$152000 Quick Loan – Plano Texas, Credit Score Of 526
- Experian: 537 – This individual had a fair Experian rating
- Transunion: 513 – Karry had a fair credit rating with Transunion.
- Equifax: Karry’s Experian score was 526, which is a fair credit score on the Experian scale.
Karry’s Overall FICO score at the time of acceptance for a quick loan, taking into account their excavating machine operator job and their future job as a special education administrator
Paraphrased and Standardized Quote from Karry for this quick loan of $152000, provided by Plano East National Bank
Hello, I am Karry and I’m from Plano in Texas. Collin, county is where I grew up, and now I need a quick loan in Texas for $152000 to avoid bankruptcy. It wasn’t easy, but Plano East National Bank really came through for me with this loan for 8.1% interest APR and a term of 16 years. I can probably repay the loan over the 16 year term, including interest. A big thanks to Plano East National Bank for trusting me and my fair credit. It look me 4 years to create my credit to 526, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Signature Loan acquired in Plano, Texas for $152000 with fair credit by Karry
A lot of clients have difficulty with obtaining signature loans in Plano, Texas, and Karry is no different. Karry went to 6 lenders or more prior to finding Plano East National Bank, who offered Karry a signature loan for $152000. Typical signature loans simply require a client, like Karry’s signature to obtain them, up to $33,000 in some cases. Karry was able to get $152000 as a quick loan, which is very high for a quick loan. Because signature loans do not require a cosigner, they tend to need better credit, as high as 715
Installment loan for Karry, a graduate of Eyecare Professionals P.C. Residency in Vision Therapy and Rehabilitation and an excavating machine operator working for over $79,000 per year
Karry, an alumnus at Eyecare Professionals P.C. Residency in Vision Therapy and Rehabilitation and an excavating machine operator in Plano, Texas needs a quick loan to purchase a house. Karry has instead decided to obtain an installment loan for $13,000 and is at present seeking lenders like The Bank and Trust, S.S.B. to provide it.
Multiple previous requests for credit have been made by Karry in the past, including one from The First National Bank of Louisburg in Plano, Texas before Karry was accepted for the $152000 by Plano East National Bank
Karry made 4 previous tries to obtain a quick loan, 2 of which were with The First National Bank of Louisburg, a lending institution in Plano, Texas known to specialize in quick loans specifically. Before finding Plano East National Bank, Karry was very concerned due to their inexperience and fair credit rating.
Fast Loans for Karry in Plano, Texas to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Plano, Texas aren’t actually that difficult to obtain, particularly if you have some finesse like Karry. Karry was able to find a fast loan for $152000 from Citizens State Bank of Dalhart and First State Bank of Matador, but declined both offers in favor of their quick loan from Plano East National Bank. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement if a borrower is in a time sensitive situation.
Karry’s Transunion score was changed by the quick loan loan, changing to 513 from 526, which is typical in our experience.
Contact Details for Plano East National Bank, the provider of this quick loan
- Plano East National Bank
- City: Plano
- State: Texas
- Address: 1409 Shiloh Road
- County: Collin
- Zip code: 75074
Personal Loan for an excavating machine operator named Karry in Plano, Texas to Pay Off American Eagle Outfitters Inc. Credit Card
Karry had a tonne of credit card debt on their J. Jill Credit Card and their Phillips 66 Fleet Card, and they were starting to get in over their heads. Despite Karry’s job as an excavating machine operator, they struggled to make payments on the $25,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Previous requests on Karry’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$49860.00||3||7.4%||$1548.67||Comerica Bank||July 14, 2011|
|$50320.00||10||8.7%||$629.29||First Star Bank, S.S.B.||December 7, 2012|
|$50370.00||11||9.3%||$610.84||Brownfield State Bank & Trust Co.||December 27, 2013|
|$49740.00||8||9.4%||$739.06||First Bank & Trust, Bryan, Texas||May 31, 2014|
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Average debt consolidation loans vary from $36,000.00 to $57,000.00. They are typically used to pay off existing high interest loans like credit cards. Karry required a debt consolidation loan to pay for their existing quick loan and their payday loan. Karry was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans usually have interest rates as low as 4.6%.
Karry was declined by Arrowhead Bank 4 times before being accepted by Plano East National Bank at 1409 Shiloh Road
On July 9, 2009, Karry inquired about borrowing $48,000 from Texas Commerce Bank – Rio Grande Valley, National Association with Tanya, their in law from just outside Plano, and even with the co-signer, Karry was rejected for this quick loan. With fair credit, it can be very hard to procure funding, even with collateral and a co-signer.
- Full name (Changed if requested): Karry Jetty
- Current Credit: loans.hit.utils.Fico@182decdb
- Current City: Plano
- State: Texas
- Zip code: 75080
- Yearly income: $66,000
- Current Job: excavating machine operator
- Current County: Collin
- Goal Yearly Income: $143,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $8000
Karry has a disappointing current gross income, but has a high number of prospects
Karry has always wanted to be a special education administrator, but would have to attend Eyecare Professionals P.C. Residency in Vision Therapy and Rehabilitation again to become one. Karry has other prospects as well, including answering service operator, exercise physiologist, and executive secretary, which pay $57,000 through to $107,000 per year, at least. Because of this, we believe that Karry can pay for this quick loan of $152000.
Before applying for this quick loan, Karry had an Experian score of 537, which is fair, so Plano East National Bank likely cannot provide Karry a quick loan
8 Months Ago, Karry Tried to Find a High Risk Loan for $24,000.00, and it was Easy
It is an well known struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Karry. Karry chose not to obtain a high risk loan this time. High Risk loans are given to very low credit individuals. Clients with credit ratings as low as 461 can inquire for a high risk loan and have a chance to be accepted.
When Karry was 23, they attempted to obtain a student loan from 4 alternate lenders, which damaged their credit score. Below is a list of Karry’s previous attempts at finding a student loan:
- Attempt 1) Loan for $21,000.00 on July 19, 2012
- Attempt 2) Loan for $31,000.00 on November 13, 2011
- Attempt 3) Loan for $27,000.00 on July 20, 2009
- Attempt 4) Loan for $36,000.00 on November 23, 2008
Conclusion of Karry’s quick loan
In the end, Karry was able to find a quick loan for $152000 with an interest rate of 5.4% interest APR from Plano East National Bank in Plano, Texas repayable over 16 years from today.