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$34000 Personal Loan In Nicholasville Kentucky With Credit Score 536 For Deb

$34000 Personal Loan – Nicholasville Kentucky, Credit Score Of 536

  • Experian: 546 – This individual had a fair Experian score
  • Transunion: 522 – Deb had a fair credit rating with Transunion.
  • Equifax: Deb’s Experian score was 536, which is a fair credit rating with the Experian system.

Previous requests on Deb’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$16730.00 6 8.3% $295.79 Stock Yards Bank & Trust Company December 13, 2009
$16630.00 4 10.1% $422.58 Farmers Deposit Bank of Brandenburg November 4, 2012
$17240.00 10 5.7% $188.81 Citizens Bank March 6, 2014
$16580.00 4 11.4% $431.75 Citizens Bank & Trust Company, Burgin, Kentucky September 24, 2014
$17400.00 3 11.2% $571.3 Farmers National Bank April 10, 2015

Deb was rejected by The Bank of Whitesburg 6 times prior to being accepted by Liberty National Bank of Jessamine at 100 Rebel Road

On October 9, 2008, Deb applied about borrowing $14,000 from Bank of New Haven with Melaine, their in law from just outside Nicholasville, and even with the co-signer, Deb was rejected for this personal loan. With fair credit, it can be a challenge to obtain financing, even with collateral and a co-signer.

Contact Details for Liberty National Bank of Jessamine, the provider of this personal loan

  • Liberty National Bank of Jessamine
  • City: Nicholasville
  • State: Kentucky
  • Address: 100 Rebel Road
  • County: Jessamine
  • Zip code: 40356

Signature Loan found in Nicholasville, Kentucky for $34000 with fair credit by Deb

A lot of clients have difficulty with finding signature loans in Nicholasville, Kentucky, and Deb is the same. Deb went to 8 lending institutions or more prior to settling on Liberty National Bank of Jessamine, who offered Deb a signature loan for $34000. Typical signature loans simply need a client, like Deb’s signature to obtain them, up to $48,000 in some cases. Deb was able to get $34000 as a personal loan, which is very high for a personal loan. Since signature loans do not need collateral, these loans tend to need higher credit, as high as 734

Personal Loan for a ship master named Deb in Nicholasville, Kentucky to Pay Off Apple Bank for Savings

Deb had a lot of credit card debt on their MCU Visa Platinum and their Harley-Davidson Visa Signature Credit Card, and they were starting to get in over their heads. Despite Deb’s job as a ship master, they struggled to make payments on the $23,000.00 credit card balance, desperately needing assistance in the form of a personal loan.

9 Months Ago, Deb Tried to Find a High Risk Loan for $24,000.00, and it was Easy

It is an ongoing struggle for clients to find high risk loans in a safe way. Many high risk loans end up coming from loan sharks or the like, which can be scary to borrowers like Deb. Deb decided not to obtain a high risk loan this time. High Risk loans are given to bad credit clients. Borrowers with credit ratings as low as 578 can inquire for a high risk loan and have a chance to be accepted.

Multiple past requests for credit have been made by Deb in the past, including one from First Seminole Bank in Nicholasville, Kentucky before Deb was accepted for the $34000 by Liberty National Bank of Jessamine

Deb made 9 previous tries to obtain a personal loan, 2 of which were with First Seminole Bank, a lender in Nicholasville, Kentucky known to specialize in personal loans specifically. Before finding Liberty National Bank of Jessamine, Deb was concerned due to their inexperience and fair credit score.

Debt Consolidation Can Assist Most Deeply Indebted Borrower to Escape Bad Debts like Payday Loans

Average debt consolidation loans vary from $38,000.00 to $51,000.00. They are mainly used to pay off existing high interest loans like credit cards. Deb needed a debt consolidation loan to pay for their existing personal loan and their payday loan. Deb was able to find a personal loan in the end. Debt consolidation, or simply consolidation, is a technique in the debt snowball method which transfers your bad, catastrophically high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates that are low, like 3.5%.

Paraphrased and Standardized Quote from Deb for this personal loan of $34000, provided by Liberty National Bank of Jessamine

Hi, I am Deb and I’m from Nicholasville in Kentucky. Jessamine, county is where I grew up, and now I need a personal loan in Kentucky for $34000 to renovate my home. It has been difficult, but Liberty National Bank of Jessamine really came through for me with this loan for 8.0% interest APR and a term of 10 years. I can repay the loan over the 10 year term, including interest. A big thanks to Liberty National Bank of Jessamine for trusting me and my fair credit. It look me 5 years to build my credit to 536, and I won’t harm it any future. I am pleased with Find Texas Loans for helping me this far.

Deb’s Transunion score was changed by the personal loan loan, changing to 522 from 536, which is normal in our experience.

Transunion Score: 522

Deb’s Overall FICO score at the time of acceptance for a personal loan, taking into account their ship master job and their future job as a physics professor

Fico Score: 536

Client Profile: Deb Zalazar of Nicholasville, Kentucky
  • Full name (Changed if requested): Deb Zalazar
  • Current Credit: loans.hit.utils.Fico@7aec35a
  • Current City: Nicholasville
  • State: Kentucky
  • Zip code: 40365
  • Yearly income: $35,000
  • Current Job: ship master
  • Current County: Jessamine
  • Goal Yearly Income: $146,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $3000

Deb has a low current total income, but has a large amount of prospects

Deb has always wanted to be a physics professor, but would need attend Lake Land College again to become one. Deb has other possibilities as well, including cook, automobile mechanic, and school plant consultant, which pay $58,000 through to $96,000 per year, at least. For this reason, we think that Deb can afford this personal loan of $34000.

When Deb was 23, they attempted to obtain a student loan from 7 alternate lenders, which harmed their credit score. Below is a chronology of Deb’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $23,000.00 on September 23, 2013
  • Attempt 2) Loan for $36,000.00 on April 16, 2011
  • Attempt 3) Loan for $36,000.00 on July 20, 2009
  • Attempt 4) Loan for $38,000.00 on December 14, 2013
  • Attempt 5) Loan for $34,000.00 on October 15, 2010
  • Attempt 6) Loan for $22,000.00 on September 30, 2010
  • Attempt 7) Loan for $23,000.00 on October 11, 2010

Before applying for this personal loan, Deb had an Experian score of 546, which is fair, so Liberty National Bank of Jessamine probably cannot provide Deb a personal loan

Experian Score: 546

Fast Loans for Deb in Nicholasville, Kentucky to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Nicholasville, Kentucky aren’t actually that difficult to obtain, especially if you have some gumption like Deb. Deb was able to find a fast loan for $34000 from Bank of New Haven and Peoples Bank and Trust Company, but turned down both offers in favor of their personal loan from Liberty National Bank of Jessamine. The improvement with a fast loan over a debt consolidation loan is in speed. Fast loans normally are processed within 1 – 3 weeks, versus up to 5 weeks for debt consolidation loans. An improvement if you are on the go.

Installment loan for Deb, a graduate of Lake Land College and a ship master working for over $68,000 per year

Deb, an alumnus at Lake Land College and a ship master in Nicholasville, Kentucky wants a personal loan to purchase a car. Deb has instead decided to obtain an installment loan for $12,000 and is currently seeking lenders like Farmers Deposit Bank to provide it.

Conclusion of Deb’s personal loan

In the end, Deb was able to find a personal loan for $34000 with an interest rate of 9.8% interest APR from Liberty National Bank of Jessamine in Nicholasville, Kentucky repayable over 10 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.