$72000 Same Day Loan – Raleigh North Carolina, Credit Rating Of 744
- Experian: 757 – This individual had an excellent Experian score
- Transunion: 727 – Valerie had an excellent credit rating with Transunion.
- Equifax: Valerie’s Experian score was 744, which is an excellent credit rating using the Experian scale.
Installment loan for Valerie, a graduate of Morningside College and a petroleum geologist working for over $60,000 per year
Valerie, an alumnus at Morningside College and a petroleum geologist in Raleigh, North Carolina needs a same day loan to purchase a house. Valerie has instead chosen to obtain an installment loan for $19,000 and is at present seeking lenders like The Bank of Raeford to provide it.
Several previous requests for credit have been made by Valerie in the past, including one from The Franklin National Bank in Raleigh, North Carolina before Valerie was approved for the $72000 by Capital Bank
Valerie made 5 prior attempts to obtain a same day loan, 2 of which were with The Franklin National Bank, a lender in Raleigh, North Carolina known to specialize in same day loans specifically. Prior to finding Capital Bank, Valerie was very concerned due to their inexperience and excellent credit score.
Valerie’s Overall FICO score at the time of acceptance for a same day loan, taking into account their petroleum geologist job and their future career as an agricultural crop farm manager
Paraphrased and Standardized Quote from Valerie for this same day loan of $72000, provided by Capital Bank
Hi, I am Valerie and I’m from Raleigh in North Carolina. Wake, county is where I grew up, and now I need a same day loan in North Carolina for $72000 to pay bills. It has been difficult, but Capital Bank really came through for me with this loan for 11.6% interest APR and a term of 15 years. I will repay the loan over the 15 year term, including interest. A big thanks to Capital Bank for giving me a chance and my excellent credit. It look me 9 years to build my credit to 744, and I won’t harm it any more. I’m pleased with Find Texas Loans for assisting me this far.
Debt Consolidation Can Assist Any Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt
Most debt consolidation loans vary from $24,000.00 to $59,000.00. They are normally used to pay off existing high interest loans like credit cards. Valerie required a debt consolidation loan to pay for their existing same day loan and their loan shark loan. Valerie was able to find a same day loan in the end. Debt consolidation, or simply consolidation, is a technique in the strategic borrowing method which transfers your less desirable, catastrophically high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates as low as 3.4%.
Valerie was rejected by Citizens Bank 4 times prior to being accepted by Capital Bank at 333 Fayetteville Street
On December 29, 2010, Valerie inquired about borrowing $41,000 from North Mecklenburg Bank with David, their friend from just outside Raleigh, and even with the co-signer, Valerie was rejected for this same day loan. With excellent credit, it can be very hard to obtain financing, even with collateral and a co-signer.
Personal Loan for a petroleum geologist named Valerie in Raleigh, North Carolina to Pay Off RBC Visa Cash Back Card
Valerie had a tonne of credit card debt on their Staples Personal Account Credit Card and their Berkshire Municipal Bank Visa Business Bonus Rewards PLUS Card, and they were starting to get in over their heads. Despite Valerie’s job as a petroleum geologist, they struggled to make payments on the $25,000.00 credit card balance, desperately needing assistance in the form of a personal loan.
Fast Loans for Valerie in Raleigh, North Carolina to prevent bankruptcy or bodily harm from debt collectors.
Fast loans in Raleigh, North Carolina aren’t actually that difficult to obtain, particularly if you have some gumption like Valerie. Valerie was able to find a fast loan for $72000 from The First National Bank of Albemarle and Nationsbank of North Carolina, National Association, but turned down both offers in favor of their same day loan from Capital Bank. The improvement with a fast loan over a personal loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 6 weeks for debt consolidation loans. A big difference if you are in a pinch.
When Valerie was 18, they attempted to obtain a student loan from 6 alternate lenders, which damaged their credit rating. Below is a list of Valerie’s prior attempts at finding a student loan:
- Attempt 1) Loan for $39,000.00 on February 28, 2012
- Attempt 2) Loan for $36,000.00 on October 19, 2011
- Attempt 3) Loan for $28,000.00 on January 27, 2010
- Attempt 4) Loan for $23,000.00 on May 20, 2012
- Attempt 5) Loan for $25,000.00 on November 23, 2008
- Attempt 6) Loan for $24,000.00 on February 1, 2010
Valerie’s Transunion score was changed by the same day loan loan, changing to 727 from 744, which is typical in our experience.
8 Months in the Past, Valerie Tried Finding a High Risk Loan for $25,000.00, and it was Easy
There is an existing struggle for borrowers to find high risk loans in a safe manner. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Valerie. Valerie decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit clients. Borrowers with credit ratings as low as 436 can apply for a high risk loan and may be be accepted.
Contact Details for Capital Bank, the provider of this same day loan
- Capital Bank
- City: Raleigh
- State: North Carolina
- Address: 333 Fayetteville Street
- County: Wake
- Zip code: 27601
Valerie has a sad current yearly income, but has a high number of prospects
Valerie has always wanted to be an agricultural crop farm manager, but would have to attend Morningside College again to achieve it. Valerie has other possibilities as well, including farm manager, explosives worker, and narcotics investigator, which pay $59,000 through to $100,000 per year, at least. Because of this, we believe that Valerie can pay for this same day loan of $72000.
Previous requests on Valerie’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$20600.00||8||10.4%||$316.96||The Farmers Bank of Seaboard||October 2, 2011|
|$21280.00||11||7.7%||$239.5||The Bank of Raeford||July 11, 2012|
|$21460.00||4||8.7%||$530.98||The Bank of Coleridge||October 2, 2012|
|$21190.00||3||11.7%||$700.78||Farmers Bank of Sunbury||December 19, 2012|
|$20740.00||10||5.5%||$225.08||Bank of Pittsboro||June 16, 2013|
Before applying for this same day loan, Valerie had an Experian score of 757, which is excellent, so Capital Bank probably can provide Valerie a same day loan
Signature Loan found in Raleigh, North Carolina for $72000 with excellent credit by Valerie
Most prospective borrowers have difficulty with obtaining signature loans in Raleigh, North Carolina, and Valerie is no exception. Valerie went to 5 lenders or more prior to settling on Capital Bank, who offered Valerie a signature loan for $72000. Most signature loans simply require a client, like Valerie’s signature to get them, up to $35,000 in some cases. Valerie was able to get $72000 as a same day loan, which is very high for a same day loan. Since signature loans do not require a cosigner, these loans tend to need improved credit, as high as 743
- Full name (Changed if requested): Valerie Masch
- Current Credit: loans.hit.utils.Fico@37bba400
- Current City: Raleigh
- State: North Carolina
- Zip code: 27610
- Yearly income: $57,000
- Current Job: petroleum geologist
- Current County: Wake
- Goal Yearly Income: $133,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $7000
Conclusion of Valerie’s same day loan
In the end, Valerie was able to find a same day loan for $72000 with an interest rate of 11.1% interest APR from Capital Bank in Raleigh, North Carolina repayable over 15 years from today.