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11 Month, Variable Interest Direct Loan For Willis In Minnesota

$8000 Direct Loan – Lake Crystal Minnesota, Credit Score Of 773

  • Experian: 791 – The client had an excellent Experian score
  • Transunion: 760 – Willis had an excellent credit score with Transunion.
  • Equifax: Willis’s Experian score was 773, which is an excellent credit rating with the Experian scale.

Signature Loan found in Lake Crystal, Minnesota for $8000 with excellent credit by Willis

Many prospective borrowers struggle with obtaining signature loans in Lake Crystal, Minnesota, and Willis is no exception. Willis went to 6 lenders or more prior to finding Minnstar Bank National Association, who offered Willis a signature loan for $8000. Most signature loans simply need a client, like Willis’s signature to obtain them, up to $23,000 in some cases. Willis was able to get $8000 as a direct loan, which is very high for a direct loan. Since signature loans don’t need collateral, they generally require improved credit, as high as 714

Willis was not approved by Farmers and Merchants State Bank of Lamberton 5 times before being accepted by Minnstar Bank National Association at 202 North Main Street

On January 31, 2014, Willis applied about borrowing $3,000 from Forest Lake State Bank with Jolyn, their friend from just outside Lake Crystal, and even with the co-signer, Willis was rejected for this direct loan. With excellent credit, it can be challenging to procure funding, even with collateral and a co-signer.

Contact Details for Minnstar Bank National Association, the provider of this direct loan

  • Minnstar Bank National Association
  • City: Lake Crystal
  • State: Minnesota
  • Address: 202 North Main Street
  • County: Blue Earth
  • Zip code: 56055

Willis has a sad current gross income, but has a large amount of prospects

Willis has always wanted to be a quality control engineer, but would need attend Indiana Wesleyan University again to achieve it. Willis has other possibilities as well, including museum curator, vocational education instructors college, and script editor, which pay $56,000 through to $91,000 per year, at least. Because of this, we believe that Willis can pay for this direct loan of $8000.

Debt Consolidation Will Assist Most Deeply Indebted Borrower to Escape Bad Debts like Credit Card Debt

Normal debt consolidation loans range from $27,000.00 to $52,000.00. They are typically used to pay off existing high interest loans like credit cards. Willis required a debt consolidation loan to pay for their existing direct loan and their loan shark loan. Willis was able to find a direct loan in the end. Debt consolidation, or simply consolidation, is a tactic in the strategic borrowing method which transfers your less desirable, high interest loans to one reduced interest loan. Debt consolidation loans usually have interest rates as low as 4.7%.

Willis’s Overall FICO score at the time of acceptance for a direct loan, taking into account their commercial designer job and their future job as a quality control engineer

Fico Score: 773

Paraphrased and Standardized Quote from Willis for this direct loan of $8000, provided by Minnstar Bank National Association

Hi, I am Willis and I’m from Lake Crystal in Minnesota. Blue Earth, county is where I grew up, and now I need a direct loan in Minnesota for $8000 to avoid bankruptcy. It wasn’t easy, but Minnstar Bank National Association really came through for me with this loan for 6.8% interest APR and a term of 11 years. I can repay the loan over the 11 year term, including interest. A big thanks to Minnstar Bank National Association for trusting me and my excellent credit. It look me 8 years to build my credit to 773, and I won’t harm it any future. I am happy with Find Texas Loans for helping me this far.

Multiple past requests for credit have been made by Willis in the past, including one from Farmers State Bank of Lewistown in Lake Crystal, Minnesota before Willis was accepted for the $8000 by Minnstar Bank National Association

Willis made 9 prior attempts to obtain a direct loan, 2 of which were with Farmers State Bank of Lewistown, a bank in Lake Crystal, Minnesota known to specialize in direct loans specifically. Before finding Minnstar Bank National Association, Willis was very concerned due to their inexperience and excellent credit score.

