$48000 Same Day Loan – Alhambra California, Credit Score Of 844
- Experian: 863 – This individual had an excellent Experian score
- Transunion: 829 – Renda had an excellent credit rating with Transunion.
- Equifax: Renda’s Experian score was 844, which is an excellent credit score using the Experian system.
Signature Loan easily acquired in Alhambra, California for $48000 with excellent credit by Renda
Many clients struggle with obtaining signature loans in Alhambra, California, and Renda is no different. Renda went to 4 lenders or more before settling on New OMNI Bank, National Association, who offered Renda a signature loan for $48000. Typical signature loans simply need a client, like Renda’s signature to obtain them, up to $41,000 in some cases. Renda was able to get $48000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need collateral, these loans generally require improved credit, as high as 743
Renda’s Transunion score was changed by the same day loan loan, changing to 829 from 844, which is typical in our experience.
Paraphrased and Standardized Quote from Renda for this same day loan of $48000, provided by New OMNI Bank, National Association
Hi, I am Renda and my hometown is Alhambra in California. Los Angeles, county is where I grew up, and now I need a same day loan in California for $48000 to avoid bankruptcy. It wasn’t easy, but New OMNI Bank, National Association really came through for me with this loan for 5.5% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to New OMNI Bank, National Association for giving me a chance and my excellent credit. It look me 4 years to create my credit to 844, and I won’t harm it any future. I’m happy with Find Texas Loans for helping me this far.
Renda has a very low current yearly income, but has several of prospects
Renda has always wanted to be a city planning aide, but would have to attend “Rutgers, The State University of New Jersey” again to achieve it. Renda has other prospects as well, including petroleum engineer, publications editor, and school plant consultant, which pay $55,000 through to $91,000 per year, on average. Because of this, we think that Renda can afford this same day loan of $48000.
Renda was rejected by Pacific Western Bank 4 times prior to being granted funding by New OMNI Bank, National Association at 1235 South Garfield Avenue
On January 15, 2011, Renda applied about borrowing $28,000 from United States National Bank with Ambrose, their friend from just outside Alhambra, and even with the co-signer, Renda was rejected for this same day loan. With excellent credit, it can be very hard to procure financing, even with collateral and a co-signer.
Before applying for this same day loan, Renda had an Experian score of 863, which is excellent, so New OMNI Bank, National Association most likely cannot provide Renda a same day loan
7 Months Ago, Renda Tried to Find a High Risk Loan for $48,000.00, and it was Easy
It is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Renda. Renda decided not to get a high risk loan this time. High Risk loans are generally given by lenders to bad credit borrowers. Borrowers with credit scores as low as 384 can inquire for a high risk loan and possibly can be accepted.
Renda’s Overall FICO score at the time of acceptance for a same day loan, taking into account their photographic equipment mechanic job and their future job as a city planning aide
- Full name (Changed if requested): Renda Dittman
- Current Credit: loans.hit.utils.Fico@5197848c
- Current City: Alhambra
- State: California
- Zip code: 91803
- Yearly income: $44,000
- Current Job: photographic equipment mechanic
- Current County: Los Angeles
- Goal Yearly Income: $107,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $2000
Installment loan for Renda, a graduate of “Rutgers, The State University of New Jersey” and a photographic equipment mechanic working for over $60,000 per year
Renda, an alumnus at “Rutgers, The State University of New Jersey” and a photographic equipment mechanic in Alhambra, California wants a same day loan to purchase a car. Renda has instead chosen to obtain an installment loan for $1,000 and is currently seeking lenders like San Diego Trust & Savings Bank to process their request.
Personal Loan for a photographic equipment mechanic named Renda in Alhambra, California to Pay Off Citgo Business Fleet Credit Card
Renda had a lot of credit card debt on their Ace Rewards Visa Business Card and their USAA Cash Rewards American Express, and they were starting to get in over their heads. Despite Renda’s job as a photographic equipment mechanic, they struggled to make payments on the $21,000.00 credit card balance, badly needing assistance in the form of a personal loan.
When Renda was 23, they attempted to obtain a student loan from 6 alternate banks, which harmed their credit rating. Below is a list of Renda’s prior attempts at finding a student loan:
- Attempt 1) Loan for $26,000.00 on December 21, 2012
- Attempt 2) Loan for $20,000.00 on September 5, 2010
- Attempt 3) Loan for $24,000.00 on April 23, 2011
- Attempt 4) Loan for $25,000.00 on November 17, 2010
- Attempt 5) Loan for $25,000.00 on November 20, 2011
- Attempt 6) Loan for $31,000.00 on May 20, 2011
Several past requests for credit have been made by Renda in the past, including one from Vidor State Bank in Alhambra, California before Renda was accepted for the $48000 by New OMNI Bank, National Association
Renda made 7 previous attempts to obtain a same day loan, 2 of which were with Vidor State Bank, a bank in Alhambra, California known to specialize in same day loans specifically. Before finding New OMNI Bank, National Association, Renda was very concerned due to their inexperience and excellent credit score.
Contact Details for New OMNI Bank, National Association, the provider of this same day loan
- New OMNI Bank, National Association
- City: Alhambra
- State: California
- Address: 1235 South Garfield Avenue
- County: Los Angeles
- Zip code: 91801
Previous requests on Renda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$50560.00||4||6.7%||$1203.7||Santa Monica Bank||September 16, 2011|
|$51290.00||8||11.6%||$822.38||Farmers and Merchants Bank of Long Beach||October 7, 2013|
|$50530.00||9||8.8%||$678.98||First Interstate Bank of California||September 30, 2014|
|$50590.00||4||8.3%||$1242.19||Union Bank||January 18, 2015|
|$51470.00||8||6.4%||$686.46||Citizens Commercial Trust and Savings Bank of Pasadena||May 25, 2015|
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Normal debt consolidation loans range from $33,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Renda required a debt consolidation loan to pay for their existing same day loan and their payday loan. Renda was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which converts your less desirable, catastrophically high interest loans to one lower interest loan. Debt consolidation loans usually have interest rates that are low, like 3.3%.
Fast Loans for Renda in Alhambra, California to prevent bankruptcy or broken legs from debt collectors.
Fast loans in Alhambra, California aren’t actually that difficult to obtain, especially if you have some gumption like Renda. Renda was able to find a fast loan for $48000 from The First National Bank of Orange County and Mechanics Bank, but declined both offers in favor of their same day loan from New OMNI Bank, National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. A big improvement if a client is on the go.
Conclusion of Renda’s same day loan
In the end, Renda was able to find a same day loan for $48000 with an interest rate of 5.4% interest APR from New OMNI Bank, National Association in Alhambra, California repayable over 10 years from now.