$100000 Private Loan – Overland Park Kansas, Credit Rating Of 756
- Experian: 772 – This individual had an excellent Experian score
- Transunion: 742 – Meda had an excellent credit rating with Transunion.
- Equifax: Meda’s Experian score was 756, which is an excellent credit rating on the Experian system.
Personal Loan for a legal assistant named Meda in Overland Park, Kansas to Pay Off MCU Secured Visa
Meda had a tonne of credit card debt on their BB&T Bright Card and their Plum Card, and they were starting to get in over their heads. Despite Meda’s job as a legal assistant, they struggled to make payments on the $20,000.00 credit card balance, badly needing assistance in the form of a personal loan.
Installment loan for Meda, a graduate of “City College of New York of the City University of New York, The” and a legal assistant working for over $75,000 per year
Meda, an alumnus at “City College of New York of the City University of New York, The” and a legal assistant in Overland Park, Kansas wants a private loan to purchase something frivolous. Meda has instead chosen to get an installment loan for $23,000 and is at present seeking lenders like The Home State Bank of Kansas City, Kansas to process their request.
Meda’s Overall FICO score at the time of acceptance for a private loan, taking into account their legal assistant job and their future job as a credit reporter
Meda has a disappointing current total income, but has a high number of prospects
Meda has always wanted to be a credit reporter, but would have to attend “City College of New York of the City University of New York, The” again to become one. Meda has other possibilities as well, including speech pathologist, office supervisor, and family caseworker, which pay $58,000 through to $109,000 per year, on average. Because of this, we believe that Meda can pay for this private loan of $100000.
Meda’s Transunion score was changed by the private loan loan, changing to 742 from 756, which is normal in our experience.
When Meda was 23, they tried to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Meda’s previous attempts at finding a student loan:
- Attempt 1) Loan for $31,000.00 on March 25, 2012
- Attempt 2) Loan for $28,000.00 on April 10, 2013
- Attempt 3) Loan for $25,000.00 on April 18, 2009
- Attempt 4) Loan for $26,000.00 on June 14, 2009
- Attempt 5) Loan for $22,000.00 on April 2, 2009
- Attempt 6) Loan for $22,000.00 on August 15, 2012
Signature Loan acquired in Overland Park, Kansas for $100000 with excellent credit by Meda
A lot of prospective borrowers struggle with finding signature loans in Overland Park, Kansas, and Meda is not an exception. Meda went to 5 lenders or more prior to finding National Bank of Kansas City, who offered Meda a signature loan for $100000. Typical signature loans simply require a client, like Meda’s signature to get them, up to $41,000 in some cases. Meda was able to get $100000 as a private loan, which is very high for a private loan. Since signature loans don’t need a cosigner, they generally require better credit, as high as 720
Many past requests for credit have been made by Meda in the past, including one from Community National Bank in Overland Park, Kansas before Meda was accepted for the $100000 by National Bank of Kansas City
Meda made 9 previous attempts to obtain a private loan, 2 of which were with Community National Bank, a bank in Overland Park, Kansas known to specialize in private loans specifically. Prior to finding National Bank of Kansas City, Meda was desperate due to their inexperience and excellent credit rating.
Previous requests on Meda’s credit
|Principle in USD||Term Length in Years||Annual Percentage Rate||Monthly Payment||Lender’s Branch Name||Date of Request|
|$89440.00||7||9.6%||$1466.39||Citizens Bank and Trust Company||May 16, 2009|
|$89260.00||8||11.3%||$1416.62||The Morrill and Janes Bank and Trust Company||November 30, 2012|
|$89320.00||6||10.6%||$1681.88||The Citizens State Bank, Liberal, Kansas||June 16, 2013|
|$89110.00||4||6.8%||$2125.59||Citizens State Bank||September 12, 2014|
|$88720.00||11||7.3%||$979.65||The Peoples Bank||May 18, 2015|
7 Months in the Past, Meda Tried to Find a High Risk Loan for $29,000.00, but They Didn’t Find What They were Expecting
There is an existing struggle for clients to get high risk loans in a safe manner. Many high risk loans end up originating loan sharks or the like, which can be frightening to borrowers like Meda. Meda decided not to obtain a high risk loan this time. High Risk loans are generally given by lenders to terrible credit borrowers. Individuals with credit ratings as low as 384 can inquire for a high risk loan and have a chance to be accepted.
Fast Loans for Meda in Overland Park, Kansas to prevent bankruptcy or harm from debt collectors.
Fast loans in Overland Park, Kansas aren’t actually that difficult to obtain, especially if you have some finesse like Meda. Meda was able to find a fast loan for $100000 from The Sedan State Bank, Sedan, Kansas and Bank of Labor, but declined both offers in favor of their private loan from National Bank of Kansas City. The difference with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 7 weeks for installment loans. An improvement in the case that a client is in a pinch.
Paraphrased and Standardized Quote from Meda for this private loan of $100000, provided by National Bank of Kansas City
Hi, I am Meda and I am from Overland Park in Kansas. Johnson, county is where I grew up, and now I need a private loan in Kansas for $100000 to avoid bankruptcy. It has been difficult, but National Bank of Kansas City really came through for me with this loan for 8.6% interest APR and a term of 4 years. I can repay the loan over the 4 year term, including interest. A big thanks to National Bank of Kansas City for giving me a chance and my excellent credit. It look me 7 years to create my credit to 756, and I won’t tarnish it any more. I am happy with Find Texas Loans for assisting me this far.
Contact Details for National Bank of Kansas City, the provider of this private loan
- National Bank of Kansas City
- City: Overland Park
- State: Kansas
- Address: 10700 Nall Ave
- County: Johnson
- Zip code: 66211
- Full name (Changed if requested): Meda Eliassen
- Current Credit: loans.hit.utils.Fico@e6ea0c6
- Current City: Overland Park
- State: Kansas
- Zip code: 66214
- Yearly income: $48,000
- Current Job: legal assistant
- Current County: Johnson
- Goal Yearly Income: $98,000
- Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000
Meda was rejected by Bank IV Kansas City, National Association 4 times before being accepted by National Bank of Kansas City at 10700 Nall Ave
On September 19, 2009, Meda inquired about borrowing $8,000 from Fidelity State Bank and Trust Company with Latrina, their in law from just outside Overland Park, and even with the co-signer, Meda was rejected for this private loan. With excellent credit, it can be very hard to obtain funding, even with collateral and a co-signer.
Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Loan Sharks
Most debt consolidation loans vary from $39,000.00 to $56,000.00. They are normally used to pay off existing high interest loans like credit cards. Meda required a debt consolidation loan to pay for their existing private loan and their credit card. Meda was able to find a private loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your dirty, catastrophically high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.2%.
Before applying for this private loan, Meda had an Experian score of 772, which is excellent, so National Bank of Kansas City likely cannot provide Meda a private loan
Conclusion of Meda’s private loan
In the end, Meda was able to find a private loan for $100000 with an interest rate of 6.0% interest APR from National Bank of Kansas City in Overland Park, Kansas repayable over 4 years from now.