When Willis was 21, they attempted to obtain a student loan from 7 different banks, which damaged their credit score. Below is a chronology of Willis’s previous attempts at finding a student loan:

  • Attempt 1) Loan for $22,000.00 on March 26, 2012
  • Attempt 2) Loan for $33,000.00 on November 14, 2009
  • Attempt 3) Loan for $37,000.00 on May 14, 2009
  • Attempt 4) Loan for $28,000.00 on September 20, 2009
  • Attempt 5) Loan for $20,000.00 on September 19, 2010
  • Attempt 6) Loan for $25,000.00 on March 2, 2010
  • Attempt 7) Loan for $28,000.00 on October 26, 2008

Personal Loan for a commercial designer named Willis in Lake Crystal, Minnesota to Pay Off Astoria Bank Platinum Edition Visa Card

Willis had a lot of credit card debt on their Great Southern Bank Visa Platinum and their TD First Class Visa Signature Credit Card, and they were starting to get in over their heads. Despite Willis’s job as a commercial designer, they struggled to make payments on the $27,000.00 credit card balance, badly needing assistance in the form of a personal loan.

Client Profile: Willis Decamp of Lake Crystal, Minnesota
  • Full name (Changed if requested): Willis Decamp
  • Current Credit: loans.hit.utils.Fico@2f333739
  • Current City: Lake Crystal
  • State: Minnesota
  • Zip code: 56059
  • Yearly income: $43,000
  • Current Job: commercial designer
  • Current County: Blue Earth
  • Goal Yearly Income: $112,000
  • Debt (Personal Loan, Credit Card, Payday Loan, etc): $4000

Willis’s Transunion score was altered by the direct loan loan, changing to 760 from 773, which is typical in our experience.

Transunion Score: 760

Previous requests on Willis’s credit

Principle in USD Term Length in Years Annual Percentage Rate Monthly Payment Lender’s Branch Name Date of Request
$72200.00 6 7.5% $1248.35 Marquette Bank Cannon Falls December 1, 2010
$71570.00 8 6.5% $958.05 Root River State Bank June 8, 2011
$71780.00 3 7.6% $2236.1 Clinton State Bank February 26, 2012
$72470.00 7 5.4% $1037.96 Peoples State Bank of Plainview May 29, 2012
$71520.00 9 9.2% $976.19 Security State Bank of Wykoff December 14, 2013

8 Months Ago, Willis Attempted Finding a High Risk Loan for $35,000.00, but They Didn’t Find What They were Expecting

It is an ongoing struggle for clients to find high risk loans in a non-harmful way. a lot of high risk loans end up originating loan sharks or the like, which can be scary to borrowers like Willis. Willis chose not to get a high risk loan this time. High Risk loans are given to terrible credit clients. Individuals with credit ratings as low as 358 can apply for a high risk loan and possibly can be accepted.

Fast Loans for Willis in Lake Crystal, Minnesota to prevent bankruptcy or bodily harm from debt collectors.

Fast loans in Lake Crystal, Minnesota aren’t actually that difficult to obtain, especially if you have some gumption like Willis. Willis was able to find a fast loan for $8000 from Princeton Bank and Citizens State Bank of Green Isle, but turned down both offers in favor of their direct loan from Minnstar Bank National Association. The improvement with a fast loan over a installment loan is in speed. Fast loans usually are processed within 1 – 3 weeks, versus up to 7 weeks for personal loans. A big difference in the case that a client is in a pinch.

Installment loan for Willis, a graduate of Indiana Wesleyan University and a commercial designer working for over $75,000 per year

Willis, an alumnus at Indiana Wesleyan University and a commercial designer in Lake Crystal, Minnesota wants a direct loan to purchase something frivolous. Willis has instead chosen to get an installment loan for $26,000 and is at present seeking lenders like O’Connor Bros. State Bank of Renville to process their request.

Before applying for this direct loan, Willis had an Experian score of 791, which is excellent, so Minnstar Bank National Association probably cannot provide Willis a direct loan

Experian Score: 791

Conclusion of Willis’s direct loan

In the end, Willis was able to find a direct loan for $8000 with an interest rate of 5.0% interest APR from Minnstar Bank National Association in Lake Crystal, Minnesota repayable over 11 years from now.

Will Alexander

Will Alexander has over 10 years of experience as a financial expert and writer. The goal of his work is to assist the people of Texas in finding loans for lower interest rates than they thought were possible. Will specializes in bad credit loans.

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Names of borrowers and lenders have been modified, substituted, or fictionalized for search and privacy purposes. Information presented here is for entertainment purposes only and should not be interpreted as the truth.