Job: art director
- Current County: Cuyahoga
- Goal Yearly Income: $143,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000
Signature Loan acquired in Cleveland, Ohio for $120000 with fair credit by Kanisha
A lot of clients have difficulty with obtaining signature loans in Cleveland, Ohio, and Kanisha is no different. Kanisha went to 8 lending institutions or more before settling on AmTrust Bank, who offered Kanisha a signature loan for $120000. Typical signature loans simply need a client, like Kanisha’s signature to obtain them, up to $36,000 in some cases. Kanisha was able to get $120000 as a same day loan, which is very high for a same day loan. Since signature loans don’t require collateral, they tend to require improved credit, as high as 706
Previous requests on Kanisha’s credit
| Principle in USD | Term Length in Years | Annual Percentage Rate | Monthly Payment | Lender’s Branch Name | Date of Request |
|---|---|---|---|---|---|
| $63850.00 | 11 | 5.4% | $642.57 | The Vinton Banking Company | January 16, 2009 |
| $63540.00 | 10 | 10.3% | $850.28 | The Ohio Valley Bank Company | February 7, 2012 |
| $63700.00 | 5 | 11.2% | $1391.35 | The Citizens Bank | October 14, 2012 |
| $64290.00 | 6 | 10.1% | $1194.27 | The Peoples Bank | March 24, 2014 |
| $64390.00 | 4 | 6.8% | $1535.93 | The Freeport State Bank | July 15, 2014 |
Personal Loan for an art director named Kanisha in Cleveland, Ohio to Pay Off Stupid Cancer Visa Platinum Rewards Card
Kanisha had a lot of credit card debt on their Fordham University Visa Credit Card and their Amalgamated Bank MasterCard Union Card, and they were starting to get in over their heads. Despite Kanisha’s job as an art director, they struggled to make payments on the $23,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Installment loan for Kanisha, a graduate of Pennsylvania State University and an art director working for over $70,000 per year
Kanisha, an alumnus at Pennsylvania State University and an art director in Cleveland, Ohio wants a same day loan to purchase a house. Kanisha has instead chosen to obtain an installment loan for $23,000 and is currently seeking lenders like Northwest Ohio Bank to provide it.
Kanisha was not approved by Peoples Banking Company of Martins Ferry, Ohio 4 times before being approved by AmTrust Bank at 1801 East Ninth Street
On December 8, 2008, Kanisha inquired about borrowing $5,000 from The Commercial Bank with Wynell, their in law from just outside Cleveland, and even with the co-signer, Kanisha was rejected for this same day loan. With fair credit, it can be very hard to procure funding, even with collateral and a co-signer.
Contact Details for AmTrust Bank, the provider of this same day loan
- AmTrust Bank
- City: Cleveland
- State: Ohio
- Address: 1801 East Ninth Street
- County: Cuyahoga
- Zip code: 44114
Conclusion of Kanisha’s same day loan
In the end, Kanisha was able to find a same day loan for $120000 with an interest rate of 11.4% interest APR from AmTrust Bank in Cleveland, Ohio repayable over 21 years from now.
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