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18 Month, Fixed Interest Mortgage For Randolph In Florida

$4000 Mortgage – Boynton Beach Florida, Credit Rating Of 749

  • Experian: 763 – They had an excellent Experian score
  • Transunion: 733 – Randolph had an excellent credit rating with Transunion.
  • Equifax: Randolph’s Experian score was 749, which is an excellent credit rating on the Experian system.

Before applying for this mortgage, Randolph had an Experian score of 763, which is excellent, so World Savings of Florida, FS&LA likely cannot provide Randolph a mortgage

Experian Score: 763

Fast Loans for Randolph in Boynton Beach, Florida to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Boynton Beach, Florida aren’t actually that difficult to obtain, particularly if you have some gumption like Randolph. Randolph was able to find a fast loan for $4000 from Citizens Bank of Marianna and Flagship Bank of Lake Alfred, but declined both offers in favor of their mortgage from World Savings of Florida, FS&LA. The difference with a fast loan over a installment loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. Much better in the case that a client is in a time sensitive situation.

Contact Details for World Savings of Florida, FS&LA, the provider of this mortgage

  • World Savings of Florida, FS&LA
  • City: Boynton Beach
  • State: Florida
  • Address: 12700 Military Trail
  • County: Palm Beach
  • Zip code: 33436

Randolph’s Overall FICO score at the time of acceptance for a mortgage, taking into account their social welfare administrator job and their future job as a soil conservation technician

Fico Score: 749

Signature Loan acquired in Boynton Beach, Florida for $4000 with excellent credit by Randolph

Most prospective borrowers struggle with obtaining signature loans in Boynton Beach, Florida, and Randolph is no different. Randolph went to 6 lenders or more prior to settling on World Savings of Florida, FS&LA, who offered Randolph a signature loan for $4000. Most signature loans simply need a client, like Randolph’s signature to get them, up to $46,000 in some cases. Randolph was able to get $4000 as a mortgage, which is very high for a mortgage. Because signature loans do not require a cosigner, they generally require better credit, as high as 762

Previous requests on Randolph’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$30300.00 11 5.2% $301.9 NCNB National Bank of Florida March 23, 2011
$30170.00 7 5.5% $433.54 Southeast Bank of Madison County, National Association May 19, 2013
$30330.00 6 6.2% $505.52 Southeast Bank of Wildwood February 5, 2014
$30380.00 6 10.1% $564.35 Atlantic Bank of Jacksonville August 1, 2014

Installment loan for Randolph, a graduate of University of Alabama at Birmingham and a social welfare administrator working for over $69,000 per year

Randolph, an alumnus at University of Alabama at Birmingham and a social welfare administrator in Boynton Beach, Florida wants a mortgage to purchase a car. Randolph has instead decided to get an installment loan for $16,000 and is at present seeking lenders like Southeast Bank of Wildwood to provide it.

Randolph has a sad current gross income, but has a large amount of prospects

Randolph has always wanted to be a soil conservation technician, but would need attend University of Alabama at Birmingham again to become one. Randolph has other possibilities as well, including farm manager, child life specialist, and textile designer, which pay $58,000 through to $91,000 per year, on average. Because of this, we think that Randolph can afford this mortgage of $4000.

Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans vary from $35,000.00 to $41,000.00. They are typically used to pay off existing high interest loans like credit cards. Randolph needed a debt consolidation loan to pay for their existing mortgage and their credit card. Randolph was able to find a mortgage in the end. Debt consolidation, or just consolidation, is a technique in the strategic borrowing method which transfers your dirty, high interest loans to a single reduced interest loan. Debt consolidation loans generally have interest rates as low as 3.6%.

Paraphrased and Standardized Quote from Randolph for this mortgage of $4000, provided by World Savings of Florida, FS&LA

Hi, I am Randolph and I’m from Boynton Beach in Florida. Palm Beach, county is where I grew up, and now I need a mortgage in Florida for $4000 to pay bills. It wasn’t easy, but World Savings of Florida, FS&LA really came through for me with this loan for 8.0% interest APR and a term of 18 years. I can repay the loan over the 18 year term, including interest. A big thanks to World Savings of Florida, FS&LA for trusting me and my excellent credit. It look me 4 years to create my credit to 749, and I won’t tarnish it any more. I’m happy with Find Texas Loans for assisting me this far.

Randolph’s Transunion score was altered by the mortgage loan, changing to 733 from 749, which is typical in our experience.

Transunion Score: 733

Randolph was not approved by Southeast National Bank of Bradenton 4 times prior to being granted funding by World Savings of Florida, FS&LA at 12700 Military Trail

On January 20, 2010, Randolph applied about borrowing $35,000 from Flagship Bank of Lake Alfred with Jamey, their in law from just outside Boynton Beach, and even with the co-signer, Randolph was rejected for this mortgage. With excellent credit, it can be challenging to obtain financing, even with collateral and a co-signer.

Client Profile: Randolph Breeland of Boynton Beach, Florida
  • Full name (Changed if requested): Randolph Breeland
  • Current Credit: loans.hit.utils.Fico@531d72ca
  • Current City: Boynton Beach
  • State: Florida
  • Zip code: 33439
  • Yearly income: $35,000
  • Current Job: social welfare administrator
  • Current County: Palm Beach
  • Goal Yearly Income: $129,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Multiple other requests for credit have been made by Randolph in the past, including one from Security Federal Savings and Loan Association in Boynton Beach, Florida before Randolph was approved for the $4000 by World Savings of Florida, FS&LA

Randolph made 7 prior attempts to obtain a mortgage, 2 of which were with Security Federal Savings and Loan Association, a bank in Boynton Beach, Florida known to specialize in mortgages specifically. Prior to finding World Savings of Florida, FS&LA, Randolph was desperate due to their inexperience and excellent credit score.

6 Months in the Past, Randolph Tried to Find a High Risk Loan for $36,000.00, but They Didn’t Find What They were Expecting

There is an well known struggle for clients to find high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Randolph. Randolph decided not to obtain a high risk loan this time. High Risk loans are given to bad credit applicants. Clients with credit ratings as low as 583 can apply for a high risk loan and possibly can be approved.

Personal Loan for a social welfare administrator named Randolph in Boynton Beach, Florida to Pay Off Bank of America Platinum Plus for Business MasterCard

Randolph had a lot of credit card debt on their Navy FCU Platinum Credit Card and their AmTrust Bank American Express Silver Card, and they were starting to get in over their heads. Despite Randolph’s job as a social welfare administrator, they struggled to make payments on the $26,000.00 credit card balance, badly needing assistance in the form of a personal loan.

When Randolph was 18, they tried to obtain a student loan from 4 alternate banks, which damaged their credit rating. Below is a list of Randolph’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on July 16, 2013
  • Attempt 2) Loan for $30,000.00 on December 31, 2009
  • Attempt 3) Loan for $23,000.00 on March 22, 2010
  • Attempt 4) Loan for $35,000.00 on August 26, 2013

Conclusion of Randolph’s mortgage

In the end, Randolph was able to find a mortgage for $4000 with an interest rate of 9.2% interest APR from World Savings of Florida, FS&LA in Boynton Beach, Florida repayable over 18 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.