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16 Month, Variable Interest Same Day Loan For Gay In Texas

$54000 Same Day Loan – Snyder Texas, Credit Score Of 715

  • Experian: 730 – This client had a good Experian rating
  • Transunion: 703 – Gay had a good credit score with Transunion.
  • Equifax: Gay’s Experian score was 715, which is a good credit rating on the Experian scale.

When Gay was 21, they attempted to obtain a student loan from 5 alternate lenders, which damaged their credit rating. Below is a list of Gay’s prior attempts at finding a student loan:

  • Attempt 1) Loan for $20,000.00 on October 4, 2010
  • Attempt 2) Loan for $28,000.00 on May 17, 2009
  • Attempt 3) Loan for $31,000.00 on March 15, 2010
  • Attempt 4) Loan for $26,000.00 on April 8, 2011
  • Attempt 5) Loan for $24,000.00 on October 5, 2011

6 Months Ago, Gay Tried to Find a High Risk Loan for $37,000.00, and it was Hard

It is an ongoing struggle for clients to get high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or similar lenders, which can be scary to borrowers like Gay. Gay chose not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Clients with credit scores as low as 463 can inquire for a high risk loan and possibly can be accepted.

Fast Loans for Gay in Snyder, Texas to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Snyder, Texas aren’t actually that difficult to obtain, especially if you have some gumption like Gay. Gay was able to find a fast loan for $54000 from First Bank & Trust, Bryan, Texas and Austin Bank, Rusk, Texas, but turned down both offers in favor of their same day loan from COMMUNITY BANK OF SNYDER. The difference with a fast loan over a personal loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 6 weeks for installment loans. An improvement in the case that a borrower is in a time sensitive situation.

Previous requests on Gay’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$57160.00 3 6.4% $1749.3 Comerica Bank February 17, 2010
$56690.00 4 7.2% $1362.78 First Star Bank, S.S.B. August 9, 2010
$57160.00 7 6.8% $857.12 Brownfield State Bank & Trust Co. March 3, 2013
$56700.00 3 8.6% $1792.51 First Bank & Trust, Bryan, Texas June 4, 2013
$56730.00 6 10.1% $1053.83 First Bank & Trust of Clarendon March 23, 2014

Many previous requests for credit have been made by Gay in the past, including one from Farmers State Bank, St. Joseph, Missouri in Snyder, Texas before Gay was approved for the $54000 by COMMUNITY BANK OF SNYDER

Gay made 4 previous attempts to obtain a same day loan, 2 of which were with Farmers State Bank, St. Joseph, Missouri, a lender in Snyder, Texas known to specialize in same day loans specifically. Before finding COMMUNITY BANK OF SNYDER, Gay was desperate due to their inexperience and good credit score.

Gay’s Transunion score was altered by the same day loan loan, changing to 703 from 715, which is normal in our experience.

Transunion Score: 703

Gay’s Overall FICO score at the time of acceptance for a same day loan, taking into account their exhibit artist job and their future job as a casino manager

Fico Score: 715

Contact Details for COMMUNITY BANK OF SNYDER, the provider of this same day loan

  • COMMUNITY BANK OF SNYDER
  • City: Snyder
  • State: Texas
  • Address: 1715 25th Street
  • County: Scurry
  • Zip code: 79549
Client Profile: Gay Meharry of Snyder, Texas
  • Full name (Changed if requested): Gay Meharry
  • Current Credit: loans.hit.utils.Fico@8807e25
  • Current City: Snyder
  • State: Texas
  • Zip code: 79558
  • Yearly income: $54,000
  • Current Job: exhibit artist
  • Current County: Scurry
  • Goal Yearly Income: $142,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $0

Debt Consolidation Can Help Most Highly Indebted Borrower to Escape Bad Debts like Credit Card Debt

Average debt consolidation loans range from $26,000.00 to $47,000.00. They are mainly used to pay off existing high interest loans like credit cards. Gay needed a debt consolidation loan to pay for their existing same day loan and their credit card. Gay was able to find a same day loan in the end. Debt consolidation, or just consolidation, is a tactic in the strategic borrowing method which changes your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 2.0%.

Installment loan for Gay, a graduate of Chestnut Hill College and an exhibit artist working for over $65,000 per year

Gay, an alumnus at Chestnut Hill College and an exhibit artist in Snyder, Texas needs a same day loan to purchase a car. Gay has instead chosen to get an installment loan for $9,000 and is at present seeking lenders like First Community Bank San Antonio, National Association to provide it.

Signature Loan acquired in Snyder, Texas for $54000 with good credit by Gay

Most clients have difficulty with finding signature loans in Snyder, Texas, and Gay is no different. Gay went to 5 lending institutions or more before finding COMMUNITY BANK OF SNYDER, who offered Gay a signature loan for $54000. Typical signature loans simply require a client, like Gay’s signature to obtain them, up to $43,000 in some cases. Gay was able to get $54000 as a same day loan, which is very high for a same day loan. Because signature loans don’t need a cosigner, these loans generally require higher credit, as high as 770

Before applying for this same day loan, Gay had an Experian score of 730, which is good, so COMMUNITY BANK OF SNYDER probably cannot provide Gay a same day loan

Experian Score: 730

Paraphrased and Standardized Quote from Gay for this same day loan of $54000, provided by COMMUNITY BANK OF SNYDER

Hello, I am Gay and my hometown is Snyder in Texas. Scurry, county is where I grew up, and now I need a same day loan in Texas for $54000 to pay bills. It has been difficult, but COMMUNITY BANK OF SNYDER really came through for me with this loan for 10.0% interest APR and a term of 16 years. I can repay the loan over the 16 year term, including interest. A big thanks to COMMUNITY BANK OF SNYDER for trusting me and my good credit. It look me 4 years to create my credit to 715, and I won’t tarnish it any future. I’m happy with Find Texas Loans for assisting me this far.

Gay was not approved by Brownfield State Bank & Trust Co. 6 times prior to being approved by COMMUNITY BANK OF SNYDER at 1715 25th Street

On January 13, 2012, Gay inquired about borrowing $17,000 from First City Bank of Richardson with Daren, their friend from just outside Snyder, and even with the co-signer, Gay was rejected for this same day loan. With good credit, it can be difficult to obtain financing, even with collateral and a co-signer.

Personal Loan for an exhibit artist named Gay in Snyder, Texas to Pay Off Reach Out and Read Visa Card

Gay had a lot of credit card debt on their TJX Rewards Platinum MasterCard and their Sunoco Rewards Plus Card, and they were starting to get in over their heads. Despite Gay’s job as an exhibit artist, they struggled to make payments on the $28,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Gay has a disappointing current yearly income, but has several of prospects

Gay has always wanted to be a casino manager, but would have to attend Chestnut Hill College again to achieve it. Gay has other prospects as well, including caption writer, teachers aide, and counseling psychologist, which pay $56,000 through to $109,000 per year, at least. Because of this, we believe that Gay can pay for this same day loan of $54000.

Conclusion of Gay’s same day loan

In the end, Gay was able to find a same day loan for $54000 with an interest rate of 8.8% interest APR from COMMUNITY BANK OF SNYDER in Snyder, Texas repayable over 16 years from today.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.