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$74000 Debt Consolidation Loan In Weatherford Oklahoma With Credit Score 667 For Lanelle

$74000 Debt Consolidation Loan – Weatherford Oklahoma, Credit Rating Of 667

  • Experian: 679 – They had a good Experian rating
  • Transunion: 654 – Lanelle had a good credit score with Transunion.
  • Equifax: Lanelle’s Experian score was 667, which is a good credit rating with the Experian rating scheme.

Lanelle has a low current gross income, but has several of prospects

Lanelle has always wanted to be an insurance underwriter, but would need attend Mountain State University again to achieve it. Lanelle has other possibilities as well, including psychiatrist, marine and aquatic biologist, and nuclear fuels research engineer, which pay $50,000 through to $97,000 per year, on average. Because of this, we think that Lanelle can afford this debt consolidation loan of $74000.

Personal Loan for an airline flight reservations administrator named Lanelle in Weatherford, Oklahoma to Pay Off USAA Classic Platinum Visa

Lanelle had a lot of credit card debt on their Integra Bank Credit Cards and their The Home Depot Consumer Credit Card, and they were starting to get in over their heads. Despite Lanelle’s job as an airline flight reservations administrator, they struggled to make payments on the $29,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Lanelle’s Transunion score was altered by the debt consolidation loan loan, changing to 654 from 667, which is normal in our experience.

Transunion Score: 654

Paraphrased and Standardized Quote from Lanelle for this debt consolidation loan of $74000, provided by City Bank

Hi, I am Lanelle and I’m from Weatherford in Oklahoma. Custer, county is where I grew up, and now I need a debt consolidation loan in Oklahoma for $74000 to pay bills. It wasn’t easy, but City Bank really came through for me with this loan for 9.4% interest APR and a term of 6 years. I can repay the loan over the 6 year term, including interest. A big thanks to City Bank for giving me a chance and my good credit. It look me 6 years to build my credit to 667, and I won’t tarnish it any more. I am pleased with Find Texas Loans for helping me this far.

Installment loan for Lanelle, a graduate of Mountain State University and an airline flight reservations administrator working for over $67,000 per year

Lanelle, an alumnus at Mountain State University and an airline flight reservations administrator in Weatherford, Oklahoma wants a debt consolidation loan to purchase a car. Lanelle has instead decided to get an installment loan for $12,000 and is at present seeking lenders like The First State Bank to provide it.

Lanelle’s Overall FICO score at the time of acceptance for a debt consolidation loan, taking into account their airline flight reservations administrator job and their future career as an insurance underwriter

Fico Score: 667

Before applying for this debt consolidation loan, Lanelle had an Experian score of 679, which is good, so City Bank most likely cannot provide Lanelle a debt consolidation loan

Experian Score: 679

Fast Loans for Lanelle in Weatherford, Oklahoma to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Weatherford, Oklahoma aren’t actually that difficult to obtain, especially if you have some finesse like Lanelle. Lanelle was able to find a fast loan for $74000 from Security State Bank and The First State Bank, but declined both offers in favor of their debt consolidation loan from City Bank. The difference with a fast loan over a debt consolidation loan is in speed. Fast loans typically are processed within 1 – 3 weeks, versus up to 5 weeks for personal loans. A big improvement if a borrower is on the go.

Signature Loan found in Weatherford, Oklahoma for $74000 with good credit by Lanelle

Many borrowers struggle with obtaining signature loans in Weatherford, Oklahoma, and Lanelle is no exception. Lanelle went to 8 lending institutions or more before finding City Bank, who offered Lanelle a signature loan for $74000. Typical signature loans simply require a client, like Lanelle’s signature to obtain them, up to $24,000 in some cases. Lanelle was able to get $74000 as a debt consolidation loan, which is very high for a debt consolidation loan. Because signature loans don’t need a cosigner, these loans tend to require higher credit, as high as 768

Lanelle was not approved by The First State Bank 4 times before being approved by City Bank at 115 North Custer

On November 30, 2009, Lanelle applied about borrowing $9,000 from The Liberty State Bank of Tahlequah, Oklahoma with Judi, their in law from just outside Weatherford, and even with the co-signer, Lanelle was rejected for this debt consolidation loan. With good credit, it can be very hard to obtain funding, even with collateral and a co-signer.

When Lanelle was 20, they tried to obtain a student loan from 6 different lenders, which harmed their credit score. Below is a chronology of Lanelle’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $34,000.00 on March 21, 2012
  • Attempt 2) Loan for $34,000.00 on March 27, 2009
  • Attempt 3) Loan for $33,000.00 on November 15, 2008
  • Attempt 4) Loan for $29,000.00 on June 30, 2010
  • Attempt 5) Loan for $25,000.00 on November 23, 2010
  • Attempt 6) Loan for $29,000.00 on November 11, 2010

Contact Details for City Bank, the provider of this debt consolidation loan

  • City Bank
  • City: Weatherford
  • State: Oklahoma
  • Address: 115 North Custer
  • County: Custer
  • Zip code: 73096

Previous requests on Lanelle’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$124360.00 10 5.4% $1343.48 The First State Bank March 10, 2010
$124260.00 7 6.1% $1821.22 Security Bank and Trust Company September 15, 2010
$123690.00 7 5.8% $1795.1 The First State Bank, Willow, Okla. January 8, 2013
$124440.00 3 6.1% $3791.35 Sooner State Bank January 12, 2014

Multiple other requests for credit have been made by Lanelle in the past, including one from First Sentry Bank, Inc. in Weatherford, Oklahoma before Lanelle was accepted for the $74000 by City Bank

Lanelle made 4 prior attempts to obtain a debt consolidation loan, 2 of which were with First Sentry Bank, Inc., a lender in Weatherford, Oklahoma known to specialize in debt consolidation loans specifically. Before finding City Bank, Lanelle was concerned due to their inexperience and good credit score.

7 Months in the Past, Lanelle Attempted to Find a High Risk Loan for $39,000.00, and it was Hard

It is an well known struggle for clients to find high risk loans in a non-harmful way. Many high risk loans end up coming from loan sharks or the like, which can be frightening to borrowers like Lanelle. Lanelle chose not to get a high risk loan this time. High Risk loans are generally given by lenders to terrible credit individuals. Individuals with credit scores as low as 493 can inquire for a high risk loan and have a chance to be accepted.

Client Profile: Lanelle Brandman of Weatherford, Oklahoma
  • Full name (Changed if requested): Lanelle Brandman
  • Current Credit: loans.hit.utils.Fico@626b2d4a
  • Current City: Weatherford
  • State: Oklahoma
  • Zip code: 73100
  • Yearly income: $54,000
  • Current Job: airline flight reservations administrator
  • Current County: Custer
  • Goal Yearly Income: $127,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $6000

Debt Consolidation Can Assist Any Highly Indebted Borrower to Escape Bad Debts like Loan Sharks

Normal debt consolidation loans vary from $31,000.00 to $56,000.00. They are mainly used to pay off existing high interest loans like credit cards. Lanelle needed a debt consolidation loan to pay for their existing debt consolidation loan and their loan shark loan. Lanelle was able to find a debt consolidation loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which changes your less desirable, high interest loans to one lower interest loan. Debt consolidation loans generally have interest rates as low as 4.6%.

Conclusion of Lanelle’s debt consolidation loan

In the end, Lanelle was able to find a debt consolidation loan for $74000 with an interest rate of 6.1% interest APR from City Bank in Weatherford, Oklahoma repayable over 6 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.