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3 Month, Variable Interest Quick Loan For Lin In Hawaii

$56000 Quick Loan – Kihei Hawaii, Credit Rating Of 328

  • Experian: 339 – The client had a terrible Experian rating
  • Transunion: 313 – Lin had a terrible credit rating with Transunion.
  • Equifax: Lin’s Experian score was 328, which is a terrible credit rating with the Experian scale.

Paraphrased and Standardized Quote from Lin for this quick loan of $56000, provided by Eastwest Bank, National Association

Hi, I am Lin and my hometown is Kihei in Hawaii. Maui, county is where I grew up, and now I need a quick loan in Hawaii for $56000 to buy a big ticket item. It wasn’t easy, but Eastwest Bank, National Association really came through for me with this loan for 8.8% interest APR and a term of 3 years. I will repay the loan over the 3 year term, including interest. A big thanks to Eastwest Bank, National Association for trusting me and my terrible credit. It look me 9 years to build my credit to 328, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Lin’s Transunion score was changed by the quick loan loan, changing to 313 from 328, which is normal in our experience.

Transunion Score: 313

9 Months Ago, Lin Attempted Finding a High Risk Loan for $25,000.00, but They Didn’t Find What They were Expecting

There is an existing struggle for clients to get high risk loans in a safe manner. a lot of high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Lin. Lin decided not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit applicants. Individuals with credit scores as low as 496 can inquire for a high risk loan and may be be accepted.

Previous requests on Lin’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$143300.00 11 9.7% $1769.86 First Interstate Bank of Hawaii May 21, 2009
$143210.00 9 7.4% $1820.17 Liberty Bank June 3, 2010
$142760.00 11 6.8% $1538.89 Central Pacific Bank October 23, 2011
$143460.00 6 10.1% $2664.96 First Hawaiian Bank September 21, 2014
$142700.00 11 10.5% $1827.2 City Bank January 13, 2015

Installment loan for Lin, a graduate of University of Indianapolis and an emergency medical technician working for over $70,000 per year

Lin, an alumnus at University of Indianapolis and an emergency medical technician in Kihei, Hawaii needs a quick loan to purchase a car. Lin has instead chosen to get an installment loan for $17,000 and is currently seeking lenders like Eastwest Bank, National Association to process their request.

Several past requests for credit have been made by Lin in the past, including one from DSRM National Bank in Kihei, Hawaii before Lin was accepted for the $56000 by Eastwest Bank, National Association

Lin made 6 prior attempts to obtain a quick loan, 2 of which were with DSRM National Bank, a lending institution in Kihei, Hawaii known to specialize in quick loans specifically. Before finding Eastwest Bank, National Association, Lin was concerned due to their inexperience and terrible credit score.

When Lin was 18, they tried to obtain a student loan from 7 different banks, which harmed their credit rating. Below is a chronology of Lin’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $38,000.00 on May 28, 2013
  • Attempt 2) Loan for $28,000.00 on February 17, 2009
  • Attempt 3) Loan for $33,000.00 on December 28, 2013
  • Attempt 4) Loan for $37,000.00 on June 19, 2012
  • Attempt 5) Loan for $26,000.00 on June 2, 2009
  • Attempt 6) Loan for $30,000.00 on March 12, 2010
  • Attempt 7) Loan for $33,000.00 on July 6, 2013

Personal Loan for an emergency medical technician named Lin in Kihei, Hawaii to Pay Off BancorpSouth Platinum Visa

Lin had a tonne of credit card debt on their AeroMexico Visa Card and their Sierra Trading Post Rewards Visa, and they were starting to get in over their heads. Despite Lin’s job as an emergency medical technician, they struggled to make payments on the $27,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

Fast Loans for Lin in Kihei, Hawaii to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Kihei, Hawaii aren’t actually that difficult to obtain, particularly if you have some finesse like Lin. Lin was able to find a fast loan for $56000 from American Savings Bank, FSB and Bank of Honolulu, but turned down both offers in favor of their quick loan from Eastwest Bank, National Association. The improvement with a fast loan over a personal loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. Much better if a borrower is in a time sensitive situation.

Lin’s Overall FICO score at the time of acceptance for a quick loan, taking into account their emergency medical technician job and their future job as a building inspector

Fico Score: 328

Lin was not approved by First Interstate Bank of Hawaii 7 times before being accepted by Eastwest Bank, National Association at 1993 South Kihei Road

On May 7, 2009, Lin inquired about borrowing $45,000 from New People’s Savings and Loan Association with Marlo, their friend from just outside Kihei, and even with the co-signer, Lin was rejected for this quick loan. With terrible credit, it can be a challenge to procure funding, even with collateral and a co-signer.

Before applying for this quick loan, Lin had an Experian score of 339, which is terrible, so Eastwest Bank, National Association probably cannot provide Lin a quick loan

Experian Score: 339

Contact Details for Eastwest Bank, National Association, the provider of this quick loan

  • Eastwest Bank, National Association
  • City: Kihei
  • State: Hawaii
  • Address: 1993 South Kihei Road
  • County: Maui
  • Zip code: 96753

Lin has a disappointing current yearly income, but has several of prospects

Lin has always wanted to be a building inspector, but would need attend University of Indianapolis again to become one. Lin has other possibilities as well, including forest fire inspector, executive secretary, and biomedical engineer, which pay $57,000 through to $90,000 per year, at least. Because of this, we think that Lin can afford this quick loan of $56000.

Debt Consolidation Will Assist Any Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Most debt consolidation loans vary from $36,000.00 to $59,000.00. They are typically used to pay off existing high interest loans like credit cards. Lin needed a debt consolidation loan to pay for their existing quick loan and their payday loan. Lin was able to find a quick loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, high interest loans to a single lower interest loan. Debt consolidation loans generally have interest rates that are low, like 3.4%.

Signature Loan found in Kihei, Hawaii for $56000 with terrible credit by Lin

Most prospective borrowers have difficulty with finding signature loans in Kihei, Hawaii, and Lin is not an exception. Lin went to 7 lenders or more before settling on Eastwest Bank, National Association, who offered Lin a signature loan for $56000. Most signature loans simply need a client, like Lin’s signature to obtain them, up to $36,000 in some cases. Lin was able to get $56000 as a quick loan, which is very high for a quick loan. Since signature loans don’t require collateral, they generally require better credit, as high as 774

Client Profile: Lin Brenneis of Kihei, Hawaii
  • Full name (Changed if requested): Lin Brenneis
  • Current Credit: loans.hit.utils.Fico@7e774085
  • Current City: Kihei
  • State: Hawaii
  • Zip code: 96758
  • Yearly income: $40,000
  • Current Job: emergency medical technician
  • Current County: Maui
  • Goal Yearly Income: $116,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Conclusion of Lin’s quick loan

In the end, Lin was able to find a quick loan for $56000 with an interest rate of 7.0% interest APR from Eastwest Bank, National Association in Kihei, Hawaii repayable over 3 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.