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$78000 Same Day Loan With Excellent Credit In Canton North Carolina

$78000 Same Day Loan – Canton North Carolina, Credit Rating Of 734

  • Experian: 744 – This client had an excellent Experian score
  • Transunion: 717 – Jami had an excellent credit rating with Transunion.
  • Equifax: Jami’s Experian score was 734, which is an excellent credit score using the Experian scale.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans vary from $25,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Jami needed a debt consolidation loan to pay for their existing same day loan and their credit card. Jami was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a technique in the debt snowball method which converts your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.4%.

When Jami was 22, they tried to obtain a student loan from 7 alternate banks, which damaged their credit rating. Below is a list of Jami’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on June 17, 2009
  • Attempt 2) Loan for $33,000.00 on March 1, 2010
  • Attempt 3) Loan for $31,000.00 on July 18, 2013
  • Attempt 4) Loan for $30,000.00 on November 29, 2009
  • Attempt 5) Loan for $37,000.00 on July 14, 2010
  • Attempt 6) Loan for $23,000.00 on November 13, 2009
  • Attempt 7) Loan for $34,000.00 on March 24, 2012
Client Profile: Jami Balderree of Canton, North Carolina
  • Full name (Changed if requested): Jami Balderree
  • Current Credit: loans.hit.utils.Fico@ee7d9f1
  • Current City: Canton
  • State: North Carolina
  • Zip code: 28722
  • Yearly income: $36,000
  • Current Job: petroleum geologist
  • Current County: Haywood
  • Goal Yearly Income: $108,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $1000

Several other requests for credit have been made by Jami in the past, including one from FirstBank of Arapahoe County in Canton, North Carolina before Jami was approved for the $78000 by Canton Savings Bank, SSB

Jami made 5 previous tries to obtain a same day loan, 2 of which were with FirstBank of Arapahoe County, a lending institution in Canton, North Carolina known to specialize in same day loans specifically. Before finding Canton Savings Bank, SSB, Jami was very concerned due to their inexperience and excellent credit rating.

Signature Loan acquired in Canton, North Carolina for $78000 with excellent credit by Jami

Many clients have difficulty with finding signature loans in Canton, North Carolina, and Jami is no different. Jami went to 5 lenders or more before finding Canton Savings Bank, SSB, who offered Jami a signature loan for $78000. Typical signature loans simply need a client, like Jami’s signature to obtain them, up to $28,000 in some cases. Jami was able to get $78000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, they generally require better credit, as high as 753

Personal Loan for a petroleum geologist named Jami in Canton, North Carolina to Pay Off Club Carlson Premier Rewards Visa Signature Card

Jami had a lot of credit card debt on their M&T Visa Signature Credit Card and their UMB Bank Dynamics ePlate VISA, and they were starting to get in over their heads. Despite Jami’s job as a petroleum geologist, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Jami’s Transunion score was changed by the same day loan loan, changing to 717 from 734, which is normal in our experience.

Transunion Score: 717

Paraphrased and Standardized Quote from Jami for this same day loan of $78000, provided by Canton Savings Bank, SSB

Hello, I am Jami and I’m from Canton in North Carolina. Haywood, county is where I grew up, and now I need a same day loan in North Carolina for $78000 to pay bills. It wasn’t easy, but Canton Savings Bank, SSB really came through for me with this loan for 7.6% interest APR and a term of 7 years. I can repay the loan over the 7 year term, including interest. A big thanks to Canton Savings Bank, SSB for giving me a chance and my excellent credit. It look me 6 years to create my credit to 734, and I won’t harm it any future. I’m happy with Find Texas Loans for assisting me this far.

Contact Details for Canton Savings Bank, SSB, the provider of this same day loan

  • Canton Savings Bank, SSB
  • City: Canton
  • State: North Carolina
  • Address: 66 Academy Street
  • County: Haywood
  • Zip code: 28716

Jami was declined by The Carolina Bank 7 times before being approved by Canton Savings Bank, SSB at 66 Academy Street

On November 5, 2011, Jami inquired about borrowing $39,000 from Farmers Bank of Sunbury with Tamatha, their in law from just outside Canton, and even with the co-signer, Jami was rejected for this same day loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.

Jami has a disappointing current total income, but has several of prospects

Jami has always wanted to be a glass blower, but would need attend University of Wisconsin – Milwaukee again to become one. Jami has other prospects as well, including mechanical drafter, quality control coordinator, and zoologist, which pay $54,000 through to $103,000 per year, at least. Because of this, we believe that Jami can afford this same day loan of $78000.

Fast Loans for Jami in Canton, North Carolina to prevent bankruptcy or broken legs from debt collectors.

Fast loans in Canton, North Carolina aren’t actually that difficult to obtain, especially if you have some finesse like Jami. Jami was able to find a fast loan for $78000 from The Bank of Currituck and The Bank of Raeford, but turned down both offers in favor of their same day loan from Canton Savings Bank, SSB. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. Much better if you are in a time sensitive situation.

Before applying for this same day loan, Jami had an Experian score of 744, which is excellent, so Canton Savings Bank, SSB probably cannot provide Jami a same day loan

Experian Score: 744

9 Months Ago, Jami Tried Finding a High Risk Loan for $38,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be physically harmful to borrowers like Jami. Jami decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Borrowers with credit scores as low as 448 can apply for a high risk loan and may be be accepted.

Jami’s Overall FICO score at the time of acceptance for a same day loan, taking into account their petroleum geologist job and their future job as a glass blower

Fico Score: 734

Installment loan for Jami, a graduate of University of Wisconsin – Milwaukee and a petroleum geologist working for over $63,000 per year

Jami, an alumnus at University of Wisconsin – Milwaukee and a petroleum geologist in Canton, North Carolina wants a same day loan to purchase something frivolous. Jami has instead chosen to get an installment loan for $20,000 and is at present seeking lenders like Bank of Washington to provide it.

Previous requests on Jami’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$43590.00 10 9.7% $568.83 The Farmers Bank of Seaboard November 12, 2013
$44390.00 9 6.4% $541.76 The Bank of Raeford September 6, 2014
$44480.00 8 11.3% $705.93 The Bank of Coleridge September 15, 2014
$43790.00 10 6.8% $503.94 Farmers Bank of Sunbury November 29, 2014

Conclusion of Jami’s same day loan

In the end, Jami was able to find a same day loan for $78000 with an interest rate of 11.6% interest APR from Canton Savings Bank, SSB in Canton, North Carolina repayable over 7 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.